Payday Loans in Sumterville, Florida

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No payday loan companies in Sumterville, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Fast and Easy Funds 1800 Corporate Blvd NW 300, Boca Raton, FL 33431 +1 (800) 906 - 3494
Sebring Pawn & Check Cashing 419 N Ridgewood Dr, Sebring, FL 33870 +1 (863) 471 - 0100
Wells Fargo Bank 222 Palm Coast Pkwy NE, Palm Coast, FL 32137 +1 (386) 445 - 2175
Mariner Finance 1121 NW 76th Blvd, Gainesville, FL 32606 +1 (352) 332 - 7854
Wells Fargo Bank 1090 N Collier Blvd, Marco Island, FL 34145 +1 (239) 389 - 3000
The Check Cashing Store 9853 Tamiami Trail N, Naples, FL 34108 +1 (239) 596 - 8333
Central Florida Automotive Group 671 Garden Commerce Pkwy 180, Winter Garden, FL 34787 +1 (407) 233 - 1832
Fidelity Bank S Lowder St, Macclenny, FL 32063
Speedy Cash Mandarin 9965 San Jose Blvd, Jacksonville, FL 32257 +1 (904) 260 - 9170
First Horizon Bank 3405 Hancock Bridge Pkwy, North Fort Myers, FL 33903 +1 (239) 673 - 3379

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sumterville, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Riverview, FL, 24-Hour Loan in Saint Cloud, FL, Quick Loan in Saint Petersburg, FL, Payday Loans in Sanford, FL, 24-Hour Loan in Sarasota, FL, Payday Loans in Spring Hill, FL, Payday Loan Companies in Tallahassee, FL and Payday Loans in Tampa, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sumterville, FL.

Beautiful sights of Sumterville, FL

Payday Loans Available in Sumterville, FL By The Following ZIP Codes:

33585

Are Payday Loans Legal In Sumterville, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Sumterville, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Sumterville, FL payday loan calculator

Payday Loans in Sumterville, Florida: What You Need to Know

Life has a way of throwing unexpected expenses our way when we least expect it. Whether it’s a sudden medical emergency or an urgent home repair, it can be difficult to find the funds needed to cover these expenses without dipping into your savings or cutting back on other vital expenses. That’s where payday loans come in. In Sumterville, Florida, payday loans can offer a short-term solution to those in need of quick cash.

What is a Payday Loan?

A payday loan, also known as a cash advance, is a short-term loan that typically lasts between two and four weeks. It is intended to help borrowers cover unexpected expenses until their next paycheck arrives. In Sumterville, payday loans are legal and regulated by the Florida Office of Financial Regulation.

How Do Payday Loans Work?

To apply for a payday loan in Sumterville, you must be at least 18 years old and have a steady source of income. You can apply online or in person at a payday loan store. The lender will ask for your personal and financial information, including your employment details and your checking account number. They will then decide whether or not to approve your loan based on this information.

If approved, the lender will typically deposit the loan amount directly into your checking account within 24 hours. When the loan comes due, usually on your next payday, the lender will automatically withdraw the loan amount plus interest and fees from your checking account. If you are unable to repay the loan on time, you may be charged additional fees and interest, which can quickly add up and make the loan more expensive.

What Are the Benefits of Payday Loans?

  • Quick and easy application process
  • No collateral required
  • No credit check required
  • Funds can be used for any purpose

What Are the Risks of Payday Loans?

  • High interest rates and fees
  • Automatic loan renewals can trap borrowers in debt
  • May lead to a cycle of debt and financial instability
  • Not a long-term solution for financial problems

Interesting Facts and Statistics About Payday Loans in Sumterville, Florida

According to a report by the Florida Office of Financial Regulation, there were over 8 million payday loans issued in Florida in 2019, with a total loan volume of over $3.5 billion. The average loan amount was $399, and the average annual percentage rate (APR) was 304%.

In Sumterville specifically, there are several payday loan stores available for those who need quick cash. These include Check Into Cash, Advance America, and Amscot, among others.

Apply Now for a Payday Loan in Sumterville, Florida

If you are in need of quick cash to cover an unexpected expense, TheGuaranteedLoans can help. As a connector service, we work with a network of trusted lenders across Florida to match borrowers with the right loan for their needs. Simply fill out our online application form and we’ll connect you with lenders who may be able to offer you a payday loan.

Remember, payday loans are a short-term solution and should not be used as a long-term financial strategy. It’s important to carefully consider the risks and benefits of payday loans before applying for one.

F.A.Q.

Can I be sued or have my wages garnished if I default on a payday loan in Sumterville, Florida?

If a borrower defaults on a payday loan in Sumterville, Florida, the lender may be able to sue the borrower to recover the outstanding balance. In some cases, the lender may be able to garnish the borrower's wages to repay the loan. It is important to carefully review the loan terms and understand the potential consequences of default before taking out a payday loan in Sumterville, Florida.

Are there any restrictions on the number of payday loans that a borrower can take out in Sumterville, Florida?

Yes, the state of Florida has implemented restrictions on the number of payday loans that a borrower can take out. Under state law, borrowers are only allowed to have one outstanding payday loan at a time. Additionally, borrowers must wait at least 24 hours after repaying a payday loan before taking out another one.