Payday Loans in Osprey, Florida

Payday Loan Companies in Osprey, FL

Company nameAddressZip codePhone number
Raymond James Financial Services 418 S Tamiami Trail 34229 +1 (941) 493 - 3232
SunTrust Bank 1100 S Tamiami Trail 34229 +1 (941) 882 - 7126

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Osprey, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Apopka, FL, Online Loans in Boca Raton, FL, Online Loans in Bonita Springs, FL, Payday Loans in Boynton Beach, FL, Payday Loans in Bradenton, FL, Payday Loans in Brandon, FL, Payday Loans in Cape Coral, FL and Quick Loan in Clearwater, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Osprey, FL.

Beautiful sights of Osprey, FL

Payday Loans Available in Osprey, FL By The Following ZIP Codes:

34229

Are Payday Loans Legal In Osprey, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Osprey, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Osprey, FL payday loan calculator

F.A.Q.

Is it a good idea to take out a payday loan in Osprey, Florida to pay off another payday loan?

No, it is not a good idea to take out a payday loan in Osprey, Florida to pay off another payday loan. This is known as “loan stacking” and it can quickly lead to a cycle of debt that is difficult to escape. It is best to seek other options, such as a payment plan or credit counseling, to help you pay off your payday loan.

How can I find a reputable payday lender in Osprey, Florida?

To find a reputable payday lender in Osprey, Florida, you can check with the Florida Office of Financial Regulation to make sure the lender is licensed and in good standing. You can also read reviews from other customers and compare interest rates and fees from different lenders to find the best deal.

How Many Cash Advance Companies are in Osprey, FL?

With the help of our service, you will be able to find 2 cash advance companies in Osprey, FL

What Cash Advance Companies in Osprey, FL are the most popular?

You should check Raymond James Financial Services and SunTrust Bank. Also, you can start your application online on our website.