Payday Loans in Santa Rosa Beach, Florida

Payday Loan Companies in Santa Rosa Beach, FL

Company nameAddressZip codePhone number
All In Credit Union 200 Mack Bayou Rd 32459 +1 (850) 267 - 2163
BancorpSouth 5231 E County Hwy 30A 32459 +1 (888) 797 - 7711
Hancock Whitney Bank 111 N County Hwy 393 Building 1, Suite 1 32459 +1 (850) 278 - 2420
Regions Bank 2587 S County Hwy 395 32459 +1 (850) 213 - 2639
Setco Services, LLC 2930 W County Hwy 30A UNIT 101 32459 +1 (850) 650 - 6161
SunTrust 49 Watercolor Way 32459 +1 (850) 213 - 7001
SunTrust Bank 49 Watercolor Way 32459 +1 (850) 213 - 7001
Trustmark 1884 N County Hwy 393 32459 +1 (850) 660 - 4140
Wells Fargo Bank 2010 US-98 W Ste 32459 +1 (850) 608 - 3220

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Santa Rosa Beach, FL, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Oviedo, FL, Online Loans in Palm Bay, FL, Payday Loans in Palm Beach Gardens, FL, Payday Loans in Palm Coast, FL, Emergency Loan in Palm Harbor, FL, Payday Loans in Panama City, FL, Payday Loans in Pembroke Pines, FL and Payday Loans in Pensacola, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Santa Rosa Beach, FL.

Beautiful sights of Santa Rosa Beach, FL

Payday Loans Available in Santa Rosa Beach, FL By The Following ZIP Codes:

32459

Are Payday Loans Legal In Santa Rosa Beach, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Santa Rosa Beach, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Santa Rosa Beach, FL payday loan calculator

F.A.Q.

Are payday loans in Santa Rosa Beach, Florida regulated by the state government?

Yes, payday loans in Santa Rosa Beach, Florida are regulated by the state government. The Florida Office of Financial Regulation is responsible for overseeing the payday lending industry and enforcing laws and regulations related to payday loans.

Are there any alternatives to payday loans in Santa Rosa Beach, Florida?

Yes, there are several alternatives to payday loans in Santa Rosa Beach, Florida that may be more affordable and less risky for borrowers. These options include credit union loans, community development financial institution loans, and small personal loans from banks or online lenders.

How Many Cash Advance Companies are in Santa Rosa Beach, FL?

With the help of our service, you will be able to find 9 cash advance companies in Santa Rosa Beach, FL

What Cash Advance Companies in Santa Rosa Beach, FL are the most popular?

You should check All In Credit Union, BancorpSouth, and Hancock Whitney Bank. Also, you can start your application online on our website.