Payday Loans in Roseland, Florida

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No payday loan companies in Roseland, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
First Citizens Bank 2046 Bayshore Blvd, Dunedin, FL 34698 +1 (727) 734 - 2585
General Lending Corporation 8400 SW 8th St, Miami, FL 33144 +1 (305) 269 - 8385
Mariner Finance 4015 Florida Ave S, Lakeland, FL 33813 +1 (863) 709 - 1403
BB&T 1711 Eagle Harbor Pkwy, Orange Park, FL 32003 +1 (904) 215 - 4800
Payday Loans Kendall 10940 SW 102nd Ave, Miami, FL 33176 +1 (305) 975 - 3509
Fairway Independent Mortgage Corporation 940 Centre Cir Suite 1010, Altamonte Springs, FL 32714 +1 (407) 718 - 5588
Advance America 2750 E Silver Springs Blvd #102, Ocala, FL 34470 +1 (352) 732 - 0754
Trustco Bank 2930 S McCall Rd, Englewood, FL 34224 +1 (941) 460 - 0601
City National Bank - ATM 16400 US-331 S, Freeport, FL 32439 +1 (850) 835 - 2296
Oportun 2613 Simpson Rd, Kissimmee, FL 34744 +1 (321) 684 - 4916

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Roseland, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bradenton, FL, Payday Loan Without a Credit Check in Brandon, FL, Payday Loans in Cape Coral, FL, Payday Loans in Clearwater, FL, Payday Loans in Clermont, FL, No Credit Check Loans in Daytona Beach, FL, Quick Loan in Deerfield Beach, FL and Same Day Loans in Deland, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Roseland, FL.

Beautiful sights of Roseland, FL

Payday Loans Available in Roseland, FL By The Following ZIP Codes:

32957

Are Payday Loans Legal In Roseland, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Roseland, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Roseland, FL payday loan calculator

Payday Loans in Roseland, Florida

If you’re struggling with an unexpected financial emergency in Roseland, Florida, you may be considering a payday loan as a way to get fast cash. Payday loans are short-term loans that are typically due on your next payday. They’re designed to help you bridge the gap between paychecks when you’re short on funds.

While payday loans can be helpful in times of financial need, they can also be risky. Understanding how they work and the laws surrounding them in Florida can help you make an informed decision.

How Payday Loans Work in Roseland, Florida

In Florida, payday lenders are regulated by the Florida Office of Financial Regulation. Lenders are allowed to charge up to 10% of the loan amount as a loan fee, with a maximum loan amount of $500. Loans must be repaid within 31 days, and lenders cannot charge any additional fees or interest beyond the initial loan fee.

To apply for a payday loan in Roseland, Florida, you’ll need to provide proof of income and a valid ID. Once approved, you’ll receive the loan amount in cash or deposited into your bank account. You’ll be required to repay the loan, plus the loan fee, on your next payday.

The Risks of Payday Loans

While payday loans can be a quick solution to a financial emergency, they can also be very expensive. The loan fees can add up quickly, and if you’re unable to repay the loan on time, you’ll be hit with additional fees and interest charges.

In addition, some payday lenders in Florida have been known to engage in predatory lending practices, such as offering loans to people who can’t afford them or charging exorbitant interest rates. It’s important to do your research and make sure you’re working with a reputable lender.

Interesting Facts and Statistics About Payday Loans in Roseland, Florida

  • As of 2019, there were 1,128 payday lenders operating in Florida.
  • The average loan amount in Florida is $392, with an average loan period of 17 days.
  • Florida has the highest average payday loan interest rate in the country at 304%.

Apply Now

If you need cash fast in Roseland, Florida, TheGuaranteedLoans can help you connect with potential lenders. Our simple online application process takes just minutes to complete, and we’ll match you with lenders who may be able to provide the funds you need.

It’s important to remember that TheGuaranteedLoans is a connector service, not a direct lender. We do not make credit decisions or provide loans ourselves. Instead, we work with a network of trusted lenders to help you find the right loan for your needs.

To get started, simply fill out our online application today. We’ll take care of the rest!

F.A.Q.

Is it a good idea to take out a payday loan in Roseland, Florida to pay off another payday loan?

No, it is not a good idea to take out a payday loan in Roseland, Florida to pay off another payday loan. This is known as “loan stacking” and it can quickly lead to a cycle of debt that is difficult to escape. It is best to seek other options, such as a payment plan or credit counseling, to help you pay off your payday loan.

How can I find a reputable payday lender in Roseland, Florida?

To find a reputable payday lender in Roseland, Florida, you can check with the Florida Office of Financial Regulation to make sure the lender is licensed and in good standing. You can also read reviews from other customers and compare interest rates and fees from different lenders to find the best deal.