Payday Loans in Palatka, Florida

Payday Loan Companies in Palatka, FL

Company nameAddressZip codePhone number
Advance America 316 Hwy. 19 South 32177 +1 (386) 328 - 9515
Advance America 164 S. US Hwy. 17, Ste. #13 32131 +1 (386) 326 - 9272
Advance America 316 FL-19 32177 +1 (386) 328 - 9515
CenterState Bank 350 State Rd 19 S 32177 +1 (386) 328 - 5600
Express Money Store 120 N 9th St 32177 +1 (386) 328 - 8060
Farm Credit of Florida 309 N 2nd St 32177 +1 (386) 328 - 2744
Fast Payday Loans, Inc. 817 FL-19 32177 +1 (386) 325 - 7904
First Coast Acceptance 248 US-17 32177 +1 (386) 325 - 5626
First Coast Community Cu 306 S Palm Ave 32177 +1 (386) 328 - 5555
Lending Bear 701 Reid St 32177 +1 (386) 328 - 8853
Mariner Finance 308 FL-19 32177 +1 (386) 329 - 8988
Michelle Calhoun - Mortgage Loan Officer 101 Highway 19 N 32177 +1 (352) 281 - 0669
MoneyGram inside ADVANCE AMERICA 316 FL-19 32177 +1 (386) 328 - 9515
Palatka Pawn 1801 Reid St 32177 +1 (386) 325 - 1999
TD Bank 101 Highway 19 N 32177 +1 (386) 328 - 7729
VyStar Credit Union 510 N, FL-19 32177 +1 (386) 328 - 3303

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Palatka, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Ocoee, FL, Payday Loans in Orlando, FL, Quick Loan in Ormond Beach, FL, Payday Loan Companies in Oviedo, FL, Payday Loans in Palm Bay, FL, Payday Loan for Palm Beach Gardens, FL, Payday Loans in Palm Coast, FL and Payday Loans in Palm Harbor, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Palatka, FL.

Beautiful sights of Palatka, FL

Payday Loans Available in Palatka, FL By The Following ZIP Codes:

32177, 32178

Are Payday Loans Legal In Palatka, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Palatka, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Palatka, FL payday loan calculator

F.A.Q.

Are there any alternatives to payday loans in Palatka, Florida?

Yes, there are several alternatives to payday loans in Palatka, Florida, such as small personal loans from banks or credit unions, or short-term loans from community organizations or non-profit organizations.

What should I consider before taking out a payday loan in Palatka, Florida?

Before taking out a payday loan in Palatka, Florida, you should carefully consider your financial situation and whether you will be able to repay the loan in full by the due date. You should also compare rates and fees from multiple lenders to ensure you are getting the best deal.

How Many Cash Advance Companies are in Palatka, FL?

With the help of our service, you will be able to find 16 cash advance companies in Palatka, FL

What Cash Advance Companies in Palatka, FL are the most popular?

You should check Advance America, CenterState Bank, and Express Money Store. Also, you can start your application online on our website.