Payday Loans in Miami, Florida

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Payday Loan Companies in Miami, FL

Company nameAddressZip codePhone number
A Plus Credit Services 2500 SW 107th Ave 20 33165 +1 (305) 420 - 5673
ACE Cash Express 7921 Biscayne Blvd 33138 +1 (305) 758 - 8526
ACE Cash Express 14546 W Dixie Hwy 33161 +1 (305) 956 - 3435
Advance America 821 NW 37th Ave 33125 +1 (305) 649 - 6144
Advance America 2964 SW 8th St 33135 +1 (305) 649 - 8190
Advance America 10731 W Flagler St 33174 +1 (305) 207 - 1697
Advanced Payday Loans 17524 S Dixie Hwy 33157 +1 (305) 211 - 8312
All American Payday Loans 1101 Brickell Ave Ste G0 33231
Ameriprise Financial Services, Inc. 7300 N Kendall Dr 33156 +1 (305) 670 - 5171
Bank of America with Drive-thru ATM 2655 NW 54th St 33142 +1 (786) 318 - 5500
Benworth Capital 7000 SW 97th Ave 201 33173 +1 (305) 676 - 9632
BMG Money, Inc. 444 Brickell Ave 250 33131 +1 (800) 316 - 8507
Check 'n Go 7287 Biscayne Blvd 33138 +1 (305) 759 - 0300
Check Cashing USA 3001 Biscayne Blvd 33137 +1 (305) 573 - 4974
Check Cashing USA 3598 NW 27th Ave 33142 +1 (305) 634 - 6922
Check Cashing USA 899 NW 37th Ave 33125 +1 (305) 644 - 1840
Check Cashing USA 10920 W Flagler St 33174 +1 (305) 553 - 2274
Check n Go 9801 SW 40th St 33165 +1 (305) 559 - 6200
Community Choice Financial 13825 SW 88th St 33186 +1 (305) 752 - 9555
Consumer Casualty Corporation 9415 SW 72nd St 183 33173 +1 (305) 264 - 5289
Easy Cash 14600 NW 7th Ave 33168 +1 (305) 688 - 1926
Easy Lending LLC 3011 NW 36th St 33142 +1 (305) 635 - 9883
El doctor del credito 14750 SW 26th St 203 33185 +1 (786) 313 - 3901
Equity One 19215 Biscayne Blvd 33180 +1 (305) 931 - 0092
Eternal Finance Corporation 4545 NW 7th St 12 33126 +1 (786) 362 - 6546
Fast Loans, Inc. 455 Southwest 8th Street 33130 +1 (702) 200 - 3104
Fast Payday Loans 13300 NW 7th Ave 33168 +1 (305) 953 - 1020
Fast Payday Loans Inc 8839 SW 40th St 33165 +1 (786) 504 - 1462
Fast Payday Loans, Inc. 9030 Bird Rd 33165 +1 (305) 554 - 9449
Fast Payday Loans, Inc. 1698 SW 8th St 33135 +1 (305) 541 - 5260
Fast Payday Loans, Inc. 5675 W Flagler St 33134 +1 (305) 261 - 9100
Florida Mortgage Funds 9721 SW 35th St 33165 +1 (305) 223 - 6076
General Lending Corporation 8400 SW 8th St 33144 +1 (305) 269 - 8385
GoKapital, Inc 2150 Coral Way 1 33145 +1 (866) 257 - 2973
Hebrew Free Loan Association 18900 NE 25th Ave 33180 +1 (305) 692 - 7555
InstaLoan Loans 11686 NW 7th Ave 33168 +1 (305) 687 - 5658
Instant Cash Advance 180 NW 183rd St 119 33169 +1 (305) 652 - 3400
Lending Firm 275 Fontainebleau Blvd 33172 +1 (305) 487 - 8100
Liberty Capital Group, Inc. 7950 NW 53rd St 337 33166 +1 (888) 588 - 4128
Merchant Cash Advance, Miami 190 Ives Dairy Rd 33179
Miami Instant Payday Loans SW 72nd Ave 33155 +1 (305) 481 - 0348
Miami Payday Loans and Cash Advance 9090 NW South River Dr 33166 +1 (866) 503 - 4824
North America Cash Advance Center 115 SW 107th Ave 33174 +1 (305) 226 - 6102
North Star Advance 94257, 382 NE 191st St 33179 +1 (305) 998 - 6904
Oportun 11324 Quail Roost Dr 33157 +1 (786) 838 - 4285
Payday Loan Helpers 7925 NW 12th St 33126 +1 (888) 243 - 1109
Payday Loans Kendall 10940 SW 102nd Ave 33176 +1 (305) 975 - 3509
Payday Solution 11655 NW 7th Ave 33168 +1 (786) 558 - 7525
Presto Payday 2240 Coral Way 33145 +1 (786) 677 - 3786
Proconfega, LLC 4995 NW 72nd Ave 102 33166 +1 (305) 638 - 8026
Same Day Payday Loans 12944 SW 120th St 33186 +1 (786) 321 - 9574
Space Coast Credit Union 15885 SW 88th St 101 33196 +1 (305) 882 - 5000
Sphereinvest Americas LLC 1441 Brickell Ave 33131 +1 (305) 379 - 0018
The Check Cashing Store 12220 SW 8th St 33184 +1 (305) 223 - 8000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Miami, FL, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Miami Beach, FL, Emergency Loan in Navarre, FL, Payday Loan Companies in North Fort Myers, FL, Online Loans in North Miami Beach, FL, Emergency Loan in North Port, FL, Payday Loans in Ocala, FL, Payday Loans in Ocoee, FL and Online Loans in Orlando, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Miami, FL.

