Payday Loans in Howey-in-the-Hills, Florida

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No payday loan companies in Howey-in-the-Hills, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 11985 Collier Blvd Ste. 4, Naples, FL 34116 +1 (239) 348 - 1703
IBERIABANK 2815 University Pkwy, Sarasota, FL 34243 +1 (941) 355 - 5313
Centennial Bank 101 15th St, Mexico Beach, FL 32456 +1 (850) 227 - 2641
ACE Cash Express 7065 S Orange Blossom Trl, Orlando, FL 32809 +1 (407) 438 - 2142
IBERIABANK 918 S Orange Ave, Orlando, FL 32806 +1 (407) 835 - 0113
United Southern Bank 24510 FL-40, Astor, FL 32102 +1 (352) 759 - 2222
Citizens Bank & Trust 25 W Broadway St, Fort Meade, FL 33841 +1 (863) 622 - 2943
Ideal Lending Solutions 5589 Okeechobee Blvd 101, West Palm Beach, FL 33417 +1 (561) 926 - 9414
Innovations Federal Credit Union 17900 Panama City Beach Pkwy, Panama City Beach, FL 32413 +1 (850) 233 - 4400
Space Coast Credit Union 200 5th Ave, Indialantic, FL 32903 +1 (321) 752 - 2222

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Howey-in-the-Hills, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Lehigh Acres, FL, No Credit Check Loans in Melbourne, FL, 24-Hour Loan in Merritt Island, FL, Payday Loans in Miami, FL, Same Day Loans in Miami Beach, FL, Payday Loans in Navarre, FL, Guaranteed Loans in North Fort Myers, FL and Guaranteed Loans in North Miami Beach, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Howey-in-the-Hills, FL.

Beautiful sights of Howey-in-the-Hills, FL

Payday Loans Available in Howey-in-the-Hills, FL By The Following ZIP Codes:

34737

Are Payday Loans Legal In Howey-in-the-Hills, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Howey-in-the-Hills, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Howey-in-the-Hills, FL payday loan calculator

Payday loans are a popular option for people in need of quick cash in Howey-in-the-Hills, Florida. Despite their controversial reputation, payday loans are legal in Florida, and they can be a helpful solution for those who need money quickly.

What are Payday Loans?

Payday loans are short-term, high-interest loans typically offered to people who need money urgently. They are designed to tide borrowers over until their next paycheck and are usually due on the borrower’s next payday. Payday loans are often used to cover unexpected expenses, such as car repairs or medical bills.

The application process for a payday loan is usually quick and easy. Borrowers are typically required to provide proof of income and a valid ID, and many lenders don’t require a credit check. The loan amount is often determined based on the borrower’s income and can range from $100 to $1,000 or more.

How do Payday Loans Work in Howey-in-the-Hills, Florida?

In Florida, payday loans are regulated by the Florida Office of Financial Regulation. The maximum loan amount a borrower can receive is $500, and the loan term must be between seven and 31 days. Lenders are also required to charge a maximum of 10% interest plus a $5 fee per loan.

In addition to these regulations, borrowers in Howey-in-the-Hills, Florida should be aware of the risks involved with payday loans. The high interest rates and short repayment terms can make it difficult for borrowers to pay back the loan on time, which can result in additional fees and a cycle of debt.

Are Payday Loans Right for You?

Payday loans can be a helpful solution for those who need money quickly, but they are not the best option for everyone. It’s important to carefully consider your financial situation before taking out a payday loan.

If you’re struggling to make ends meet and don’t have other options, a payday loan may be necessary. However, if you have other debts or financial obligations, taking out a payday loan can make those issues worse. In addition, if you’re unable to pay the loan back on time, the fees and interest can quickly add up.

Interesting Facts about Payday Loans in Howey-in-the-Hills, Florida

  • According to a study conducted by the Pew Charitable Trusts, the average payday loan borrower in Florida takes out eight loans per year, with an average loan amount of $379.
  • The total fees paid for payday loans in Florida in 2018 were over $300 million.
  • In Howey-in-the-Hills, Florida, there are several payday lenders located throughout the city.

Apply Now

If you’re in need of quick cash in Howey-in-the-Hills, Florida, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is simple and easy to complete, and we work with a network of lenders to increase your chances of receiving a loan.

It’s important to note that TheGuaranteedLoans is not a direct lender, but rather a connection service. This means that we do not make lending decisions or control the terms of the loan, but we will work to connect you with a lender that meets your needs.

Conclusion

Payday loans are a legal option for those in need of quick cash in Howey-in-the-Hills, Florida. While they can be helpful in certain situations, it’s important to carefully consider your financial situation before taking out a payday loan. If you do decide to take out a payday loan, it’s important to only borrow what you can afford to pay back on time to avoid additional fees and a cycle of debt.

F.A.Q.

What should I consider before taking out a payday loan in Howey-in-the-Hills, Florida?

Before taking out a payday loan in Howey-in-the-Hills, Florida, you should carefully consider your financial situation and whether you will be able to repay the loan in full by the due date. You should also compare rates and fees from multiple lenders to ensure you are getting the best deal.

Can payday lenders garnish my wages in Howey-in-the-Hills, Florida?

Yes, if you default on your payday loan in Howey-in-the-Hills, Florida, the lender may be able to garnish your wages to recover the unpaid loan amount. However, there are limits on the amount that can be garnished, and the lender must first obtain a court order.