Payday Loans in Gretna, Florida

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No payday loan companies in Gretna, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 370 W Granada Blvd, Ormond Beach, FL 32174 +1 (386) 615 - 9585
Citizens Bank & Trust 2 E Wall St, Frostproof, FL 33843 +1 (863) 635 - 2244
T&H Comptrollers CPA 130 Shamrock Blvd, Venice, FL 34293 +1 (941) 484 - 4980
Space Coast Credit Union 1788 Dunlawton Ave, Port Orange, FL 32127 +1 (800) 447 - 7228
Eglin Federal Credit Union 9830 Navarre Pkwy, Navarre, FL 32566 +1 (850) 862 - 0111
First National Bank of Pasco 4518 Gall Blvd, Zephyrhills, FL 33542 +1 (813) 782 - 1540
Achieva Credit Union 5881 Fruitville Rd, Sarasota, FL 34232 +1 (941) 907 - 4865
Drummond Community Bank 2455 N Citrus Hills Blvd, Hernando, FL 34442 +1 (352) 249 - 3080
BB&T 34990 Emerald Coast Pkwy Ste 100, Destin, FL 32541 +1 (850) 269 - 4200
Advance America 2337 S US Hwy 1, Fort Pierce, FL 34982 +1 (772) 460 - 8044

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Gretna, FL, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Apopka, FL, Payday Loans in Boca Raton, FL, Payday Loans in Bonita Springs, FL, Payday Loan for Boynton Beach, FL, Payday Loans in Bradenton, FL, Payday Loan Without a Credit Check in Brandon, FL, Payday Loans in Cape Coral, FL and Payday Loans in Clearwater, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Gretna, FL.

Beautiful sights of Gretna, FL

Payday Loans Available in Gretna, FL By The Following ZIP Codes:

32332

Are Payday Loans Legal In Gretna, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Gretna, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Gretna, FL payday loan calculator

Payday Loans in Gretna, Florida: What You Need to Know

Payday loans are a type of short-term loan that can provide you with quick cash when you’re in a tight financial spot. Such loans have become increasingly popular in Gretna, Florida, and throughout the country in recent years. In this article, we will provide you with everything you need to know about payday loans in Gretna, Florida, including what they are, how they work, and what the regulations surrounding them are.

What are Payday Loans?

Payday loans, also known as cash advances, are loans that are typically for small amounts, usually $500 or less, and are due on the borrower’s next payday. These loans typically have very high-interest rates and fees, making them one of the most expensive forms of credit available.

Payday loans are typically used by people who need quick cash to cover unexpected expenses, such as car repairs or medical bills. They are also commonly used by people who are struggling to make ends meet between paychecks.

How Do Payday Loans Work?

Payday loans are generally issued by storefront lenders or online lenders. To apply for a payday loan, you will need to fill out an application and provide proof of income and identification. The lender will then review your application and determine if you are eligible for a loan.

If you are approved for a payday loan, the lender will typically issue you a check or deposit the funds into your bank account. You will then be responsible for paying back the loan, along with interest and fees, on your next payday.

Regulations on Payday Loans in Gretna, Florida

Payday loans are legal in Florida, including in Gretna. However, there are regulations in place to protect consumers from predatory lending practices.

One of the most significant regulations is that payday loans in Florida cannot exceed $500. Additionally, the maximum term for a payday loan is 31 days. Lenders are also required to be licensed with the state of Florida and must adhere to certain rules and guidelines.

Interesting Facts and Statistics about Payday Loans in Gretna, Florida

  • According to a report from the Florida Office of Financial Regulation, there were 10,119 payday loans made in the state in 2019.
  • The average payday loan amount in Florida is $392.
  • The average finance charge for a payday loan in Florida is $42.50.
  • It’s estimated that there are over 1,000 payday lending storefronts in Florida.
  • In 2018, Florida payday lenders made over $311 million in fees alone.

Apply Now

If you’re in need of quick cash, a payday loan may be an option for you. At TheGuaranteedLoans, we are a connector service that can help you find a lender that fits your needs. We work with a network of trusted lenders, so you can feel confident that you’re getting a fair deal. To get started, fill out our online application today. Remember, we are a connector service, not a direct lender, and we will facilitate your connection with potential lenders.

At TheGuaranteedLoans, we believe in providing our readers with accurate and valuable information. We hope that this article has helped you understand the basics of payday loans in Gretna, Florida, and has provided you with the information you need to make an informed decision about whether a payday loan is right for you.

F.A.Q.

What are the maximum loan amounts and interest rates for payday loans in Gretna, Florida?

The maximum loan amount for a payday loan in Gretna, Florida is $500, and the maximum interest rate is 10% per month.

Are there any restrictions on the number of payday loans that can be taken out in Gretna, Florida?

Yes, in Gretna, Florida, borrowers are limited to one outstanding payday loan at a time.