Payday Loans in Palm Beach Gardens, Florida

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Payday Loan Companies in Palm Beach Gardens, FL

Company nameAddressZip codePhone number
Cason Home Loans - Palm Beach Gardens 2000 PGA Boulevard 3220 33408 +1 (561) 223 - 2158
Finova Financial 4521 PGA Boulevard #226 33418 +1 (888) 358 - 4452
SunTrust 2570 PGA Boulevard 33410 +1 (561) 352 - 2925
The Check Cashing Store 7228 N Military Trl 33410 +1 (561) 844 - 6660
TIAA Financial Services 3801 PGA Boulevard Suite 600 33410 +1 (866) 842 - 3357
Velocity Community Credit Union 2801 PGA Boulevard 120 33410 +1 (561) 775 - 2525

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Palm Beach Gardens, FL, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Palm Coast, FL, Payday Loans in Palm Harbor, FL, Payday Loans in Panama City, FL, Short-term Loans in Pembroke Pines, FL, Payday Loan Companies in Pensacola, FL, Payday Loans in Pinellas Park, FL, Payday Loans in Plant City, FL and Payday Loans in Pompano Beach, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Palm Beach Gardens, FL.

Beautiful sights of Palm Beach Gardens, FL

Payday Loans Available in Palm Beach Gardens, FL By The Following ZIP Codes:

33403, 33408, 33410, 33412, 33418, 33420, 33478

Are Payday Loans Legal In Palm Beach Gardens, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Palm Beach Gardens, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Palm Beach Gardens, FL payday loan calculator

What Are Payday Loans Palm Beach Gardens, Florida?

If you’re in need of quick cash in Palm Beach Gardens, FL, a payday loan could be the perfect solution. A payday loan is a short-term loan that is typically due to be repaid within two weeks to a month of taking the loan, depending on your state’s regulations. Payday loans are an expensive form of credit and they may have high interest rates of up to 400%. It is important to understand that payday loans should only be used as a last resort when money is needed quickly and you have no other available options.

Payday Loans Legality in Florida

It is legal to receive payday loans in the state of Florida, however, there are important lending regulations to follow. Florida’s payday loan provisions state that you must have a valid ID, a source of income and a valid checking account. The loan must be repaid within 31 days, and the lender cannot extend this term beyond 60 days.

It is important to note that the payday loan company cannot charge fees that exceed 10% of the loan amount. Additionally, a $5.00 verification fee can be charged but is not included in the finance charge. Lastly, no more than two loans can be outstanding at any given time.

Understanding Payday Loans

Before taking out a payday loan in Palm Beach Gardens, FL, it is important to understand the terms and conditions associated with the loan. It is critical to review the loan’s interest rate and other fees, as this can help you determine the total cost of the loan. Be sure to ask your lender about the terms of the loan, and make sure you understand them before taking out the loan.

Advantages and Disadvantages of Payday Loans

Although payday loans can be a convenient way to access money quickly, they also come with potential risks. The biggest advantage of a payday loan is that you can access the money quickly and without any major credit requirements. Additionally, you can use the money for whatever you need it for, and the funds can be deposited in as little as one business day.

Unfortunately, the disadvantages of payday loans can outweigh the advantages. As previously mentioned, the interest rates on payday loans are often high, and missing a payment can result in additional fees and interest. Additionally, many payday loan lenders require borrowers to provide collateral in order to qualify for the loan. Finally, if a borrower takes out more than one payday loan at a time, it can be difficult to keep up with the payments and can result in financial strife.

Finding a Payday Loan in Palm Beach Gardens, FL

If you are looking for a payday loan in Palm Beach Gardens, FL, the best place to start is with a local lender. There are a number of lenders in the area who offer short-term cash loans to customers.

When selecting a lender, be sure to research the terms and conditions of the loan, as well as the fees and interest rates. Additionally, make sure you understand what fees and penalties will be charged if a payment is missed.

If you have exhausted all other options and you decide to take out a payday loan, it is important to be aware of the potential risks and to ensure that you are able to make timely payments.

Frequently Asked Questions

What do I need to qualify for a payday loan in Palm Beach Gardens, FL?
In order to qualify for a payday loan in Palm Beach Gardens, FL, you need to have a valid ID, a source of income, and a valid checking account.

What fees and interest rates are associated with a payday loan?
The fees and interest rates associated with a payday loan will vary depending on the lender and the terms of the loan. It is important to research the fees and interest rates before taking out a loan.

What happens if I miss a payment on a payday loan?
If you miss a payment on a payday loan, additional fees and interest may be charged. It is important to make timely payments in order to avoid additional costs.

The Guaranteed Loans Conclusion

Payday loans can be a convenient way to access money quickly, but it is important to understand the terms and conditions of the loan before taking one out. Additionally, it is important to be aware of the potential risks associated with taking out a payday loan, including high interest rates and penalty fees.

If you are looking for a payday loan in Palm Beach Gardens, FL, TheGuaranteedLoans can help you find a lender. We are not a lender, but we can connect you with a lender that can offer you the funds you need. To get started, simply fill out our online application and we will do the rest.

Apply Now

If you are in need of fast money in Palm Beach Gardens, FL, TheGuaranteedLoans can help. We are not a lender, but we can connect you with a lender who can offer you the loan you need. To get started, simply fill out our online application and we will do the rest. We look forward to helping you find the loan you need.

More F.A.Q.

Can I apply for a payday loan online in Palm Beach Gardens, Florida?

Yes, you can apply for a payday loan online in Palm Beach Gardens, Florida. However, it is important to make sure that the lender you choose is licensed and operating within the state's legal guidelines.

What do I need to apply for a payday loan in Palm Beach Gardens, Florida?

To apply for a payday loan in Palm Beach Gardens, Florida, you will typically need to provide proof of income, a valid identification, and proof of a current bank account. The lender may also require additional information or documentation depending on the specific loan terms and conditions.

How Many Cash Advance Companies are in Palm Beach Gardens, FL?

With the help of our service, you will be able to find 6 cash advance companies in Palm Beach Gardens, FL

What Cash Advance Companies in Palm Beach Gardens, FL are the most popular?

You should check Cason Home Loans - Palm Beach Gardens, Finova Financial, and SunTrust. Also, you can start your application online on our website.