Payday Loans in Palm Coast, Florida

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Payday Loan Companies in Palm Coast, FL

Company nameAddressZip codePhone number
Advance America 800 Belle Terre Pkwy #212 32164 +1 (386) 586 - 3106
Amscot - The Money Superstore 1276-1278 Palm Coast Pkwy SW 32137 +1 (386) 864 - 7820
Bank of America with Drive-thru services 4850 Belle Terre Pkwy 32164 +1 (386) 447 - 5608
BB&T 1300 Palm Coast Pkwy SW 32137 +1 (386) 246 - 5166
Capitol Finance Group 4252 Old A1A 32137 +1 (386) 986 - 3999
Capstone Planning, LLC 31 Lupi Ct Suite 120 32137 +1 (386) 202 - 4498
CenterState Bank 175 Cypress Point Pkwy 32164 +1 (386) 597 - 8145
Chase Bank 214 Palm Coast Pkwy NE 32137 +1 (386) 627 - 7083
Check On Hold 1000 Palm Coast Pkwy SW 32137 +1 (386) 445 - 1154
Check On Hold 1070 NW, Palm Coast Pkwy SW Suite 3 32137 +1 (386) 445 - 1154
Express Bad Credit Loans 286 Palm Coast Pkwy NE 32137 +1 (386) 261 - 9829
Fairway Independent Mortgage Corporation 399 Palm Coast Parkway South West, Unit 1 32137 +1 (386) 864 - 8011
Flagler County Abstract Company 10 Cypress Point Pkwy 102 32164 +1 (386) 445 - 1823
Intracoastal Bank 1290 Palm Coast Pkwy NW 32137 +1 (877) 447 - 1662
Pay Day Loans Center Palm Coast 4600 Belle Terre Pkwy 32164
Pay Day Loans Palm Coast 1000 Integra Woods Boulevard 32164
PNC Bank 235 Palm Coast Pkwy NE 32137 +1 (386) 446 - 3115
Professional Closing Inc 25 Old Kings Rd N 4a 32137 +1 (386) 447 - 7190
Scifo Financial Services 160 Cypress Point Pkwy suite c-102 32164 +1 (386) 446 - 0317
Space Coast Credit Union 10 Leanni Way 32137 +1 (800) 447 - 7228
SunTrust 1 Florida Park Dr S Suite 101 32137 +1 (386) 627 - 7879
VyStar Credit Union 305 Palm Coast Pkwy SW 32164 +1 (386) 239 - 1240
Wells Fargo Bank 222 Palm Coast Pkwy NE 32137 +1 (386) 445 - 2175

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Palm Coast, FL, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Palm Harbor, FL, Payday Loan Companies in Panama City, FL, Emergency Loan in Pembroke Pines, FL, Payday Loan Companies in Pensacola, FL, Payday Loans in Pinellas Park, FL, Payday Loans in Plant City, FL, Short-term Loans in Pompano Beach, FL and Payday Loans in Port Charlotte, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Palm Coast, FL.

Beautiful sights of Palm Coast, FL

Payday Loans Available in Palm Coast, FL By The Following ZIP Codes:

32135, 32164, 32137, 32142

Are Payday Loans Legal In Palm Coast, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Palm Coast, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Palm Coast, FL payday loan calculator

Payday Loans in Palm Coast, Florida: Everything you need to know

Payday loans are short-term advances that provide borrowers with quick access to funds when needed. In Palm Coast, Florida, payday loans are available as a form of financial assistance to those who cannot access other forms of credit or need a fast and convenient loan. Payday loans are regulated by the state of Florida, and in Palm Coast, the requirements are mainly the same as those of other states.

Payday loans are legal in Palm Coast, Florida and across the state. The interest rates and other credit terms may vary from one lender to another, but all must comply with state laws. The maximum loan amount that can be taken in Palm Coast is usually $500, with a maximum repayment period of 31 days. Payday lenders are required to provide the borrower with an information sheet containing all the terms and conditions of the loan before it is provided.

When applying for a payday loan in Palm Coast, Florida, the borrower must fill out an application form and provide evidence of their employment and banking information. The lender will then assess the borrower’s creditworthiness and decide whether to approve the loan. Once the loan is approved, the funds are usually deposited into the borrower’s bank account within 24 hours. The loan must then be repaid within the repayment period or the borrower may be subject to additional fees and interest.

Advantages of Payday Loans

One of the advantages of payday loans is that they are easy to obtain and can often be approved within 24 hours. This means that borrowers do not have to wait for banks or other traditional lenders to make a decision. In addition, payday loans are usually unsecured, so there is no need for collateral such as a car or home. The repayment terms are also flexible, so borrowers can choose to pay back the loan in one lump sum or in installments.

Disadvantages of Payday Loans

Payday loans can also come with high-interest rates and fees, so borrowers should make sure they understand what they are getting into before taking out a loan. In addition, there may be hidden fees associated with the loan, so borrowers should read all of the terms and conditions carefully. Finally, is important to remember that a payday loan should only be used as a last resort, and the borrower should have a plan in place to repay the loan on time. Failure to do so can result in additional fees and charges.

FAQs

  • How much can I borrow with a payday loan? In Palm Coast, Florida, the maximum loan amount is usually $500.
  • Can I get a payday loan with bad credit? Yes, payday lenders may still be able to provide you with a loan if you have bad credit, although the interest rates and fees may be higher.
  • How long does it take to get a payday loan? In Palm Coast, the application process can be completed in as little as 24 hours and funds are usually deposited into the borrower’s bank account on the same day.
  • Are payday loans safe? As long as you borrow responsibly and make sure to read all of the terms and conditions, payday loans can be a safe and convenient way to access quick funds.

Apply Now

If you are in need of a payday loan in Palm Coast, Florida, TheGuaranteedLoans can help. We are not a lender ourselves but we work with trusted lenders in Palm Coast and across the state to help connect borrowers with the loans they need. Simply fill out our online application and we will match you with a lender who can provide the funds you need.

More F.A.Q.

How do I repay a payday loan in Palm Coast, Florida?

Most payday loans in Palm Coast, Florida are repaid in a single lump sum on the due date, which is typically your next payday. This payment will include the principal amount borrowed, any applicable fees and interest charges, and any other applicable charges. Some lenders may allow you to make partial payments or extend the loan term, but this may result in additional fees or interest charges.

Are there any restrictions on the number of payday loans I can take out in Palm Coast, Florida?

Yes, there are restrictions on the number of payday loans you can take out in Palm Coast, Florida. The state's regulations limit borrowers to a maximum of four payday loans in a 12-month period. Additionally, borrowers must wait at least 24 hours after repaying one payday loan before taking out another.

How Many Cash Advance Companies are in Palm Coast, FL?

With the help of our service, you will be able to find 23 cash advance companies in Palm Coast, FL

What Cash Advance Companies in Palm Coast, FL are the most popular?

You should check Check On Hold, Advance America, and Amscot - The Money Superstore. Also, you can start your application online on our website.