Payday Loans in O Brien, Florida

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No payday loan companies in O Brien, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
MIDFLORIDA Credit Union 930 US Hwy 27 S, Avon Park, FL 33825 +1 (866) 913 - 3733
Fifth Third Bank & ATM 650 W Elkcam Cir, Marco Island, FL 34145 +1 (239) 389 - 1800
Chase Bank 725 E 3rd Ave, New Smyrna Beach, FL 32169 +1 (386) 663 - 6036
Suntrust Mortgage 1605 Lakewood Ranch Blvd, Bradenton, FL 34211 +1 (800) 634 - 7928
Check Casher of Sarasota 4108 Bee Ridge Rd, Sarasota, FL 34233 +1 (941) 378 - 0888
Advance America 2750 E Silver Springs Blvd #102, Ocala, FL 34470 +1 (352) 732 - 0754
Florida Cash & Finance Inc 401 N Wickham Rd # D, Melbourne, FL 32935 +1 (321) 259 - 9360
Fast Payday Loans, Inc. 2218 W US Hwy 90 STE 104, Lake City, FL 32055 +1 (386) 755 - 1063
InstaLoan Loans 3100 E Colonial Dr, Orlando, FL 32803 +1 (407) 893 - 0199
Quick Payday Loans 621 NE 23rd Ave, Pompano Beach, FL 33062 +1 (954) 833 - 0135

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in O Brien, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bonita Springs, FL, Payday Loans in Boynton Beach, FL, Payday Loans in Bradenton, FL, No Credit Check Loans in Brandon, FL, Payday Loans in Cape Coral, FL, Payday Loans in Clearwater, FL, Quick Loan in Clermont, FL and Payday Loans in Daytona Beach, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in O Brien, FL.

Beautiful sights of O Brien, FL

Are Payday Loans Legal In O Brien, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in O Brien, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

O Brien, FL payday loan calculator

Payday Loans in O Brien, Florida

Payday loans can be a helpful resource for individuals needing quick cash for unexpected expenses. In O Brien, Florida, payday loans are legal and can be obtained at various storefront locations or online.

What are payday loans?

Payday loans are short-term loans typically due on the borrower’s next payday. These loans are designed to provide immediate access to cash for individuals who may not have access to other forms of credit.

Payday loans in Florida have a maximum loan amount of $500, with a maximum term of 31 days. Lenders are allowed to charge a maximum finance rate of 10% of the loan amount, plus a $5 verification fee. This means that for a $100 loan, a lender could charge up to $15 in fees.

How to apply for a payday loan in O Brien, Florida

Applying for a payday loan in O Brien or anywhere in Florida is a simple process. Borrowers will need to provide the lender with their personal information, including their name, address, and social security number. They will also need to provide documentation of income, such as a pay stub or bank statement.

Online payday loan applications have become increasingly popular in recent years. These applications can be completed quickly and conveniently from the borrower’s home or office. Online lenders may require additional documentation or verification of information, such as a copy of a driver’s license.

Potential risks of payday loans

While payday loans can be a helpful resource for individuals needing quick cash, they also come with potential risks that borrowers should be aware of. These loans typically come with high interest rates and fees, which can make them difficult to pay back if not managed properly.

Borrowers who are unable to pay back the loan on time may face additional fees and interest charges, as well as damage to their credit score. It is important for individuals considering a payday loan to carefully evaluate their financial situation and ability to repay the loan before applying.

Interesting facts and statistics about payday loans in O Brien, Florida

  • Florida has the third-highest number of payday lenders in the United States, behind California and Texas.
  • In 2019, Floridians took out more than 7.7 million payday loans, totaling over $3.1 billion in loans.
  • The average payday loan borrower in Florida takes out 8 loans per year, with an average loan amount of $400.
  • More than 83% of payday loans in Florida are made to borrowers who take out 7 or more loans per year.

Apply now for a payday loan in O Brien, Florida

If you find yourself in need of quick cash to cover unexpected expenses, TheGuaranteedLoans can help connect you with potential lenders in O Brien, Florida and throughout the state. Simply fill out our online application form, and we will work to find the right lender for your needs.

It is important to note that TheGuaranteedLoans is not a direct lender, but rather a connector service that works to connect borrowers with potential lenders. We make the process of finding a payday loan simple and convenient, so you can get the cash you need when you need it most.

Apply now and see how TheGuaranteedLoans can help you get back on track financially.

F.A.Q.

How can I find a reputable payday lender in O Brien, Florida?

To find a reputable payday lender in O Brien, Florida, you can check with the Florida Office of Financial Regulation to make sure the lender is licensed and in good standing. You can also read reviews from other customers and compare interest rates and fees from different lenders to find the best deal.

What should I do if I feel that a payday lender in O Brien, Florida has treated me unfairly?

If you feel that a payday lender in O Brien, Florida has treated you unfairly, you can file a complaint with the Florida Office of Financial Regulation. You can also seek assistance from a nonprofit credit counseling agency or a consumer protection agency to help you resolve the issue.