Payday Loans in Mossy Head, Florida

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No payday loan companies in Mossy Head, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Seacoast Bank 2940 Cardinal Dr, Vero Beach, FL 32963 +1 (772) 231 - 4218
Buckeye Community Credit Union 424 W Base St, Madison, FL 32340 +1 (850) 973 - 2600
Advance America 130 W. Miracle Strip Pkwy., Ste. D, Mary Esther, FL 32569 +1 (850) 243 - 6330
Payday Loans Fort Lauderdale FL-5, Fort Lauderdale, FL 33304
CenterState Bank 114 W Belt Ave, Bushnell, FL 33513 +1 (352) 568 - 2272
Synovus Bank 10 Daniel St, Gulf Breeze, FL 32561 +1 (888) 796 - 6887
Associates Home Loan of Florida, Inc. 14802 N Dale Mabry Hwy 200, Tampa, FL 33618 +1 (813) 544 - 2295
Manatee Community FCU 604 13th Ave E, Bradenton, FL 34208 +1 (941) 748 - 7704
Mariner Finance 5709 US-90, Milton, FL 32583 +1 (850) 994 - 9737
BB&T 3527 N Lecanto Hwy, Beverly Hills, FL 34465 +1 (352) 527 - 8110

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mossy Head, FL, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Delray Beach, FL, Payday Loans in Deltona, FL, Guaranteed Loans in Dunedin, FL, Payday Loans in Estero, FL, Emergency Loan in Fort Lauderdale, FL, Guaranteed Loans in Fort Myers, FL, Payday Loans in Fort Pierce, FL and Online Loans in Gainesville, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mossy Head, FL.

Are Payday Loans Legal In Mossy Head, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Mossy Head, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Mossy Head, FL payday loan calculator

Payday Loans in Mossy Head, Florida: What You Need to Know

Are you in need of quick cash and considering a payday loan in Mossy Head, Florida? Payday loans can be a convenient solution for short-term financial emergencies, but it’s important to understand the risks and benefits before applying.

Payday loans are legal in Florida but are subject to strict regulations to protect consumers. Here’s what you need to know about payday loans in Mossy Head:

How Payday Loans Work

Payday loans are short-term loans designed to help you cover unexpected expenses until your next paycheck. These loans typically range from $100 to $500 and must be repaid within 14 to 31 days.

To qualify for a payday loan, you typically need to have a source of income, a valid ID, and an active checking account. Some lenders may also require a post-dated check as collateral.

The Risks of Payday Loans

While payday loans can be a helpful tool for managing short-term cash needs, they come with significant risks. Payday loans often have high interest rates and fees, which can make it difficult to repay the loan on time and can lead to a cycle of debt.

It’s important to carefully read the terms and conditions of any payday loan before accepting it. Make sure you understand the interest rate, fees, and repayment terms before agreeing to the loan.

The Benefits of Payday Loans

Despite the risks, payday loans can provide some benefits in certain situations. Payday loans can be a useful option if you have a financial emergency and need cash quickly, but can’t get a traditional loan due to poor credit or lack of collateral.

Payday loans can also be a helpful tool for managing short-term cash flow issues, such as unexpected car repairs or medical bills.

The Legality of Payday Loans in Mossy Head, Florida

Payday loans are legal in Florida but are subject to strict regulations to protect consumers. Florida law limits payday loans to $500 and sets a maximum fee of 10% of the loan amount, plus a $5 verification fee.

Florida law also requires lenders to provide borrowers with a written agreement that clearly outlines the terms and conditions of the loan, including the interest rate, fees, and repayment terms.

Interesting Facts and Statistics About Payday Loans in Mossy Head, Florida

– In 2019, there were over 8,200 payday loan storefronts in Florida.
– Payday loans in Florida have an average APR of 304%.
– The average payday loan borrower in Florida takes out 8 loans per year.
– Florida law limits borrowers to one outstanding payday loan at a time.

Apply Now

If you’re considering a payday loan in Mossy Head, Florida, TheGuaranteedLoans can help you find a lender that meets your needs. We are a connector service, not a direct lender, and we work with a network of trusted lenders who can provide you with the cash you need.

To apply for a payday loan, simply fill out our online application form. Our lenders will review your application and contact you with loan offers that meet your needs. Remember, payday loans should only be used as a last resort and should be repaid on time to avoid additional fees and interest charges.

Conclusion

Payday loans can provide a helpful solution for short-term financial emergencies, but they come with significant risks. Before applying for a payday loan in Mossy Head, Florida, it’s important to carefully read and understand the terms and conditions of the loan.

If you decide to apply for a payday loan, TheGuaranteedLoans can help you find a lender that meets your needs. Just remember to use payday loans responsibly and repay them on time to avoid additional fees and interest charges.

F.A.Q.

What are the maximum loan amounts and interest rates for payday loans in Mossy Head, Florida?

The maximum loan amount for a payday loan in Mossy Head, Florida is $500, and the maximum interest rate is 10% per month.

Are there any restrictions on the number of payday loans that can be taken out in Mossy Head, Florida?

Yes, in Mossy Head, Florida, borrowers are limited to one outstanding payday loan at a time.