Payday Loans in Albany, Georgia

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Payday Loan Companies in Albany, GA

Company nameAddressZip codePhone number
1st Franklin Financial 307 Grand Island Dr #5 31707 +1 (229) 888 - 1928
1st Franklin Financial 2231 Dawson Rd Suite A 31707 +1 (229) 439 - 8867
1st Franklin Financial 2231 Dawson Rd 31707 +1 (229) 439 - 8867
Access Loan Co 103 S Jackson St 31701 +1 (229) 436 - 0567
Albany Check Casher 135 N Slappey Blvd 31701 +1 (229) 889 - 0019
Albany Music & Pawn 2005 E Broad Ave 31705 +1 (229) 888 - 1039
Anchor Finance Company 101 S Jackson St 31701 +1 (229) 883 - 4250
Cash Express 1200 N Slappey Blvd 31701 +1 (229) 888 - 4151
Community Loans of America 715 N Slappey Blvd 31701 +1 (229) 439 - 7004
Consolidated Loan & Mortgage 425 Pine Ave 31701 +1 (229) 435 - 4541
Dougherty Loan & Tax 2003 E Oglethorpe Blvd 31705 +1 (229) 439 - 0123
Downtown Loan Company 2113 Dawson Rd 31707 +1 (229) 888 - 0053
Equity Loans 1512 Gillionville Rd 31707 +1 (229) 496 - 9410
Ez Title Pawn Inc 500 S Slappey Blvd 31701 +1 (229) 446 - 6444
First Choice Title 1801 E Oglethorpe Blvd 31705 +1 (229) 496 - 9026
First Choice Title Pawn 351 N Slappey Blvd 31701 +1 (229) 405 - 2828
Georgia Auto Pawn, Inc. 715 N Slappey Blvd 31701 +1 (229) 439 - 7004
Georgia Loan & Pawn Shop 2419 Stuart Ave A 31707 +1 (229) 432 - 1130
Greene Finance 153 N Slappey Blvd 101 31701 +1 (229) 435 - 2274
InstaLoan 244 Cordele Rd 31705 +1 (229) 485 - 1292
Lee Finance Co 526 W Oglethorpe Blvd 31701 +1 (229) 435 - 0007
Lendmark Financial Services LLC 2734 Ledo Rd 31721 +1 (229) 436 - 7705
Lendmark Financial Services LLC 2734 Ledo Rd STE 11 31721 +1 (229) 436 - 7705
Loanmax 106 N Slappey Blvd # A 31701 +1 (229) 888 - 2944
Loanmax Title Loans 106A N Slappey Blvd 31701 +1 (229) 888 - 2944
PeoplesSouth Bank 701 N Westover Blvd 31707 +1 (229) 483 - 0155
Quick Loan Company 2231 Dawson Rd f 31707 +1 (229) 435 - 1009
Regions Bank 2616 Dawson Rd 31707 +1 (800) 734 - 4667
Security Finance 2516 Dawson Rd STE C 31707 +1 (229) 883 - 2567
Sterling Finance Co 2231 Dawson Rd 31707 +1 (229) 883 - 7880
TitleBucks Title Pawns 617 N Slappey Blvd 31701 +1 (229) 420 - 7280
TitleMax 2831 Ledo Rd 31707 +1 (229) 436 - 5722
TitleMax Title Pawns 105 S Slappey Blvd 31701 +1 (229) 420 - 9598
TitleMax Title Pawns 2533 Dawson Rd 31707 +1 (229) 435 - 7835
TitleMax Title Pawns 1712 E Oglethorpe Blvd 31705 +1 (229) 889 - 0250
World Finance 1104 N Westover Blvd Ste 2 31707 +1 (229) 435 - 7251

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Albany, GA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Alpharetta, GA, Emergency Loan in Atlanta, GA, Payday Loan for Columbus, GA, Same Day Loans in Dalton, GA, Payday Loans in Douglasville, GA, Payday Loans in Evans, GA, Payday Loans in Gainesville, GA and Same Day Loans in Hinesville, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Albany, GA.

Beautiful sights of Albany, GA

Payday Loans Available in Albany, GA By The Following ZIP Codes:

31700, 31702, 31705, 31721, 31708, 31703, 31707, 31701, 31704, 31706

Are Payday Loans Legal In Albany, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Albany, GA payday loan calculator

Payday Loans in Albany, Georgia

The state of Georgia prohibits payday loan lenders from issuing payday loans, but there are still options for people who need to access a short-term loan in Albany, Georgia. Whether you’re dealing with an unexpected expense or just looking for financial assistance, here are some alternatives to payday loans in Albany.

Installment Loans

An installment loan is a loan that is paid back over a fixed period of time in equal payments. Unlike payday loans, installment loans are usually for larger amounts of money, and the loan term is typically longer than a payday loan. Installment loans can have a much lower interest rate than a payday loan and provide more time to repay.

Personal Lines of Credit

A personal line of credit is a type of revolving credit that allows you to borrow up to a certain amount of money at any given time. Unlike a loan, you only pay interest on what you’ve borrowed. You can use the funds when you need them and repay the loan as you can. A personal line of credit can be helpful if you have an ongoing need for funds.

Credit Cards

Credit cards are a type of loan and can be used for short-term financing. When using a credit card, you’ll be charged a certain annual percentage rate (APR) for borrowing money and the interest rate can be higher than other types of loans. Make sure to pay off the borrowed money as quickly as possible to avoid high interest rates and late fees.

Bank Loans

Bank loans are often used for large purchases such as buying a car or home. Most banks offer a variety of loan products, including personal loans and lines of credit. Bank loans generally have lower interest rates than payday loans and can often be used for short-term financing needs.

Short-term Loans from Family and Friends

If you know someone who is willing to lend you money, you may be able to get a short-term loan from a family member or friend. Be sure to discuss the details of the loan before you borrow any money – including the interest rate, repayment terms, and any other potential fees.

Apply Now

If you’re looking for a short-term loan in Albany, Georgia, TheGuaranteedLoans can help. Our online application makes it easy to apply for a loan, and you can get connected with lenders in your area. TheGuaranteedLoans is not a lender, and we do not make loan or credit decisions.

Frequently Asked Questions (FAQ)

What is a payday loan?
A payday loan is a short-term, high-interest loan that is typically due on the borrower’s next payday. Payday loans are illegal in the state of Georgia.

Are there alternatives to payday loans in Albany, Georgia?
Yes, there are alternatives to payday loans in Albany, Georgia. These include installment loans, personal lines of credit, credit cards, bank loans, and short-term loans from family and friends.

Where can I get a short-term loan in Albany, Georgia?
TheGuaranteedLoans is not a lender, but we can help you get connected with lenders in your area. Simply fill out our online application, and we’ll do the rest.

More F.A.Q.

Why are payday loans illegal in Albany, Georgia?

Payday loans are illegal in Albany, Georgia because they often have high interest rates and fees that can trap borrowers in a cycle of debt. The state's regulations are designed to protect consumers from predatory lending practices.

What are some alternative options for getting quick access to cash in Albany, Georgia?

in Albany, Georgia, consumers can seek out alternative forms of financing, such as small personal loans, credit union loans, or even borrowing from friends or family.

How Many Cash Advance Companies are in Albany, GA?

With the help of our service, you will be able to find 36 cash advance companies in Albany, GA

What Cash Advance Companies in Albany, GA are the most popular?

You should check 1st Franklin Financial, TitleMax Title Pawns, and Lendmark Financial Services LLC. Also, you can start your application online on our website.