Payday Loans in Point Washington, Florida

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Point Washington, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Drummond Community Bank 7075 US-27, Fort White, FL 32038 +1 (386) 497 - 1156
Bank of America with Drive-thru services 1100 FL-60 E, Lake Wales, FL 33853 +1 (863) 676 - 4906
Suncoast Credit Union 1905 S Alexander St, Plant City, FL 33566 +1 (800) 999 - 5887
Navy Federal Credit Union 961 Atlantic Blvd, Atlantic Beach, FL 32233 +1 (888) 842 - 6328
Eglin Federal Credit Union 4558 FL-20, Niceville, FL 32578 +1 (850) 862 - 0111
Synovus Bank 4000 20th St, Vero Beach, FL 32960 +1 (888) 796 - 6887
E Z Payday Inc 3150 S Babcock St, Melbourne, FL 32901 +1 (321) 725 - 0646
Ameris Bank 25501 FL-26, Melrose, FL 32666 +1 (352) 475 - 1413
LP Title Company 137 Tower St, Lake Placid, FL 33852 +1 (863) 659 - 4109
Check Cashing & More 4561 W Atlantic Ave, Delray Beach, FL 33445 +1 (561) 498 - 8610

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Point Washington, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Homestead, FL, Payday Loans in Jacksonville, FL, Payday Loans in Jupiter, FL, 24-Hour Loan in Kissimmee, FL, Payday Loans in Lake Worth, FL, No Credit Check Loans in Lakeland, FL, Short-term Loans in Land O' Lakes, FL and Payday Loans in Largo, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Point Washington, FL.

Are Payday Loans Legal In Point Washington, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Point Washington, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Point Washington, FL payday loan calculator

Payday Loans in Point Washington, Florida: Your Complete Guide

Are you in need of quick cash to get through an emergency situation? Are you considering a payday loan but don’t know where to start? If so, you’ve come to the right place. In this article, we’ll explore everything you need to know about payday loans in Point Washington, Florida.

What are Payday Loans?

Payday loans are short-term loans that are designed to provide quick cash for those who need it. These loans are typically due on the borrower’s next payday, which is where they get their name. Payday loans are known for their easy accessibility and fast application process, but they come with a high-interest rate and fees.

Payday Loans in Point Washington, Florida

Florida is one of the few states in the US where payday lending is legal. In Point Washington, Florida, payday loans are easily accessible to those who need them. There are many lenders in the area who offer payday loans, and the application process is relatively easy.

How to Apply for a Payday Loan in Point Washington, Florida

The application process for a payday loan in Point Washington, Florida is straightforward and can be completed in just a few steps:

  • Choose a lender that offers payday loans in Point Washington, Florida
  • Fill out the application form with your personal and financial information
  • Submit your application and wait for a decision
  • If approved, review and sign the loan agreement
  • Receive your cash within 24 hours

It’s important to note that payday loans come with high interest rates and fees. It’s essential to read the loan agreement carefully and understand the terms and conditions before signing.

Interesting Facts about Payday Loans in Point Washington, Florida

  • Florida law regulates the payday lending industry, including the maximum loan amount, fees, and interest rates.
  • The maximum loan amount in Florida is $500, and lenders cannot charge more than 10% interest on the loan.
  • According to a report by the Pew Charitable Trusts, 8% of Floridians have taken out a payday loan in the past year.

Apply Now

If you’re considering a payday loan in Point Washington, Florida, TheGuaranteedLoans can help. We are a connector service that matches borrowers with potential lenders. Our application process is easy, and we can connect you with a lender within minutes. Please note that TheGuaranteedLoans is not a direct lender, and we do not make credit decisions. We are here to facilitate your connection with a potential lender who can provide you with the funds you need.

Conclusion

Payday loans in Point Washington, Florida can provide quick cash for those who need it. However, it’s essential to understand the terms and conditions of the loan and the associated fees and interest rates. If you’re considering a payday loan, be sure to explore all of your options and choose a lender that works for you.

F.A.Q.

Are there any restrictions on the number of payday loans that can be taken out in Point Washington, Florida?

Yes, in Point Washington, Florida, borrowers are limited to one outstanding payday loan at a time.

Are there any protections for borrowers in Point Washington, Florida who take out payday loans?

Yes, under Florida law, payday lenders are required to provide borrowers with a written loan agreement and a 30-day cooling-off period before they can take out a second loan.