Payday Loans in Allenhurst, Georgia

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Allenhurst, GA. Consider companies in other cities:

Company nameAddressZip codePhone number
Auto Money 1095 Gray Hwy, Macon, GA 31217 +1 (478) 742 - 7333
Aplus Financial Services, Inc. 03 6501 Hwy 92 100, Acworth, GA 30102 +1 (770) 591 - 3585
Southeast First National Bank 10144 Commerce St, Summerville, GA 30747 +1 (706) 857 - 3473
1st Franklin Financial 773 Forrester Dr SE, Dawson, GA 39842 +1 (229) 995 - 2003
Sterling Finance Co 1345 S Park St, Carrollton, GA 30117 +1 (770) 832 - 2261
Reliable Finance Co 132 S Broad St, Monroe, GA 30655 +1 (770) 267 - 2577
Loan South Finance & Tax 3517 Victory Dr a2, Columbus, GA 31903 +1 (706) 685 - 1399
First National Bank of Griffin 16000 Barnesville St, Zebulon, GA 30295 +1 (770) 567 - 0251
Personal Finance Service 619 16th Ave E, Cordele, GA 31015 +1 (229) 273 - 1437
World Finance Corporation 130 E Main St #5, Forsyth, GA 31029 +1 (478) 994 - 0080

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Allenhurst, GA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Peachtree City, GA, Online Loans in Redan, GA, Payday Loans in Rome, GA, Payday Loans in Roswell, GA, Payday Loans in Savannah, GA, Payday Loan for Smyrna, GA, Payday Loans in Statesboro, GA and Payday Loans in Tucker, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Allenhurst, GA.

Beautiful sights of Allenhurst, GA

Payday Loans Available in Allenhurst, GA By The Following ZIP Codes:

31301

Are Payday Loans Legal In Allenhurst, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Allenhurst, GA payday loan calculator

Understanding Payday Loans in Allenhurst, Georgia

Payday loans have become increasingly popular in recent years, particularly among those who need quick cash in a pinch. However, in the state of Georgia, payday loans are prohibited by law. It is important to understand the limitations on payday loans in Georgia, including Allenhurst, to avoid falling into deeper financial trouble.

What are Payday Loans?

Payday loans are short-term loans typically issued by non-bank lenders with the expectation that the borrower will repay the loan on their next payday. The loan amount is usually small, ranging from $100 to $500, and the loan term is typically 14 days. Lenders make money by charging high fees, with interest rates sometimes reaching triple digits.

Payday Loans Prohibited in Georgia

Payday lending is strictly prohibited in the state of Georgia, including Allenhurst. The Georgia Industrial Loan Act, which is overseen by the Georgia Department of Banking and Finance, governs lending activities within the state and prohibits payday lending. This law has been in effect since 2004.

If you are seeking financial assistance in Georgia, there are other options to consider, including:

  • Personal loans from a traditional bank or credit union
  • Credit card cash advances
  • Alternative payday loan options, such as installment loans or online personal loans

It’s important to compare options and consider the fees and repayment terms before deciding which option is best for you.

Interesting Facts and Statistics about Payday Loans in Georgia

  • Payday lending was legalized in Georgia in 2003 but was outlawed the following year.
  • The Georgia Business License website lists no payday lenders licensed to operate within the state.
  • A 2016 report by the Center for Responsible Lending found that Georgia residents paid $513 million in payday loan fees in 2015.
  • The same report found that payday lending drained $106 million in economic activity from the state of Georgia in 2015.

Connect with Potential Lenders

Although payday loans are prohibited in Georgia, TheGuaranteedLoans can help connect you with alternative lenders who may be able to provide you with the financial assistance you need. By filling out an online application on our website, we can facilitate connections between borrowers and potential lenders who offer installment loans, personal loans, and other credit options.

It is important to note that, as a connector service, TheGuaranteedLoans is not a direct lender. We simply help borrowers connect with potential lenders who may be able to provide the funds they need. Additionally, any loan agreement is strictly between the borrower and the lender. We encourage borrowers to read all loan terms and fees carefully before agreeing to any loan agreement.

Conclusion

Payday loans may offer quick cash in times of financial need, but they can also lead to a cycle of debt for many borrowers. In Georgia, payday loans are prohibited, and borrowers should explore alternative lending options. TheGuaranteedLoans can help connect borrowers with potential lenders, but it’s important to compare loan options and carefully read all loan terms and fees before making a decision.

Remember that financial assistance may be available through alternative credit options, like those suggested above. By taking the time to research and compare options, borrowers can make more informed decisions about their financial needs.

F.A.Q.

Can I be arrested for taking out a payday loan in Allenhurst, Georgia?

It is unlikely that a borrower would be arrested for taking out a payday loan in Allenhurst, Georgia, as the focus of enforcement efforts is typically on the lenders, rather than the borrowers. However, borrowers who knowingly engage in illegal activities, such as providing false information to a lender or participating in a loan scheme, may face criminal charges.

Are there any other resources available to help me avoid predatory lending in Allenhurst, Georgia?

Yes, there are several resources available to help consumers avoid predatory lending in Allenhurst, Georgia, including the state's Consumer Financial Protection Bureau, the Georgia State Banking Department, and the Georgia City Department of Consumer Affairs.