Payday Loans in Lakeland, Florida

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

Payday Loan Companies in Lakeland, FL

Company nameAddressZip codePhone number
Advance America 1521 S Combee Rd 33801 +1 (863) 667 - 2327
Advance America 1283 Ariana St 33803 +1 (863) 683 - 2650
Advance America 2614 Lakeland Hills Blvd #3 33805 +1 (863) 687 - 4297
Auto Cash Loans 705 W Memorial Blvd 33815 +1 (863) 688 - 2438
Bank of America Drive-thru Service Only 5001 Florida Ave S 33813 +1 (863) 644 - 7533
Cash America Pawn 4694 US Hwy 98 N 33809 +1 (863) 868 - 0030
Cash Kwik 6830 Florida Ave S 33813
Check 'n Go 2930 Florida Ave S 33803 +1 (863) 802 - 8282
Check 'n Go 5151 US Hwy 98 N 33809 +1 (863) 816 - 1600
Express Bad Credit Loans 1370 Olive St 33815 +1 (863) 270 - 2133
Fast Payday Loans Lakeland FL 926 S Wabash Ave 33815 +1 (863) 617 - 7894
Fast Payday Loans, Inc. 5505 US Hwy 98 N 33809 +1 (863) 858 - 4461
floridacentral Credit Union 4630 Florida Ave S 33813 +1 (863) 687 - 4166
InstaLoan Loans 5525 US Hwy 98 N 33809 +1 (863) 815 - 9623
Lorna's Finance Central 921 E Parker St 33801 +1 (863) 686 - 9999
Mariner Finance 4015 Florida Ave S 33813 +1 (863) 709 - 1403
MIDFLORIDA Credit Union 5301 US Hwy 98 S 33812 +1 (863) 688 - 3733

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lakeland, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Land O' Lakes, FL, Payday Loans in Largo, FL, Payday Loan Without a Credit Check in Lehigh Acres, FL, Payday Loans in Melbourne, FL, Payday Loans in Merritt Island, FL, Online Loans in Miami, FL, Payday Loans in Miami Beach, FL and Payday Loan Without a Credit Check in Navarre, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lakeland, FL.

Beautiful sights of Lakeland, FL

Payday Loans Available in Lakeland, FL By The Following ZIP Codes:

33801, 33815, 33804, 33803, 33813, 33811, 33810, 33809, 33805, 33807, 33802, 33806

Are Payday Loans Legal In Lakeland, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Lakeland, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Lakeland, FL payday loan calculator

What are Payday Loans in Lakeland, Florida?

Payday loans in Lakeland, Florida, are short-term loans designed to help borrowers bridge the gap between their cash shortfalls and the arrival of their next paychecks. They are easy to obtain and are a practical solution for dealing with sudden expenses, such as an unforeseen car repair or medical bill.

According to Florida Statute 560.402, payday loans are legal in the state of Florida, and there are currently more than 500 payday loan stores in the state.

How Do Payday Loans in Lakeland, Florida Work?

When you take out a payday loan in Lakeland, Florida, you will usually have to provide your lender with personal information such as your name, Social Security number, and proof of income. You will also have to write a postdated check to the lender for the full amount borrowed plus any applicable fees.

Once your payday loan is approved, you will typically receive cash on the spot. The lender will then deposit your postdated check when your loan is due. If you cannot cover the full amount of the loan with your next paycheck, you can extend the term of the loan and pay additional fees for the extension.

What are the Benefits of Payday Loans in Lakeland, Florida?

Payday loans in Lakeland, Florida, offer several advantages that make them a good option for those in need of short-term cash. These advantages include:

  • Quick Funds: Payday loans in Lakeland, Florida, provide quick access to cash when you need it most. You can typically receive the funds the same day you apply, making them a perfect option for sudden financial needs.
  • No Credit Check: Payday lenders do not perform credit checks, so you can keep your credit score intact while taking out a loan. This also makes them an ideal solution for those who have bad credit or no credit.
  • Easy Application Process: Payday loans have an easy application process that typically only takes a few minutes to complete. You can often apply online, meaning you can apply for a loan from the comfort of your own home.

What are the Drawbacks of Payday Loans in Lakeland, Florida?

As with any loan, there are some drawbacks to payday loans in Lakeland, Florida, that you should be aware of before taking out a loan. These drawbacks include:

  • High Interest Rates: Payday loans typically come with much higher interest rates than other types of loans. This can make them very expensive if you are not able to pay them off quickly.
  • Short-Term Loan: Payday loans are typically only intended to be taken out for a short time period. If you are unable to pay off the loan in full by its due date, you may end up having to take out additional loans to cover the cost.
  • No Payment Flexibility: Payday loans are typically due on the date of your next paycheck. This can make them difficult to repay if you have other expenses that need to be taken care of before that date.

F.A.Q.

Q: What documents do I need in order to apply for a payday loan in Lakeland, Florida?

A: When applying for a payday loan in Lakeland, Florida, you will typically need to provide your lender with proof of income, your Social Security number, and a valid form of identification.

Q: What is the maximum loan amount I can borrow?

A: The maximum loan amount that you can borrow while taking out a payday loan in Lakeland, Florida, is usually $500. However, some lenders may offer higher loan amounts.

Q: Are payday loans legal in Florida?

A: Yes, payday loans are legal in the state of Florida. According to Florida Statute 560.402, it is legal to take out a payday loan in the state.

The GuaranteedLoans: Apply Now

If you are in need of short-term cash and are looking for a payday loan in Lakeland, Florida, TheGuaranteedLoans can help. We are not a lender, but we can connect you with lenders that can give you the cash you need. Apply now and get the financial assistance that you need.

More F.A.Q.

What should I do if I am offered a payday loan with interest rates or fees that seem too high?

If you are offered a payday loan with interest rates or fees that seem too high, you should carefully review the loan agreement and compare it to the maximum rates and fees allowed by Florida law. You may also want to shop around for other lenders to see if you can find a better deal.

Can I be arrested for defaulting on a payday loan in Lakeland, Florida?

No, you cannot be arrested for defaulting on a payday loan in Lakeland, Florida. However, the lender may be able to obtain a civil judgment against you in court, which could lead to garnishment of your wages or seizure of your assets.

How Many Cash Advance Companies are in Lakeland, FL?

With the help of our service, you will be able to find 17 cash advance companies in Lakeland, FL

What Cash Advance Companies in Lakeland, FL are the most popular?

You should check Advance America, Check 'n Go, and Auto Cash Loans. Also, you can start your application online on our website.