Payday Loans in Andersonville, Georgia

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No payday loan companies in Andersonville, GA. Consider companies in other cities:

Company nameAddressZip codePhone number
Quick Loan Co 42 E Johnston St, Forsyth, GA 31029 +1 (478) 994 - 6322
Farmers & Merchants Bank 4 N Carter St, Lakeland, GA 31635 +1 (229) 482 - 3585
Western Finance 109 N Prince ST, STE C, Americus, GA 31709 +1 (229) 928 - 2693
Country Financial 1323 Murphy Hwy 4, Blairsville, GA 30512 +1 (706) 745 - 8410
Community Bank of Georgia 700 W Parker St, Baxley, GA 31513 +1 (912) 367 - 1221
TitleMax Title Pawns 1109 Goldsmith Rd Suite C, Stone Mountain, GA 30083 +1 (770) 498 - 1407
World Finance Corporation 817 16th Ave E a, Cordele, GA 31015 +1 (229) 273 - 7112
TitleMax Title Pawns 15177 US Hwy 19 S, Thomasville, GA 31792 +1 (229) 551 - 0014
Quick Loans 9140 US-278, Covington, GA 30014 +1 (770) 787 - 4211
PeoplesSouth Bank 1449 Tallahassee Hwy, Bainbridge, GA 39819 +1 (229) 243 - 1996

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Andersonville, GA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Tucker, GA, Payday Loans in Valdosta, GA, Payday Loans in Warner Robins, GA, Payday Loans in Albany, GA, Payday Loans in Alpharetta, GA, Payday Loans in Atlanta, GA, Payday Loan for Columbus, GA and Emergency Loan in Dalton, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Andersonville, GA.

Beautiful sights of Andersonville, GA

Payday Loans Available in Andersonville, GA By The Following ZIP Codes:

31711

Are Payday Loans Legal In Andersonville, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Andersonville, GA payday loan calculator

Payday Loans in Andersonville, Georgia: What You Need to Know

Payday loans are a type of short-term loan that is usually taken by people who need quick cash to cover unexpected expenses. In Andersonville, Georgia, however, payday loans are prohibited by state law. This means that it is illegal to offer or receive a payday loan in Andersonville or any other part of Georgia.

Why are Payday Loans Prohibited in Georgia?

In 2004, the Georgia General Assembly passed the Georgia Industrial Loan Act, which placed strict regulations on payday lenders. Under the law, lenders were required to obtain a license from the state and charged a maximum interest rate of 16% per year. The law also prohibited lenders from making loans to military personnel and their families.

Despite these regulations, many payday lenders continued to operate in the state, charging exorbitant interest rates and fees that left borrowers trapped in a cycle of debt. In response, the Georgia Assembly passed the Georgia Payday Lending Act in 2004, which made payday loans illegal in the state.

What are the Alternatives to Payday Loans in Andersonville?

While payday loans are not an option in Andersonville, there are still other ways to get the money you need in a financial emergency. Here are some alternatives to consider:

  • Credit Union Loans: Credit unions offer loans with lower interest rates than traditional banks and payday lenders. If you are a member of a credit union, you can apply for a small loan that can be used to cover unexpected expenses.
  • Personal Loans: Personal loans are a type of unsecured loan that can be used for any purpose. You can apply for a personal loan from a bank, credit union, or online lender. Keep in mind that personal loans usually require a good credit score and income verification.
  • Credit Card Cash Advances: If you have a credit card, you can use it to get a cash advance. However, this option is also accompanied by high fees and interest rates, so it’s important to consider this option carefully.
  • Borrow from Friends and Family: While it may be uncomfortable to ask for financial help from loved ones, borrowing from friends and family can be a good option if you need money quickly. Be sure to create a repayment plan to avoid damaging your relationships.

Interesting Facts and Statistics About Payday Loans in Andersonville, Georgia

Further research has shown that in the year 2017, Georgia had almost 3.5 million people living below the poverty line and furthermore, this number has been increasing rapidly over the years.

According to recent studies, in the year 2015, debt collection agencies recovered $371 million worth of payday loan debts in Georgia.The figure itself shows that there is high demand for payday loans in Georgia despite the fact that it illegal.

Apply Now

While payday loans are prohibited in Andersonville, Georgia, TheGuaranteedLoans is here to help you find the best lenders for your financial needs. As a connector service, we work with a network of trusted lenders from across the country who can offer you a range of loan options including personal loans, installment loans, and title loans. Simply fill out our online application to get started and we will connect you with potential lenders who can offer you the money you need quickly and easily.

F.A.Q.

Can I be arrested for not paying back an illegal payday loan in Andersonville, Georgia?

No, you cannot be arrested for not paying back an illegal payday loan in Andersonville, Georgia.

Can I be harassed or threatened by a lender for not paying back an illegal payday loan in Andersonville, Georgia?

No, you cannot be harassed or threatened by a lender for not paying back an illegal payday loan in Andersonville, Georgia. If you have been harassed or threatened, you can report the lender to the Georgia State Department of Financial Services.