Payday Loans in Suwannee, Florida

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No payday loan companies in Suwannee, FL. Consider companies in other cities:

Company nameAddressZip codePhone number
Christian Penner 777 S Flagler Dr 800, West Palm Beach, FL 33401 +1 (561) 316 - 6800
Wauchula State Bank 102 E Interlake Blvd, Lake Placid, FL 33852 +1 (863) 465 - 3553
SunTrust Bank 20270 E Pennsylvania Ave, Dunnellon, FL 34432 +1 (352) 533 - 3384
Trustmark 799 E John Sims Pkwy E, Niceville, FL 32578 +1 (850) 729 - 2265
Regions Bank 2350 US-1, Mims, FL 32754 +1 (321) 225 - 5450
Walmart Money Center 2767 W US Hwy 90, Lake City, FL 32055
Small Business Loans Orlando FL 37 N Orange Ave, Orlando, FL 32801 +1 (321) 878 - 8846
Check 'n Go 3628 W Hillsboro Blvd, Deerfield Beach, FL 33442 +1 (954) 571 - 4243
American Mortgage Loan Services, LLC 330 5th Ave 100, Indialantic, FL 32903 +1 (321) 723 - 6206
Mr. Quick Loan 11923 E Dr M.L.K. Jr Blvd, Seffner, FL 33584 +1 (813) 661 - 2299

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Suwannee, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Clermont, FL, Payday Loans in Daytona Beach, FL, Payday Loans in Deerfield Beach, FL, Payday Loans in Deland, FL, Payday Loan for Delray Beach, FL, Payday Loans in Deltona, FL, Payday Loans in Dunedin, FL and Quick Loan in Estero, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Suwannee, FL.

Beautiful sights of Suwannee, FL

Are Payday Loans Legal In Suwannee, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Suwannee, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Suwannee, FL payday loan calculator

Payday Loans in Suwanee, Florida: What You Need to Know

Payday loans are a type of short-term loan that can help you bridge the gap between paydays. They are designed to be repaid in full by your next payday, which is usually around two weeks. In Suwanee, Florida, payday loans are legal and regulated by state law, which means they can be a good option for those who need quick cash.

How Do Payday Loans Work?

If you’re considering taking out a payday loan in Suwanee, it’s important to understand how they work. The process is typically straightforward and involves the following steps:

  • Submit an application: To apply for a payday loan, you’ll need to complete an application provided by a lender. You’ll typically need to provide your personal information, including your name, address, social security number, and employment details.
  • Get approved: After you submit your application, the lender will review it and determine whether you qualify for a loan. If you do, the lender will typically provide you with a loan agreement that outlines the loan amount, interest rate, and repayment terms.
  • Receive your funds: If you agree to the terms of the loan agreement, the lender will typically deposit the funds directly into your bank account. This process can be very quick, and many lenders can provide funds within one business day.
  • Repay your loan: Payday loans are typically due in full on your next payday. The lender will typically automatically withdraw the loan amount plus any fees from your bank account on the due date.

What Are the Requirements for Payday Loans in Suwanee?

Each payday lender in Suwanee has their own set of requirements, but there are some general requirements you’ll need to meet to be eligible for a loan:

  • You must be at least 18 years old
  • You must have a valid government-issued ID
  • You must have an active checking account
  • You must have proof of income

Some lenders may also require a minimum credit score or a minimum income requirement.

What Are the Pros and Cons of Payday Loans?

Payday loans can be a good option for those who need quick cash, but they also come with some risks. Here are some of the pros and cons to consider before taking out a payday loan in Suwanee:

Pros:

  • Quick and easy to obtain
  • No collateral required
  • Can be a good option for those with bad credit or no credit

Cons:

  • High interest rates and fees
  • Can trap borrowers in a cycle of debt
  • May negatively affect your credit score

Interesting Facts and Statistics about Payday Loans in Suwannee, Florida

  • There are over 200 payday lenders in Florida, with many of them located in Suwannee.
  • The average payday loan in Florida is $375.
  • Florida law limits payday loan amounts to $500 at a time.
  • The average interest rate for a payday loan in Florida is 304% APR.
  • Payday lenders in Florida collected over $300 million in fees in 2018.

Apply Now

If you’re in need of quick cash, TheGuaranteedLoans can help you find a payday lender in Suwannee, Florida. Our online application process is quick and easy, and we’ll connect you with potential lenders who can provide the funds you need. Remember, TheGuaranteedLoans is a connector service, not a direct lender. Apply today and get the funds you need to bridge the gap until your next payday.

F.A.Q.

Is it a good idea to take out a payday loan in Suwannee, Florida to pay off another payday loan?

No, it is not a good idea to take out a payday loan in Suwannee, Florida to pay off another payday loan. This is known as “loan stacking” and it can quickly lead to a cycle of debt that is difficult to escape. It is best to seek other options, such as a payment plan or credit counseling, to help you pay off your payday loan.

How can I find a reputable payday lender in Suwannee, Florida?

To find a reputable payday lender in Suwannee, Florida, you can check with the Florida Office of Financial Regulation to make sure the lender is licensed and in good standing. You can also read reviews from other customers and compare interest rates and fees from different lenders to find the best deal.