Payday Loans in Jacksonville Beach, Florida

Payday Loan Companies in Jacksonville Beach, FL

Company nameAddressZip codePhone number
Lending Bear 14181 Beach Blvd # 4 32250 +1 (904) 223 - 8700
TRG Auto Finance, LLC 135 2nd Ave N 3 32250 +1 (855) 204 - 5575

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Jacksonville Beach, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in West Palm Beach, FL, Payday Loans in Winter Garden, FL, Payday Loan Companies in Winter Haven, FL, No Credit Check Loans in Winter Springs, FL, Emergency Loan in Apopka, FL, Payday Loan Without a Credit Check in Boca Raton, FL, Payday Loans in Bonita Springs, FL and Payday Loans in Boynton Beach, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Jacksonville Beach, FL.

Beautiful sights of Jacksonville Beach, FL

Payday Loans Available in Jacksonville Beach, FL By The Following ZIP Codes:

32240, 32250

Are Payday Loans Legal In Jacksonville Beach, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Jacksonville Beach, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Jacksonville Beach, FL payday loan calculator

F.A.Q.

What should I do if I feel that a payday lender in Jacksonville Beach, Florida has treated me unfairly?

If you feel that a payday lender in Jacksonville Beach, Florida has treated you unfairly, you can file a complaint with the Florida Office of Financial Regulation. You can also seek assistance from a nonprofit credit counseling agency or a consumer protection agency to help you resolve the issue.

Are payday loans legal in Jacksonville Beach, Florida?

Yes, payday loans are legal in Jacksonville Beach, Florida and are regulated by the Florida Office of Financial Regulation.

How Many Cash Advance Companies are in Jacksonville Beach, FL?

With the help of our service, you will be able to find 2 cash advance companies in Jacksonville Beach, FL

What Cash Advance Companies in Jacksonville Beach, FL are the most popular?

You should check Lending Bear and TRG Auto Finance, LLC. Also, you can start your application online on our website.