Payday Loans in Palm Bay, Florida

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Payday Loan Companies in Palm Bay, FL

Company nameAddressZip codePhone number
Advance America 190 Malabar Rd Ste. 118 32907 +1 (321) 727 - 8696
Advance America 4700 Babcock St NE #22 32905 +1 (321) 722 - 2344
ATM Jewelry & Pawn 4570 S Babcock St Unit 13 32905 +1 (321) 327 - 7998
BB&T 6000 Babcock St SE 32909 +1 (321) 768 - 2811
Cash America Pawn 4700 Babcock St NE 29 32905 +1 (321) 473 - 1099
Cash America Store Number 897 4700 Babcock St NE #29 32905 +1 (321) 473 - 1099
Check 'n Go 1153 Malabar Rd NE #7 32907 +1 (321) 724 - 5033
Check n Go 1153 Malabar Rd Ste 7 32907 +1 (321) 724 - 5033
Citizens Bank 880 Malabar Rd 32907
Donny Panasis - Mortgage Loan Officer 1159 Malabar Rd 32907 +1 (321) 223 - 9960
InstaLoan Loans 4897 Babcock St NE #2 32905 +1 (321) 674 - 2055
Pay Day Loans Center Palm Bay 343 Nail St NE 32907
Payday Advance Palm Bay 179 Anderson Ave NE 32907
Payday Loans Palm Bay 401-495 Alvarado Ave SE 32909
Payday Loans Palm Bay 1179 Malabar Rd NE 32907
Quick Cash Palm Bay 1200 Malabar Rd SE 32907
Rapid Auto Title Loans 5270 Babcock St NE 32905 +1 (407) 624 - 3706
Space Coast Credit Union 152 Malabar Rd 32907 +1 (321) 752 - 2222
SunTrust 1725 Palm Bay Rd NE 32905 +1 (321) 608 - 9870

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Palm Bay, FL, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Palm Beach Gardens, FL, Payday Loans in Palm Coast, FL, Payday Loans in Palm Harbor, FL, Payday Loans in Panama City, FL, Payday Loans in Pembroke Pines, FL, Same Day Loans in Pensacola, FL, Payday Loans in Pinellas Park, FL and Payday Loans in Plant City, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Palm Bay, FL.

Beautiful sights of Palm Bay, FL

Payday Loans Available in Palm Bay, FL By The Following ZIP Codes:

32908, 32907, 32910, 32909, 32911, 32906, 32905

Are Payday Loans Legal In Palm Bay, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Palm Bay, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Palm Bay, FL payday loan calculator

Payday Loans in Palm Bay, Florida

Are you looking for a quick and easy way to get cash in the form of a payday loan? Palm Bay, Florida is home to many payday loan lenders who offer you the chance to get the money you need fast. Payday loans are legal in the state of Florida, and they provide a convenient source of credit for those who need to cover unexpected expenses or make ends meet between paychecks.

What is a Payday Loan?

A payday loan is a short-term loan which is typically paid back within two weeks to one month. These loans are designed to help those who may be having trouble with their finances, or those who need quick access to cash in the event of an emergency. The fees and interest rates on payday loans can be quite high, so it is important to understand the full terms and conditions of the loan before signing the agreement.

How do I Apply for a Payday Loan in Palm Bay, Florida?

Applying for a payday loan in Palm Bay, Florida is simple. Most lenders allow you to apply online or by phone. You will need to provide documentation of your income and other financial information in order to be approved for a loan. Once you have been approved, the money will typically be deposited into your bank account within one business day.

Are Payday Loans Legal in Florida?

Yes, payday loans are legal in Florida. The State of Florida has enacted laws regulating the terms, fees, and interest rates of payday loans. It is important to be aware of these laws and to comply with them when taking out a payday loan.

What Are the Fees and Interest Rates on Payday Loans?

The fees and interest rates on payday loans in Palm Bay, Florida vary depending on the lender. However, most lenders charge a flat fee, which can range between $10 and $30 for each $100 borrowed. Additionally, most loans also have an annual percentage rate (APR) that can range from 200% to over 500%. It is important to make sure you understand the full terms of your loan before signing the agreement.

Are There Any Alternatives to Payday Loans?

Yes, there are alternatives to payday loans. For example, you may be able to obtain a short-term loan from a bank or credit union, or you may be able to get an advance on your paycheck from your employer. Additionally, you may be able to borrow money from family or friends, or you may be able to negotiate a payment plan with your creditors if you are having trouble making your payments.

Apply Now

If you’re looking for a payday loan in Palm Bay, Florida, TheGuaranteedLoans can help. We can connect you with lenders who offer payday loans with competitive fees and interest rates. All you need to do is fill out our simple online application form and we will do the rest. TheGuaranteedLoans is not a lender.

Frequently Asked Questions

Q: What is a payday loan?

A: A payday loan is a type of short-term loan which is typically paid back within two weeks to one month. This type of loan is designed to help those who may be having trouble with their finances, or those who need quick access to cash for an emergency expense. The fees and interest rates on payday loans can be quite high, so it is important to understand the full terms and conditions of the loan before signing the agreement.

Q: Are payday loans legal in Florida?

A: Yes. Payday loans are legal in Florida, though there are specific laws regulating the fees, interest rates and terms associated with such loans.

Q: How do I apply for a payday loan in Palm Bay, Florida?

A: Applying for a payday loan in Palm Bay, Florida is fairly simple. Most lenders allow you to apply online or by phone. You will need to provide documentation of your income and other financial information in order to be approved for a loan. Once you have been approved, the money will typically be deposited into your bank account within one business day.

Q: Are there any alternatives to payday loans?

A: Yes, there are alternatives to payday loans. Some alternatives include obtaining a short-term loan from a bank or credit union, getting an advance on your paycheck from your employer, borrowing from family or friends, or negotiating a payment plan with your creditors.

More F.A.Q.

What are payday loans in Palm Bay, Florida?

Payday loans in Palm Bay, Florida are short-term, high-interest loans that are typically used to cover unexpected expenses or to help borrowers get through a temporary financial crisis. These loans are typically repaid in a single lump sum, including the principal amount borrowed and any applicable fees and interest charges.

Are payday loans legal in Palm Bay, Florida?

Yes, payday loans are legal in Palm Bay, Florida. However, the state has implemented several regulations to protect borrowers from predatory lending practices, including a maximum loan amount of $500 and a maximum loan term of 31 days.

How Many Cash Advance Companies are in Palm Bay, FL?

With the help of our service, you will be able to find 19 cash advance companies in Palm Bay, FL

What Cash Advance Companies in Palm Bay, FL are the most popular?

You should check Advance America, Check 'n Go, and Payday Loans Palm Bay. Also, you can start your application online on our website.