Payday Loans in Lamont, Florida

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No payday loan companies in Lamont, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Top Payday Loans Pensacola 3755 Bonner Rd, Pensacola, FL 32503
Gina Brookshire - TD Bank Mortgage Loan Officer 1811 FL-44, New Smyrna Beach, FL 32168 +1 (407) 622 - 3584
SunTrust Bank 5775 Red Bug Lake Rd, Winter Springs, FL 32708 +1 (407) 551 - 0816
Capital Pawn - Lehigh 1300 Homestead Rd N, Lehigh Acres, FL 33936 +1 (239) 303 - 1680
Sunbelt Credit 1030 US-331 B, Defuniak Springs, FL 32435 +1 (850) 892 - 9504
Mariner Finance 1121 NW 76th Blvd, Gainesville, FL 32606 +1 (352) 332 - 7854
Vacation Club Loans 16403 Brookfield Estates Way, Delray Beach, FL 33446 +1 (800) 334 - 2334
Marc Tomberg - Raymond James 2140 58th Ave, Vero Beach, FL 32966 +1 (772) 778 - 4399
Check n Go 9801 SW 40th St, Miami, FL 33165 +1 (305) 559 - 6200
Fifth Third Bank & ATM 1910 Kings Hwy, Port Charlotte, FL 33980 +1 (941) 235 - 7960

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lamont, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Saint Cloud, FL, Emergency Loan in Saint Petersburg, FL, Payday Loans in Sanford, FL, Payday Loans in Sarasota, FL, Payday Loans in Spring Hill, FL, Payday Loans in Tallahassee, FL, Payday Loan for Tampa, FL and Payday Loans in The Villages, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lamont, FL.

Payday Loans Available in Lamont, FL By The Following ZIP Codes:

32336

Are Payday Loans Legal In Lamont, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Lamont, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Lamont, FL payday loan calculator

If you’re looking for a short-term financial solution to tide you over until your next paycheck, you might be considering a payday loan. In Lamont, Florida, these loans are legal and widely available to those who meet the eligibility requirements. Here’s what you need to know about payday loans in Lamont.

What is a Payday Loan?

A payday loan is a short-term loan designed to help you cover unexpected expenses or bills that cannot wait until your next paycheck. The eligibility requirements for payday loans in Lamont are:

  • 18 years of age or older
  • A citizen or permanent resident of the United States
  • A steady source of income (job, self-employment, or government benefits)
  • A valid checking account in your name
  • A phone number where you can be reached

Payday loans are typically due on your next payday, although some lenders may allow you to extend the loan for an additional fee. The loan amount can range from $100 to $1,000, depending on your income and other eligibility factors.

The Benefits of Payday Loans in Lamont, Florida

If you’re facing a financial emergency, a payday loan from a reputable lender can provide several benefits:

  • Fast approval process: Many lenders can approve your loan application within minutes and transfer the funds to your checking account on the same day.
  • No collateral: Payday loans are unsecured loans, which means you don’t need to put up any collateral.
  • Easy to qualify: As long as you meet the eligibility requirements, you can get approved for a payday loan even if you have bad credit.
  • No restrictions on how to use the funds: You can use the loan for any purpose, such as paying bills, covering unexpected medical expenses, or repairing your car.

The Risks of Payday Loans in Lamont, Florida

While payday loans can provide financial relief in an emergency, they also come with several risks:

  • High-interest rates: Payday loans usually have much higher interest rates than traditional loans. APRs can exceed 500% in some cases.
  • Short repayment period: You typically have two to four weeks to repay the loan, which can be difficult if you have other bills to pay.
  • Renewal fees: If you cannot repay the loan on time, you may have to renew it for an additional fee, which can trap you in a cycle of debt.
  • Debt collections: If you default on the loan, the lender can pursue legal action against you or send your debt to a collection agency, which can damage your credit score and make it harder to get approved for loans in the future.

Interesting Facts and Statistics about Payday Loans in Lamont, Florida

Florida has more payday lending stores than McDonald’s, according to a study by the Center for Responsible Lending. There are over 1,000 payday lending stores in the state, and the average borrower takes out eight loans per year. The total value of payday loans in Florida in 2019 was over $7.5 billion, with an average loan size of $385. In Lamont, there are several licensed payday lenders that provide short-term loans to borrowers.

Apply Now for a Payday Loan in Lamont, Florida

If you meet the eligibility requirements and need cash fast, you can apply for a payday loan on TheGuaranteedLoans website. We are a connector service that works with multiple lenders to provide you with the best loan options for your needs. Our secure online platform allows you to fill out an application in minutes and get connected with a potential lender. Remember that payday loans are a short-term financial solution, and you should only borrow what you can afford to repay on time.

F.A.Q.

Can I get a payday loan in Lamont, Florida if I have bad credit?

Yes, payday loans in Lamont, Florida are typically available to borrowers with bad credit. However, the lender may still perform a credit check and may require you to provide proof of income or other financial information.

Can I get a payday loan in Lamont, Florida if I am unemployed?

Yes, you may be able to get a payday loan in Lamont, Florida even if you are unemployed. However, the lender will likely require you to provide proof of income or other financial resources to show that you will be able to repay the loan.