Payday Loans in Rosemary Beach, Florida

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No payday loan companies in Rosemary Beach, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Plus 4987 Golden Gate Pkwy, Naples, FL 34116 +1 (239) 304 - 2274
National Check Cashing 4806 Mobile Hwy A, Pensacola, FL 32506 +1 (850) 453 - 2332
SunTrust 99 Racetrack Rd NW, Fort Walton Beach, FL 32547 +1 (850) 315 - 6200
Fast Loans, Inc. 455 Southwest 8th Street, Miami, FL 33130 +1 (702) 200 - 3104
Navy Federal Credit Union 3723 US-301, Riverview, FL 33578 +1 (888) 842 - 6328
Check n Go 4460F Cleveland Ave, Fort Myers, FL 33901 +1 (239) 275 - 4920
SunTrust Bank 302 E New York Ave, DeLand, FL 32724 +1 (386) 626 - 2066
Centennial Bank 10911 FL-20, Bristol, FL 32321 +1 (850) 643 - 2500
Regions Bank 2587 S County Hwy 395, Santa Rosa Beach, FL 32459 +1 (850) 213 - 2639
Emerald Coast Federal Credit Union 282 US-98, Eastpoint, FL 32328 +1 (850) 670 - 1199

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rosemary Beach, FL, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Delray Beach, FL, Payday Loan Companies in Deltona, FL, Payday Loan for Dunedin, FL, Payday Loan Without a Credit Check in Estero, FL, Online Loans in Fort Lauderdale, FL, Same Day Loans in Fort Myers, FL, Payday Loans in Fort Pierce, FL and Bad Credit Loans in Gainesville, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rosemary Beach, FL.

Beautiful sights of Rosemary Beach, FL

Are Payday Loans Legal In Rosemary Beach, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Rosemary Beach, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Rosemary Beach, FL payday loan calculator

If you find yourself in a financial bind, you might be considering a payday loan to help make ends meet. While these types of loans can be helpful in the short term, it’s essential to understand all the terms and conditions before signing on the dotted line. This article will discuss payday loans in Rosemary Beach, Florida, and provide valuable insights for anyone considering this loan option.

What are payday loans?

A payday loan is a type of short-term loan that is designed to help individuals cover immediate expenses until they receive their next paycheck. These loans are typically due in full on the borrower’s next payday and are usually repaid with a post-dated check or electronic access to the borrower’s bank account.

Payday loans are known for their high interest rates and fees, making them a potentially expensive option. However, for those who cannot secure credit from traditional lenders due to bad credit or insufficient income, a payday loan can be a useful option to cover unexpected expenses.

Payday loan regulations in Rosemary Beach, Florida

Payday loans are legal in Florida, including Rosemary Beach. While there are no caps on the amount of money borrowers can borrow, there are limits on the financing fees and terms of the loans.

Florida law stipulates that payday loans cannot exceed $500 per loan and must have a minimum term of seven days. Additionally, the maximum fee that payday lenders can charge is 10% of the loan amount, plus a $5 verification fee. The total fees charged on a payday loan in Florida cannot exceed 18% of the loan amount.

There is a cooling-off period of 24 hours between payday loan transactions, meaning borrowers cannot take out multiple loans at once from the same lender. This regulation helps prevent borrowers from becoming trapped in a cycle of debt.

Applying for a payday loan in Rosemary Beach, Florida

If you’re considering a payday loan in Rosemary Beach, Florida, it’s vital to understand that the process begins with an online application. At TheGuaranteedLoans, we connect borrowers with potential lenders, simplifying the application process.

When applying for a payday loan, you must meet the following requirements:

  • You must be at least 18 years old
  • You must have a valid government-issued ID
  • You must have proof of income, such as a pay stub or bank statement
  • You must have an active checking account

If approved, the lender will provide you with a contract outlining all loan terms, including repayment dates and fees. It’s essential to read the terms carefully and ask any questions to ensure you understand all aspects of the loan.

Facts about payday loans in Rosemary Beach, Florida

Here are some interesting facts and statistics about payday loans in Rosemary Beach, Florida:

  • Florida has one of the highest payday loan usage rates in the United States, with over 7% of households using payday loans in 2017.
  • The average payday loan borrower in Florida takes out nine loans per year, with an average loan amount of $399.
  • Payday loan stores in Florida outnumber McDonald’s restaurants, with over 1,100 storefronts across the state.

Apply now for a payday loan in Rosemary Beach, Florida

At TheGuaranteedLoans, we understand that unexpected expenses can cause financial stress. That’s why we provide a simple and easy-to-use platform connecting borrowers with potential lenders in Rosemary Beach, Florida.

Our online application process is secure and straightforward, and you can apply from the comfort of your own home. Remember that TheGuaranteedLoans is not a direct lender, but we work with a network of lenders to find the best loan option for you.

Don’t let unexpected bills or expenses cause financial hardship. Apply now for a payday loan in Rosemary Beach, Florida, and get the funds you need to cover your expenses.

F.A.Q.

What should I do if I feel that a payday lender in Rosemary Beach, Florida has treated me unfairly?

If you feel that a payday lender in Rosemary Beach, Florida has treated you unfairly, you can file a complaint with the Florida Office of Financial Regulation. You can also seek assistance from a nonprofit credit counseling agency or a consumer protection agency to help you resolve the issue.

Are payday loans legal in Rosemary Beach, Florida?

Yes, payday loans are legal in Rosemary Beach, Florida and are regulated by the Florida Office of Financial Regulation.