Payday Loans in Valrico, Florida

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Payday Loan Companies in Valrico, FL

Company nameAddressZip codePhone number
Amscot - The Money Superstore 2022 East Brandon Boulevard, FL-60 33594 +1 (813) 689 - 6050
SunTrust Bank 3511 Bell Shoals Rd 33594 +1 (813) 603 - 3279

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Valrico, FL, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Wesley Chapel, FL, Payday Loans in West Palm Beach, FL, Payday Loans in Winter Garden, FL, Online Loans in Winter Haven, FL, Payday Loans in Winter Springs, FL, Payday Loans in Apopka, FL, 24-Hour Loan in Boca Raton, FL and Emergency Loan in Bonita Springs, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Valrico, FL.

Beautiful sights of Valrico, FL

Payday Loans Available in Valrico, FL By The Following ZIP Codes:

33594, 33595

Are Payday Loans Legal In Valrico, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Valrico, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Valrico, FL payday loan calculator

Payday Loans in Valrico, Florida

When it comes to borrowing money, many individuals in Valrico, Florida, are turning to payday loans. These short-term loans can provide the borrower with the money they need quickly and often with little or no hassle. Although payday loans are not traditional forms of credit and may carry a higher interest rate than other types of loans, they can be a good option in certain circumstances. Before taking out a payday loan, however, it is important to understand the basic facts about them, including how they work, what the associated fees and costs are, and how to find the best lender.

What Are Payday Loans?

Payday loans, also sometimes referred to as “cash advances”, are short-term loans that are designed to provide the borrower with access to funds until their next paycheck. These loans are typically for a small amount of money, usually up to $500, and the repayment term can vary from as short as one week or up to one month. The loan amount is typically linked to the borrower’s paycheck and when the paycheck is received, the loan is repaid.

Why Would Someone Take Out a Payday Loan?

People may take out a payday loan for a variety of reasons. Some individuals may find themselves in between paychecks and need access to funds for an emergency expense. Others might need bridge financing for an upcoming expense or may have been denied access to traditional forms of credit. Payday loans are also often more readily available than other forms of credit, making them a more attractive option for those with poor credit scores.

Are Payday Loans Legal in Florida?

Yes, payday loans are legal in the state of Florida. The state of Florida regulates payday loans to ensure that borrowers are protected from predatory lenders and to ensure that they are not taking out loans they cannot afford to pay back.

What Are the Requirements for Taking out a Payday Loan in Florida?

In order to take out a payday loan in the state of Florida, the borrower must be at least 18 years of age and must have a valid form of identification. They must also have a reliable source of income and a checking account in their name. Additionally, in order to take out a payday loan, the borrower must be a citizen or permanent resident of the United States.

What Are the Fees for Payday Loans?

The fees associated with payday loans vary from lender to lender. Typically, payday loans have a flat fee that is added to the loan amount. This fee is typically equal to a portion of the loan amount, usually a percentage. Additionally, the fee may also include additional charges, such as a service charge, origination fee, or an application fee.

How To Find the Best Payday Loan Lender in Valrico, Florida

Finding the right payday loan lender in Valrico, Florida, can be an important part of the process. It is important to research lenders and compare their rates and fees to ensure that you are getting the best deal possible. Additionally, it is important to look at reviews and feedback from past borrowers to get an idea of the lender’s level of customer service and satisfaction.

Apply Now

If you are looking for a payday loan in Valrico, Florida, TheGuaranteedLoans can help. We are not a lender, and instead provide access to financing from a network of lenders. Our online application takes just a few minutes to fill out and you could be approved for a loan in as little as 24 hours.

F.A.Q.

Q: What information do I need to provide to apply for a payday loan?
A: When applying for a payday loan, you will typically need to provide personal information such as your name, address, phone number, Social Security number, and income. You will also need to provide proof of income and a bank account in your name.

Q: Can I get a payday loan if I have bad credit?
A: Yes, you can still get a payday loan even if you have bad credit. Payday loans are typically not based on your credit score and are instead based on your current income and ability to repay the loan.

Q: How quickly can I get a payday loan?
A: With TheGuaranteedLoans, you can get a payday loan in as little as 24 hours. Our online application takes just a few minutes to fill out and our team will work quickly to help you get the loan you need.

More F.A.Q.

Can I get a payday loan in Valrico, Florida if I am not a resident of the state?

Yes, you can get a payday loan in Valrico, Florida as long as you meet the eligibility requirements and provide the necessary documentation.

Are there any consumer protection laws in place for payday loan borrowers in Valrico, Florida?

Yes, Florida has several consumer protection laws in place for payday loan borrowers, including regulations on loan amounts, interest rates, and collection practices.

How Many Cash Advance Companies are in Valrico, FL?

With the help of our service, you will be able to find 2 cash advance companies in Valrico, FL

What Cash Advance Companies in Valrico, FL are the most popular?

You should check Amscot - The Money Superstore and SunTrust Bank. Also, you can start your application online on our website.