Payday Loans in Island Grove, Florida

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No payday loan companies in Island Grove, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 318 Shopping Center Dr, Wildwood, FL 34785 +1 (352) 330 - 0659
Check 'n Go 27 University Blvd N, Jacksonville, FL 32211 +1 (904) 723 - 3221
Pay Day Loans Center Palm Coast 4600 Belle Terre Pkwy, Palm Coast, FL 32164
Fairview Lending 1425 Del Prado Blvd S, Cape Coral, FL 33990 +1 (239) 829 - 1543
Advance America 2535 S Ferdon Blvd, Crestview, FL 32536 +1 (850) 683 - 1133
Community Bank 12590 Emerald Coast Pkwy, Miramar Beach, FL 32550 +1 (850) 650 - 4231
Pay Day Loans Cape Coral 2517 Santa Barbara Blvd, Cape Coral, FL 33914
First Horizon Bank 3405 Hancock Bridge Pkwy, North Fort Myers, FL 33903 +1 (239) 673 - 3379
Point & Pay 110 State St E D, Oldsmar, FL 34677 +1 (888) 891 - 6064
Mark Parsons - Raymond James 3055 Cardinal Dr, Vero Beach, FL 32963 +1 (772) 234 - 0111

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Island Grove, FL, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Pompano Beach, FL, Guaranteed Loans in Port Charlotte, FL, 24-Hour Loan in Port Orange, FL, Payday Loans in Port Saint Lucie, FL, Payday Loans in Riverview, FL, Payday Loans in Saint Cloud, FL, Payday Loan for Saint Petersburg, FL and Payday Loans in Sanford, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Island Grove, FL.

Beautiful sights of Island Grove, FL

Are Payday Loans Legal In Island Grove, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Island Grove, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Island Grove, FL payday loan calculator

The Ins and Outs of Payday Loans in Island Grove, Florida

When you find yourself in a financial bind, sometimes the only solution is to seek out a payday loan. While payday loans are legal in Florida, it’s important to fully understand the process and requirements, especially if you’re a resident of Island Grove and are considering taking out a payday loan. In this article, we’ll break down everything you need to know about payday loans in Island Grove, Florida.

What Exactly is a Payday Loan?

A payday loan is a small, short-term loan that’s typically due on your next payday. These loans are often used by people who need cash quickly to cover unexpected expenses or bills. The loan amounts are usually between $100 and $500, but can vary depending on the lender.

Payday Loans in Island Grove, Florida

In Florida, it’s legal to apply for and take out payday loans. However, there are certain regulations put in place by the state to protect borrowers from predatory lenders. For example:

  • The maximum loan amount per borrower per loan is $500.
  • The maximum loan term is 31 days.
  • The maximum finance rate and fees are 10% of the loan amount.
  • There is a verification fee limited to $5.
  • A borrower may only have one outstanding payday loan at a time and can only make one loan per 24-hour period.

It’s important to keep in mind that each state has its own laws regarding payday loans, so be sure to research and understand the regulations specific to your location.

Applying for a Payday Loan in Island Grove, Florida

When applying for a payday loan in Island Grove, Florida, you’ll need to meet certain requirements. These typically include:

  • Be at least 18 years old
  • Have a valid government-issued ID
  • Provide proof of income and employment
  • Have an active checking account

Once you’ve found a lender and meet the requirements, you’ll need to fill out an application with your personal and financial information. If you’re approved, the funds will typically be deposited into your checking account within 24 hours. Make sure you read and understand the terms and conditions of the loan before accepting the funds.

Interesting Facts About Payday Loans in Island Grove, Florida

  • According to the NerdWallet Survey of Household Finances, “refinancing” your payday loan with an installment loan is one way to reduce the impact of a payday loan on your credit score.
  • According to the Florida Office of Financial Regulation, in 2019 there were 8,141,758 payday loans originated, totaling $3.1 billion in loan amount.
  • The average payday loan in Florida is approximately $390.

Apply Now

If you’ve explored your options and have decided that a payday loan is the right choice for you, consider applying through TheGuaranteedLoans. We are a connector service that can help you connect with potential lenders. It’s important to note that we are not a direct lender, but rather we facilitate the connection between borrowers and lenders. Fill out our online application today and see if you qualify for a payday loan in Island Grove, Florida.

Remember, a payday loan is a short-term solution to a financial problem. Make sure you have a plan in place to repay the loan on time and avoid taking out multiple loans at once. With the right knowledge and preparation, a payday loan can provide the financial assistance you need when you need it.

F.A.Q.

Can I be denied a payday loan in Island Grove, Florida based on my credit score?

Yes, payday lenders in Island Grove, Florida are allowed to consider a borrower's credit score when deciding whether to offer a loan. Borrowers with poor credit may be denied a payday loan or may be offered a loan with higher interest rates and fees.

Can I be denied a payday loan in Island Grove, Florida if I have filed for bankruptcy?

Yes, payday lenders in Island Grove, Florida are allowed to deny loans to borrowers who have filed for bankruptcy. This is because borrowers who have filed for bankruptcy are considered to be high-risk and may be unable to repay their loans.