Payday Loans in North Fort Myers, Florida

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Payday Loan Companies in North Fort Myers, FL

Company nameAddressZip codePhone number
American Pawn Co 14930 N Cleveland Ave 33903 +1 (239) 656 - 3409
First Horizon Bank 3405 Hancock Bridge Pkwy 33903 +1 (239) 673 - 3379
Liberty Mortgage Lending Group 13180 N Cleveland Ave 317 33903 +1 (239) 215 - 3850
Suncoast Credit Union 565 Pine Island Rd 33903 +1 (800) 999 - 5887
The Check Cashing Store 1844 N Tamiami Trail 33903 +1 (239) 995 - 2435
The Check Cashing Store 4085 Hancock Bridge Pkwy 33903 +1 (239) 652 - 0747

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in North Fort Myers, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in North Miami Beach, FL, Payday Loan Without a Credit Check in North Port, FL, Same Day Loans in Ocala, FL, Payday Loan for Ocoee, FL, Payday Loans in Orlando, FL, Bad Credit Loans in Ormond Beach, FL, Same Day Loans in Oviedo, FL and Payday Loans in Palm Bay, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in North Fort Myers, FL.

Beautiful sights of North Fort Myers, FL

Payday Loans Available in North Fort Myers, FL By The Following ZIP Codes:

33918, 33903, 33917

Are Payday Loans Legal In North Fort Myers, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in North Fort Myers, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

North Fort Myers, FL payday loan calculator

Payday Loans in North Fort Myers, Florida

Payday loans are a convenient, short-term financial solution for covering those occasional financial emergencies. In the state of Florida, payday loans are legal and regulated by the Florida Statutes § 560.402. Although payday loans are legal in Florida, it’s important to keep in mind that you should always be aware of all the regulations before you secure a payday loan in North Fort Myers.

How to Get a Payday Loan in North Fort Myers, Florida

In order to get a payday loan in North Fort Myers, Florida, you must first meet the eligibility requirements set by the state. According to Florida Statutes, to be eligible for a payday loan in North Fort Myers, you must:

  • Be at least 18 years of age.
  • Have a valid ID.
  • Have an active checking account.
  • Have a steady source of income.

Once you meet the eligibility criteria, you can start applying for the payday loan. You can apply online or in person in most cases and the process typically doesn’t take long. Once you’ve applied and been approved, the loan amount will be deposited into your bank account and you’ll be able to use it as needed.

Fees and Interest Rates of Payday Loans in North Fort Myers, Florida

The fees and interest rates of payday loans in Florida vary depending on the lender, so it’s important to do your research. Generally speaking, payday loan fees and interest rates in North Fort Myers can range from around 10% to as high as 30%. It’s also important to remember that payday loans often come with origination fees, so you should make sure to factor those into your budget when determining how much you can afford to borrow.

F.A.Q.

Q: Can I get a payday loan in North Fort Myers, Florida?

A: Yes, payday loans are legal in Florida, so you can get one in North Fort Myers. You just need to make sure you meet the eligibility requirements as outlined in the Florida Statutes § 560.402.

Q: How long does it take to get a payday loan in North Fort Myers?

A: The exact time it takes to get a payday loan in North Fort Myers depends on the lender, but typically the process doesn’t take more than a few days.

Q: What fees and interest rates do payday loans in North Fort Myers come with?

A: The fees and interest rates of payday loans in North Fort Myers can vary depending on the lender, but generally they range from around 10% to 30%.

Apply Now

If you’re looking for a convenient, short-term financial solution, TheGuaranteedLoans can help you find a payday loan in North Fort Myers, Florida. We are not a lender, but we can connect you with lenders who can provide you with the loan you need. Just fill out our online application and we will do the rest.

More F.A.Q.

Can a payday lender sue me in North Fort Myers, Florida?

Yes, a payday lender can sue you in North Fort Myers, Florida if you default on your loan. If the lender obtains a court judgment against you, they may be able to garnish your wages or seize your bank account to collect the outstanding balance.

Are there any alternatives to payday loans in North Fort Myers, Florida?

Yes, there are alternatives to payday loans in North Fort Myers, Florida. These include borrowing from friends or family, applying for a credit card or personal loan from a bank or credit union, or seeking assistance from a non-profit credit counseling agency.

How Many Cash Advance Companies are in North Fort Myers, FL?

With the help of our service, you will be able to find 6 cash advance companies in North Fort Myers, FL

What Cash Advance Companies in North Fort Myers, FL are the most popular?

You should check The Check Cashing Store, American Pawn Co, and First Horizon Bank. Also, you can start your application online on our website.