Payday Loans in Goldenrod, Florida

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No payday loan companies in Goldenrod, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Fast Payday Loans Lakeland FL 926 S Wabash Ave, Lakeland, FL 33815 +1 (863) 617 - 7894
Community South Credit Union 1720 S Waukesha St, Bonifay, FL 32425 +1 (850) 547 - 2260
Lafayette State Bank 106 Grand St NE, Live Oak, FL 32064 +1 (386) 330 - 2626
Raymond James 531 W Main St, Tavares, FL 32778 +1 (352) 253 - 5244
First Citizens Bank 2046 Bayshore Blvd, Dunedin, FL 34698 +1 (727) 734 - 2585
Country Federal Credit Union 602 S 6th St, Macclenny, FL 32063 +1 (904) 259 - 6702
Advance America 935 N Beneva Rd Suite 403, Sarasota, FL 34232 +1 (941) 953 - 7804
Trustmark 1884 N County Hwy 393, Santa Rosa Beach, FL 32459 +1 (850) 660 - 4140
Check 'n Go 7287 Biscayne Blvd, Miami, FL 33138 +1 (305) 759 - 0300
All In Credit Union 1421 US-331, Defuniak Springs, FL 32435 +1 (850) 951 - 2099

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Goldenrod, FL, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Ormond Beach, FL, Payday Loans in Oviedo, FL, Emergency Loan in Palm Bay, FL, Payday Loans in Palm Beach Gardens, FL, Payday Loans in Palm Coast, FL, Payday Loans in Palm Harbor, FL, Bad Credit Loans in Panama City, FL and Payday Loan for Pembroke Pines, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Goldenrod, FL.

Beautiful sights of Goldenrod, FL

Payday Loans Available in Goldenrod, FL By The Following ZIP Codes:

32733

Are Payday Loans Legal In Goldenrod, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Goldenrod, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Goldenrod, FL payday loan calculator

Payday Loans in Goldenrod, Florida – Your Ultimate Guide

Are you in Goldenrod, Florida, and in need of some quick cash? Are you considering taking out a payday loan? Before you do, it’s important to understand how payday loans work, the benefits and risks, and what options are available to you in Goldenrod, Florida.

What is a Payday Loan?

A payday loan is a short-term loan that is typically due on your next payday. These loans are designed to help individuals who are facing financial difficulties, such as unexpected bills. Payday loans in Florida are legal and regulated under state law.

How do Payday Loans Work?

To obtain a payday loan, you must provide proof of income and a valid form of identification. Once approved, you will receive your funds and agree to repay the loan plus fees and interest on your next payday.

The fees and interest rates for payday loans in Florida are regulated by the state. According to the Florida Office of Financial Regulation, the maximum fee for a payday loan is 10% of the loan amount, and the maximum interest rate is 304% APR.

The Benefits of Payday Loans

  • Quick access to cash when you need it
  • No credit check required
  • Easy to obtain, with few requirements

The Risks of Payday Loans

  • High fees and interest rates, which can lead to a debt cycle
  • Short repayment terms, which can make it difficult to pay back the loan on time
  • Potential damage to your credit score if you default on the loan

Alternatives to Payday Loans in Goldenrod, Florida

If you’re considering a payday loan but are concerned about the risks, there are alternative options available to you in Goldenrod, Florida. These include:

  • Personal loans from banks or credit unions
  • Credit card cash advances
  • Negotiation with creditors for extended payment plans

Interesting Facts about Payday Loans in Goldenrod, Florida

  • In 2019, Floridians took out more than 7.7 million payday loans, totaling more than $3.1 billion in loans.
  • The average payday loan amount in Florida is $375.
  • 22% of payday loan borrowers in Florida are seniors aged 65 and older.

Apply Now

If you’re in need of fast cash and have considered the risks and alternatives, you can apply for a payday loan on TheGuaranteedLoans website. Remember, we are a connector service, not a direct lender. Our platform helps connect you with potential lenders who may be able to offer you a loan. Apply now and get connected with a potential lender today!

Disclaimer: Payday loans are a high-cost form of credit. TheGuaranteedLoans strongly recommends that you exhaust all other options before considering a payday loan. If you do choose to apply for a payday loan, always read and understand the terms and conditions of the loan before signing any agreement.

F.A.Q.

Can payday lenders charge late fees in Goldenrod, Florida?

Yes, payday lenders in Goldenrod, Florida are allowed to charge a late fee of up to 5% of the unpaid loan amount if the loan is not repaid by the due date.

Can payday lenders contact me at work in Goldenrod, Florida?

Yes, payday lenders in Goldenrod, Florida are allowed to contact you at work to collect on a defaulted loan. However, they are not allowed to harass or abuse you in any way, and they must stop contacting you at work if you request it.