Payday Loans in Jacksonville, Florida

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Payday Loan Companies in Jacksonville, FL

Company nameAddressZip codePhone number
ACE Cash Express 10152 Atlantic Blvd 32225 +1 (904) 725 - 7733
Advance America 7451-17 103rd St 32210 +1 (904) 777 - 5880
Advance America 10057 San Jose Blvd 32257 +1 (904) 292 - 5293
Advance America 1020-14 N. Edgewood Ave. 32254 +1 (904) 781 - 7075
Advance America 8595 Beach Blvd #350 32216 +1 (904) 646 - 9731
Advance America 11018 Old St Augustine Rd Suite 119 32257 +1 (904) 260 - 1450
Advance America 7001 Merrill Rd #33 32277 +1 (904) 744 - 9598
Advance America 1124 Dunn Ave 32218 +1 (904) 757 - 2228
Advance America 4347-6 University Blvd. S. 32216 +1 (904) 739 - 3090
Advance America 5230 Baymeadows Rd Ste. 5 32217 +1 (904) 733 - 4234
Advance America 5324 Blanding Blvd Ste. 7 32210 +1 (904) 777 - 3373
Advance America 5566 Fort Caroline Rd #28 32277 +1 (904) 743 - 5900
Advance America 7961 Normandy Blvd #2 32221 +1 (904) 781 - 1650
Advance America 12777 Atlantic Blvd #3 32225 +1 (904) 220 - 1204
Advance America 9550 Baymeadows Rd #6 32256 +1 (904) 733 - 2898
Advance America 13740 Beach Blvd #114 32224 +1 (904) 992 - 0966
AFC Automotive Finance Corp. 11700 New Kings Rd 32219 +1 (904) 661 - 4604
Auto Credit 6255 Lake Gray Blvd 2 32244
Budget Auto Credit 625 Atlantic Blvd 32233 +1 (904) 727 - 4688
Cash Advance 1725 Cassat Ave 32210 +1 (904) 388 - 2868
Cash America Pawn 6999 Merrill Rd 3 32277 +1 (904) 900 - 4670
CASH PRO'S 10230 Atlantic Blvd 32225 +1 (904) 725 - 9115
Check 'n Go 27 University Blvd N 32211 +1 (904) 723 - 3221
Check n Go 1235 Arlington Rd N 32211 +1 (904) 723 - 3221
Crescent Bank & Trust 9485 Regency Square Blvd 209 32225 +1 (904) 721 - 2744
Enman & Associates 7901 Baymeadows Way 26 32256 +1 (904) 731 - 8127
Fast Payday Loans, Inc. 5235 Normandy Blvd b 32205 +1 (904) 786 - 4286
Fast Payday Loans, Inc. 7628 103rd St #8 32210 +1 (904) 771 - 2346
First Coast Auto Finance Inc 1156 Cassat Ave 32205 +1 (904) 783 - 8558
First Coast Black Business 2933 Myrtle Ave N 200 32209
Florida First Capital Finance 7825 Baymeadows Way 124A 32256 +1 (800) 504 - 5626
Heritage Cash 5290 Norwood Ave 8 32208
Heritage Cash Advance 6733 103rd St #13 32210 +1 (904) 772 - 6018
InstaLoan Loans 10161 Atlantic Blvd 32225 +1 (904) 674 - 0678
Lending Bear 1680 Dunn Ave 46 32218 +1 (904) 714 - 4578
LendingBear Corporate 12276 San Jose Blvd STE 534 32223 +1 (904) 260 - 2206
Loan Support Team 501 Riverside Ave 32202 +1 (904) 623 - 8751
Mariner Finance 11160 Beach Blvd 131 32246 +1 (904) 805 - 8616
Navy Federal Credit Union - Restricted Access 460 Massey Ave Bldg 460 32228 +1 (888) 842 - 6328
Nicholas Financial Inc 2683 St Johns Bluff Rd S 147 32246 +1 (904) 642 - 3201
Online Payday Loans Jacksonville FL 299 Lane Ave S 32210 +1 (904) 204 - 5451
Payday Solutions 4417 Beach Blvd 32207 +1 (904) 399 - 0554
PNB Remittance Center 10916 Atlantic Blvd 5 32225 +1 (904) 564 - 2555
Portside Finance 14185 Beach Blvd 12 32250 +1 (904) 223 - 4118
PrimeLending, A PlainsCapital Company 12276 San Jose Blvd 747 32223 +1 (904) 296 - 0301
Regional Acceptance Corporation 12276 San Jose Blvd 204 32223 +1 (866) 259 - 5318
Speedy Cash Mandarin 9965 San Jose Blvd 32257 +1 (904) 260 - 9170
Sunbelt Credit 7120 Hogan Rd 10 32216 +1 (904) 805 - 8616
Triple Lend Services 4720 Salisbury Rd 32256 +1 (904) 493 - 6457
USDA Mortgage Source 11481 Old St Augustine Rd Suite 104 32258 +1 (800) 743 - 7556

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Jacksonville, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Jupiter, FL, Payday Loans in Kissimmee, FL, Payday Loan Without a Credit Check in Lake Worth, FL, Short-term Loans in Lakeland, FL, Payday Loans in Land O' Lakes, FL, Payday Loans in Largo, FL, Payday Loans in Lehigh Acres, FL and 24-Hour Loan in Melbourne, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Jacksonville, FL.

