Payday Loans in Monticello, Florida

Payday Loan Companies in Monticello, FL

Company nameAddressZip codePhone number
Capital City Bank 800 S Jefferson St 32344 +1 (850) 342 - 2500
Fast Payday Loans, Inc. 1301 S Jefferson St 32344 +1 (850) 997 - 3624

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Monticello, FL, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Pompano Beach, FL, Bad Credit Loans in Port Charlotte, FL, Payday Loans in Port Orange, FL, Short-term Loans in Port Saint Lucie, FL, Online Loans in Riverview, FL, Short-term Loans in Saint Cloud, FL, Payday Loans in Saint Petersburg, FL and No Credit Check Loans in Sanford, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Monticello, FL.

Beautiful sights of Monticello, FL

Payday Loans Available in Monticello, FL By The Following ZIP Codes:

32345, 32344

Are Payday Loans Legal In Monticello, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Monticello, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Monticello, FL payday loan calculator

F.A.Q.

Are there any protections for military members who take out payday loans in Monticello, Florida?

Yes, military members who take out payday loans in Monticello, Florida are protected by the Military Lending Act. This federal law limits the interest rates and fees that payday lenders can charge to military members and their dependents. It also provides additional protections for military members who take out payday loans.

Can I be charged with a crime if I fail to repay a payday loan in Monticello, Florida?

No, borrowers who fail to repay a payday loan in Monticello, Florida cannot be charged with a crime. However, lenders may be able to sue borrowers who default on their loans and obtain a judgment against them. This can result in wage garnishment or other legal action to recover the outstanding balance.

How Many Cash Advance Companies are in Monticello, FL?

With the help of our service, you will be able to find 2 cash advance companies in Monticello, FL

What Cash Advance Companies in Monticello, FL are the most popular?

You should check Capital City Bank and Fast Payday Loans, Inc.. Also, you can start your application online on our website.