Payday Loans in Saint Cloud, Florida

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No payday loan companies in Saint Cloud, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Raymond James Financial Services 1600 Tamiami Trail, Port Charlotte, FL 33948 +1 (800) 652 - 5714
InstaLoan Loans 2122 N Military Trl, West Palm Beach, FL 33409 +1 (561) 293 - 2930
Sunbelt Credit 7010 Sheldon Rd 100, Tampa, FL 33615 +1 (813) 889 - 8373
Cash America Pawn 1810 45th St 8, West Palm Beach, FL 33407 +1 (561) 841 - 7305
SunTrust 203 E Tarpon Ave, Tarpon Springs, FL 34689 +1 (727) 940 - 9597
Crown Group 259 Goolsby Blvd, Deerfield Beach, FL 33442 +1 (954) 725 - 0900
iTHINK Financial 56 N Broadway St, Fellsmere, FL 32948 +1 (772) 571 - 1400
Same Day Payday Loans 2301 NE 6th St, Pompano Beach, FL 33062 +1 (954) 833 - 0670
Centennial Bank 10911 FL-20, Bristol, FL 32321 +1 (850) 643 - 2500
Florida Cash & Finance Inc 401 N Wickham Rd # D, Melbourne, FL 32935 +1 (321) 259 - 9360

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Saint Cloud, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Saint Petersburg, FL, Payday Loan for Sanford, FL, Payday Loans in Sarasota, FL, Payday Loans in Spring Hill, FL, Payday Loans in Tallahassee, FL, Emergency Loan in Tampa, FL, Same Day Loans in The Villages, FL and Online Loans in Titusville, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Saint Cloud, FL.

Beautiful sights of Saint Cloud, FL

Are Payday Loans Legal In Saint Cloud, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Saint Cloud, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Saint Cloud, FL payday loan calculator

What Are Payday Loans in Saint Cloud, Florida?

Payday loans are short-term loans designed to help people cover unexpected expenses or bills until their next payday. These high-cost loans are typically for amounts up to $1000 and can be obtained quickly, usually within 24 hours. Payday loans are legal in the state of Florida, and lenders must follow certain regulations in order to provide these loans.

Who Can Apply for a Payday Loan in Saint Cloud, Florida?

In order to be eligible to apply for a payday loan in Saint Cloud, Florida, borrowers must meet certain criteria. Generally, these include being at least 18 years of age and having a valid Social Security Number or driver’s license. Additionally, the applicant must have a stable source of income and a checking or savings account.

What Are the Benefits of a Payday Loan in Saint Cloud, Florida?

Payday loans can help people overcome financial obstacles, such as unexpected expenses or bills that come due before their next payday. Payday loans can provide quick access to cash, and some lenders may be able to provide funds in as little as 24 hours. Additionally, these loans may have fewer restrictions than traditional loans, such as not requiring a credit check.

What Are the Risks of a Payday Loan in Saint Cloud, Florida?

There are some risks associated with taking out a payday loan in Saint Cloud, Florida. These loans are typically for small amounts, but the annual percentage rates (APRs) can be very high. Additionally, it is easy to fall into a cycle of debt with payday loans, as borrowers may take out additional loans to cover their first loan, which can result in high levels of interest.

How Does TheGuaranteedLoans Work?

TheGuaranteedLoans is not a lender, and instead we connect borrowers with lenders that offer payday loans in Saint Cloud, Florida. To apply for a payday loan, customers can fill out our simple online application. Our platform will match borrowers with lenders in the area that may be able to provide a loan. The lender then contacts the borrower with additional information and the terms of the loan.

FAQs About Payday Loans in Saint Cloud, Florida

Q: Are Payday Loans Legal in Florida?

A: Yes, payday loans are legal in the state of Florida. Lenders must follow certain regulations in order to offer these loans.

Q: What Are the Requirements to Get a Payday Loan?

A: Generally, applicants must be at least 18 years of age and have a valid Social Security Number or driver’s license. Additionally, applicants must have a stable source of income and a checking or savings account.

Q: How Quickly Can I Get a Payday Loan?

A: Generally, lenders can provide payday loans in as little as 24 hours.

Q: Are There Risks Associated with Taking Out a Payday Loan?

A: Yes, payday loans can have high APRs, and it is easy to fall into a cycle of debt with these loans.

Apply Now

Are you in need of a payday loan in Saint Cloud, Florida? TheGuaranteedLoans can help you find the right lender. Simply fill out our simple online application, and our platform will match you with lenders in the area that may be able to provide a loan. Get started today and take control of your financial future.

More F.A.Q.

How do I apply for a payday loan in Saint Cloud, Florida?

To apply for a payday loan in Saint Cloud, Florida, you can visit a payday loan store or apply online. You will need to provide proof of income and identification, as well as agree to the terms and conditions of the loan.

How do I repay a payday loan in Saint Cloud, Florida?

Payday loans in Saint Cloud, Florida are typically repaid in full on the borrower's next payday. The lender will either withdraw the funds from the borrower's bank account or require the borrower to bring in the full loan amount plus fees in cash on the due date.