Payday Loans in Graham, Florida

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No payday loan companies in Graham, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 4512 Curry Ford Rd, Orlando, FL 32812 +1 (407) 737 - 0767
Advance America 698 Cheney Hwy, Titusville, FL 32780 +1 (321) 264 - 9595
Payday Loans West Palm Beach West Palm Beach, FL 33412
EZ CASH ZONE 1101 Blanding Blvd, Orange Park, FL 32065 +1 (904) 541 - 4248
CenterState Bank 1105 W Broad St, Groveland, FL 34736 +1 (352) 429 - 2480
Artie Mitchell - Mortgage Loan Officer 1212 Providence Blvd, Deltona, FL 32725 +1 (914) 262 - 6601
Check Cashing USA 1916 Gulf to Bay Blvd, Clearwater, FL 33765 +1 (727) 443 - 5495
Ezmoney 2325 S Volusia Ave, Orange City, FL 32763 +1 (386) 774 - 1298
BB&T 1001 N, US-1 Ste 100, Jupiter, FL 33477 +1 (561) 745 - 2755
Trustmark 16234 US-331 S, Freeport, FL 32439 +1 (850) 835 - 3335

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Graham, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Daytona Beach, FL, Payday Loans in Deerfield Beach, FL, Payday Loans in Deland, FL, Payday Loan for Delray Beach, FL, Payday Loans in Deltona, FL, Online Loans in Dunedin, FL, Online Loans in Estero, FL and Payday Loans in Fort Lauderdale, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Graham, FL.

Are Payday Loans Legal In Graham, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Graham, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Graham, FL payday loan calculator

Payday Loans in Graham, Florida: Everything You Need to Know

Payday loans are a popular financing option for many people, especially those who have difficulty accessing other kinds of loans due to poor credit scores or low income. In Florida, payday loans are completely legal and can be a useful solution for those in need of quick cash to cover unexpected expenses or emergencies.

What are Payday Loans?

Payday loans are small, short-term loans that are typically due on the borrower’s next payday. They are designed to provide quick cash to individuals who are experiencing temporary financial difficulties, such as an unexpected bill or a short-term gap in their income.

Unlike traditional loans, which can take weeks to process and require a thorough credit check, payday loans are much faster and easier to obtain. Borrowers only need to provide proof of income, such as a pay stub, and a bank account to receive their money.

How Do Payday Loans Work in Florida?

In Florida, payday loans are legal and regulated by state law. Borrowers can take out loans of up to $500, with repayment terms ranging from seven to thirty-one days. Lenders are allowed to charge a maximum interest rate of 10% and a fee of no more than $5 for each loan.

However, borrowers should be careful when taking out payday loans, as the high interest rates and short repayment terms can lead to a cycle of debt if they are not able to repay the loan on time. It’s important to only borrow what you can afford to repay and to read the terms and conditions carefully before signing any agreements.

How to Apply for a Payday Loan in Florida

Applying for a payday loan in Florida is a simple and straightforward process. Borrowers can apply online or in person at a payday loan store, providing proof of income and a bank account. Once approved, the funds are usually deposited into the borrower’s account within 24 hours.

It’s important to remember that payday loans should only be used as a last resort when other financing options are not available. They are not a long-term solution for financial difficulties and should be repaid as soon as possible to avoid additional fees and interest charges.

Interesting Facts and Statistics About Payday Loans in Graham, Florida

  • In 2019, there were more than 2.7 million payday loans taken out in Florida, with a total value of over $3 billion.
  • The average payday loan in Florida is for $399, with an average fee of $42.73
  • Florida has one of the highest rates of payday loan usage in the United States, with more than 8% of adults having taken out a payday loan in the past year.
  • The number of payday loan stores in Florida has decreased in recent years due to increased competition from online lenders.

Apply Now for a Payday Loan in Graham, Florida

Are you in need of quick cash to cover unexpected expenses or emergencies? TheGuaranteedLoans can help you connect with potential lenders who can provide you with a payday loan in Graham, Florida. Our online application process is easy and secure, and you can receive your funds within 24 hours of approval.

It’s important to remember that TheGuaranteedLoans is a connector service, not a direct lender. We work with a network of trusted lenders to help you find the best loan option for your needs.

Don’t let unexpected expenses catch you off guard. Apply now for a payday loan in Graham, Florida and get the funds you need to cover your expenses.

F.A.Q.

How long do I have to repay a payday loan in Graham, Florida?

The repayment term for payday loans in Graham, Florida is typically between two and four weeks. However, some lenders may offer longer repayment terms to borrowers who qualify.

What fees and interest rates are associated with payday loans in Graham, Florida?

The fees and interest rates associated with payday loans in Graham, Florida vary depending on the lender and the loan terms. In general, these loans have high interest rates and fees, which can make them expensive for borrowers to repay. It is important to carefully review the loan terms before agreeing to a payday loan in Graham, Florida.