Beautiful sights of Miami, FL

Payday Loans Available in Miami, FL By The Following ZIP Codes:

33233, 33296, 33168, 33148, 33110, 33197, 33183, 33102, 33165, 33131, 33257, 33177, 33243, 33174, 33172, 33184, 33192, 33127, 33299, 33187, 33153, 33175, 33242, 33152, 33111, 33269, 33247, 33143, 33146, 33124, 33188, 33283, 33161, 33261, 33238, 33133, 33255

Are Payday Loans Legal In Miami, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Miami, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Miami, FL payday loan calculator

Understanding Payday Loans in Miami, Florida

Before you apply for a payday loan in Miami, Florida, it’s essential to understand the loan process and the legalities behind it. Payday loans are short-term loans, typically for a few hundred dollars or less, that can help you cover an unexpected expense until your next payday. The fees and requirements associated with them are regulated by state law, and you can learn more about payday loans in the state of Florida below.

What is a payday loan?

Payday loans, also sometimes referred to as cash advance loans, are short-term, unsecured loans offered by lenders for small amounts of money. They typically have high rates of interest, due to their short repayment terms, and can often be rolled over if needed. In order to qualify for a payday loan in Miami, Florida, you must be employed with a steady source of income, have an active checking account, be at least 18 years of age, and be a resident of the state of Florida.

Payday Loans are Legal in Florida

Payday loans are legal in the state of Florida. The state does impose certain restrictions on the interest rates and fees that payday lenders can charge, as well as the maximum amount of money you can borrow and the maximum loan term. All payday lenders in Florida must also be registered with the state and comply with all applicable laws.

What are the costs associated with a payday loan in Miami, Florida?

The costs associated with a payday loan in Miami, Florida, vary by lender. Generally, you can expect to pay interest and fees of anywhere between $15 – $30 for every $100 borrowed. Here are some examples of the typical costs associated with a payday loan in Miami, Florida:

  • Interest Rate: Depending on your lender, interest rates can range from around 15 – 30%.
  • Fees: Fees vary by lender, but you can expect to pay anywhere from $15 – $30 for every $100 borrowed.
  • Loan Term: Payday loans in Florida have a maximum loan term of 31 days.
  • Maximum Loan Amount: The maximum loan amount you can borrow in Florida is $500.

What should I consider before taking out a payday loan in Miami, Florida?

When considering a payday loan in Miami, Florida, it’s important to consider all of your options, as well as the costs associated with taking out a loan. It’s also important to consider the following:

  • Do you have other options? While payday loans may be helpful in a pinch, they should always be a last resort. Consider whether you can borrow from a family member or friend or whether you can get a low-interest loan from a credit union or bank. You may also be able to find assistance from a nonprofit organization or government agency.
  • Can you afford the loan? Be sure you can afford the loan and that it won’t put an undue burden on your finances. Consider whether the loan will allow you to cover your immediate needs and whether you’ll have the money to repay it on time.
  • Check out the lender. Be sure to check out the lender and make sure they are properly registered with the state of Florida. Read all of the terms and conditions of your loan and ask questions if you don’t understand something.

Apply Now

If you are in need of a payday loan in Miami, Florida, TheGuaranteedLoans can help. Our website is a leading online marketplace that connects lenders and borrowers, and you can use our service to find the loan that best suits your need. To get started, fill out our online application and we will connect you with lenders for further action. TheGuaranteedLoans is not a lender and does not provide short-term loans.

Frequently Asked Questions (FAQs)

Q: What is a payday loan?

A: A payday loan is a short-term, unsecured loan that typically ranges from a few hundred dollars to $500. It is offered by lenders to cover unexpected expenses until your next payday.

Q: Are payday loans legal in Florida?

A: Yes, payday loans are legal in the state of Florida. The state does impose certain restrictions on interest rates, fees, and loan amounts, so be sure to check with your lender before taking out a loan.

Q: What are the costs associated with a payday loan in Miami, Florida?

A: The costs associated will vary by lender, but you can expect to pay high interest rates and fees of anywhere between $15 – $30 for every $100 borrowed. Loan terms are typically between 7 and 31 days, and the maximum loan amount you can borrow is $500.

Q: What should I consider before taking out a payday loan in Miami, Florida?

A: Before taking out a payday loan in Miami, Florida, be sure to consider all of your options and make sure you can afford to repay the loan. It’s also important to make sure you’re dealing with a reputable lender who is registered with the state of Florida.

More F.A.Q.

Are there any restrictions on the number of payday loans I can have in Miami, Florida?

Yes, there are restrictions on the number of payday loans you can have in Miami, Florida. You are only allowed to have one outstanding payday loan at a time, and you must wait at least 24 hours before taking out another loan. This is intended to prevent borrowers from taking on more debt than they can handle.

Can I get a payday loan if I am self-employed in Miami, Florida?

Yes, you can get a payday loan if you are self-employed in Miami, Florida. However, you will need to provide proof of your income, such as bank statements or tax documents, in order to qualify for the loan.

How Many Cash Advance Companies are in Miami, FL?

With the help of our service, you will be able to find 54 cash advance companies in Miami, FL

What Cash Advance Companies in Miami, FL are the most popular?

You should check Check Cashing USA, Fast Payday Loans Inc, and Advance America. Also, you can start your application online on our website.