Payday Loans in Patrick AFB, Florida

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No payday loan companies in Patrick AFB, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Mike Farne - Raymond James 3997 Commons Dr W, Destin, FL 32541 +1 (850) 424 - 3134
Regions Bank 305 NE Park St, Okeechobee, FL 34972 +1 (863) 824 - 7940
Advance America 190 Malabar Rd Ste. 118, Palm Bay, FL 32907 +1 (321) 727 - 8696
Same Day Bad Credit Loans 9270 W Indiantown Rd, Jupiter, FL 33478 +1 (561) 556 - 5465
The Check Cashing Store 9853 Tamiami Trail N, Naples, FL 34108 +1 (239) 596 - 8333
Bank of America with Drive-thru ATM 3321 NW Federal Hwy, Jensen Beach, FL 34957 +1 (772) 692 - 7821
IBERIABANK 502 N US Hwy 17 92, Longwood, FL 32750 +1 (407) 831 - 1776
ACE Cash Express 11059 W Colonial Dr, Ocoee, FL 34761 +1 (407) 656 - 9366
PennyMac Loan Services 9009 Corporate Lake Drive Suites 100 and 320, Tampa, FL 33634 +1 (813) 498 - 0886
Bank of Jackson County 5381 Cliff St, Graceville, FL 32440 +1 (850) 263 - 3225

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Patrick AFB, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Melbourne, FL, Payday Loans in Merritt Island, FL, No Credit Check Loans in Miami, FL, Payday Loans in Miami Beach, FL, Payday Loan Without a Credit Check in Navarre, FL, Payday Loans in North Fort Myers, FL, Payday Loans in North Miami Beach, FL and Payday Loans in North Port, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Patrick AFB, FL.

Beautiful sights of Patrick AFB, FL

Payday Loans Available in Patrick AFB, FL By The Following ZIP Codes:

32925

Are Payday Loans Legal In Patrick AFB, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Patrick AFB, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Patrick AFB, FL payday loan calculator

Payday Loans in Patrick AFB, Florida

If you live in Patrick AFB, Florida, and find yourself short on cash before your next paycheck, you may consider a payday loan to bridge the gap. Payday loans provide quick access to cash but come with high fees and interest rates. In Florida, payday loans are legal, regulated by the Florida Office of Financial Regulation. In this article, we’ll discuss in detail everything you need to know about payday loans in Patrick AFB, Florida, including how they work, their fees, and alternatives to consider.

How Do Payday Loans Work?

Payday loans are small, short-term loans designed to be paid back within a few weeks, typically on your next payday. To qualify for a payday loan, you need to have a steady income source and a checking account. In Patrick AFB, Florida, you can borrow up to $500, and the loan term cannot exceed 31 days. Once you apply for a payday loan, the lender will ask you to provide proof of income, a government-issued ID, and your checking account details. If approved, you’ll receive the funds as a lump sum in your checking account.

What Are the Fees for Payday Loans in Patrick AFB, Florida?

The fees and interest rates for payday loans in Patrick AFB, Florida are regulated by the Florida Office of Financial Regulation. Lenders can charge up to 10% of the loan amount as an origination fee and a maximum of 8% interest per month. For a $100 loan, the maximum fee you can be charged is $18. For a $500 loan, the maximum fee you can be charged is $56. Keep in mind that additional charges such as late fees and insufficient funds fees may apply if you fail to repay the loan on time.

Alternatives to Payday Loans in Patrick AFB, Florida

While payday loans can be a quick fix for short-term cash needs, they come with high fees and interest rates. It’s essential to consider alternatives before taking out a payday loan. Some alternatives to consider include:

Credit Union Loans: Many credit unions offer small-dollar loans with lower interest rates and fees than payday loans.

Credit Card Cash Advance: If you have a credit card, you may be able to get a cash advance with lower interest rates and fees than a payday loan.

Payment Plan: If you need to pay a bill, ask the company if they offer a payment plan.

Personal Loan: If you have good credit, a personal loan from a bank or credit union may offer lower interest rates and fees than a payday loan.

Interesting Facts or Statistics About Payday Loans in Patrick AFB, Florida

Here are some interesting facts about payday loans in Florida:

  • Florida has the highest average payday loan APR in the nation at 304%.
  • In 2019, there were 5.4 million payday loans taken out in Florida, with a total loan amount of $3.49 billion.
  • The average payday loan amount in Florida is $399.

Apply Now

If you have considered all alternatives and decided that a payday loan is the right option for you, TheGuaranteedLoans can help you connect with potential lenders. We are not a direct lender, but a connector service that can help you find a lender that fits your needs. To apply for a payday loan, visit our website and fill out our online application. We’ll help you get connected with a lender in Patrick AFB, Florida, and walk you through the process of receiving your funds.

In conclusion, while payday loans can be helpful in a financial emergency, they come with high fees and interest rates. Consider all alternatives before committing to a payday loan, and make sure you understand the fees and repayment terms. TheGuaranteedLoans can help you find a lender in Patrick AFB, Florida, and help you get the cash you need.

F.A.Q.

What fees and interest rates are associated with payday loans in Patrick AFB, Florida?

The fees and interest rates associated with payday loans in Patrick AFB, Florida vary depending on the lender and the loan terms. In general, these loans have high interest rates and fees, which can make them expensive for borrowers to repay. It is important to carefully review the loan terms before agreeing to a payday loan in Patrick AFB, Florida.

Can I rollover or renew my payday loan in Patrick AFB, Florida?

In general, payday loans in Patrick AFB, Florida cannot be rolled over or renewed. However, borrowers may be able to take out a new payday loan to pay off their existing loan if they are unable to repay it on time.