Beautiful sights of Jacksonville, FL

Payday Loans Available in Jacksonville, FL By The Following ZIP Codes:

32229, 32208, 32222, 32238, 32218, 32226, 32254, 32223, 32255, 32215, 32231, 32214, 32245, 32258, 32204, 32221, 32217, 32260, 32246, 32216, 32276, 32241, 32210, 32224, 32239, 32207, 32247, 32202, 32232, 32225, 32227, 32256, 32209, 32201, 32220, 32257, 32259

Are Payday Loans Legal In Jacksonville, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Jacksonville, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Jacksonville, FL payday loan calculator

Payday Loans in Jacksonville, Florida

Payday loans are short-term loans designed to help people who need funds quickly and easily. They are typically for small amounts, so you can use them for emergency expenses or to cover a financial gap until your next paycheck arrives.

Payday loans are legal in the state of Florida, meaning that Jacksonville residents can apply for and obtain payday loans when they need some extra funds. These loans offer a great way to cover unexpected expenses without having to dig deep into your savings account or charge up your credit cards.

What Are Payday Loans?

Payday loans are a type of loan that is designed to help you cover emergency expenses without having to wait for your next paycheck. These loans are typically for a small amount, so they are perfect for covering a sudden expense like a medical bill or a car repair.

Payday loans generally have a short repayment period of up to two weeks or until your next payday. The loan amount will usually be due in full on this date, although some lenders may offer the option to extend your loan.

When you take out a payday loan, you will typically be required to provide your personal details and proof of income. The lender will then complete a soft credit check to determine whether you are likely to be able to repay the loan. If you are approved, you can typically receive the funds from your loan within 24 hours.

Are Payday Loans Legal in Jacksonville, Florida?

Yes, payday loans are legal in Jacksonville, Florida. As a resident of Jacksonville, you are able to apply for and receive a payday loan if you need some additional funds to cover a sudden expense.

It is important to remember, however, that Jacksonville payday loan lenders must adhere to the law in order to provide the loan. This includes following all the rules and regulations set out by the local government.

What Are the Benefits of Payday Loans in Jacksonville, Florida?

Payday loans are a great option for people who need funds quickly and easily. There are several benefits associated with payday loans in Jacksonville, Florida, including:

  • They are fast and easy to obtain. You can typically receive the funds from a payday loan within 24 hours, making them perfect for unexpected expenses.
  • They offer flexible repayment periods. You can typically choose a repayment period of up to two weeks or until your next payday.
  • They have no hidden fees. The fees associated with payday loans are usually very transparent, so you can know exactly how much you will pay upfront.
  • They don’t require collateral. Payday loans don’t require that you provide any collateral, so you don’t have to risk losing your assets if you don’t repay the loan.

What Are the Pitfalls of Payday Loans in Florida?

While payday loans are a great way to cover unexpected expenses, there are some potential pitfalls that you should be aware of. These include:

  • High interest rates. Payday loans typically come with high interest rates, which can make it difficult to pay back the loan.
  • Fees for late payments. If you miss a payment or make a late payment, you may be charged a fee.
  • Potential debt cycle. If you are unable to pay back your loan on time, you may find yourself in a debt cycle if you are unable to pay back the loan in the agreed time.

How Can I Find a Payday Loan in Jacksonville, Florida?

If you are looking for a payday loan in Jacksonville, Florida, there are a few options to consider. Many banks and other lenders offer payday loans online, allowing you to apply and receive your loan quickly and conveniently.

You can also visit your local payday loan store to apply for a loan. This option may be more convenient if you need the funds quickly, as the loan can be approved and paid in person.

Frequently Asked Questions

What are the legal requirements for payday loans in Jacksonville, Florida?

Payday loans are legal in the state of Florida, and all lenders must adhere to the state’s laws and regulations. These include having a written loan agreement and providing a complete breakdown of the loan terms, including the interest rate and repayment period.

How quickly can I receive funds from a payday loan?

Typically, you can receive the funds from a payday loan within 24 hours. This can vary depending on the lender, so it is important to check the loan terms to confirm the exact time frame.

Do I need to provide collateral when applying for a payday loan?

No, you do not need to provide any collateral when applying for a payday loan.

Apply Now

If you need some extra funds quickly and easily, TheGuaranteedLoans can help you find the right payday loan for you. Our online application is quick and easy to complete, and we can connect you with lenders that offer competitive rates and repayment terms.

Start your application now, and you could be approved and receive your funds within 24 hours.

More F.A.Q.

Is there a minimum or maximum loan amount for payday loans in Jacksonville, Florida?

The minimum loan amount for payday loans in Jacksonville, Florida is $50, and the maximum is $500.

Can I apply for a payday loan online in Jacksonville, Florida?

Yes, you can apply for a payday loan online in Jacksonville, Florida as long as the lender is licensed to operate in the state.

How Many Cash Advance Companies are in Jacksonville, FL?

With the help of our service, you will be able to find 50 cash advance companies in Jacksonville, FL

What Cash Advance Companies in Jacksonville, FL are the most popular?

You should check Advance America, Check 'n Go, and Fast Payday Loans, Inc.. Also, you can start your application online on our website.