Payday Loans in Avera, Georgia

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No payday loan companies in Avera, GA. Consider companies in other cities:

Company nameAddressZip codePhone number
TitleMax Title Pawns 3809 Victory Dr Ste B, Columbus, GA 31903 +1 (706) 685 - 3133
World Finance Corporation 1150 N Main St, Cedartown, GA 30125 +1 (770) 748 - 4622
Pawn Shop in villa rica ga. Epawn 749 W Bankhead Hwy, Villa Rica, GA 30180 +1 (770) 456 - 2720
Equity Auto Loan 3205 Canton Rd, Marietta, GA 30066 +1 (770) 738 - 0102
Cash Finance Co 300 Pine St, Vidalia, GA 30474 +1 (912) 538 - 8575
Check Into Cash 64 E May St, Winder, GA 30680 +1 (770) 868 - 0288
Citizens Bank of Forsyth County 4255 GA-400, Cumming, GA 30041 +1 (678) 947 - 3815
Western Finance Services 3455 Peach Orchard Rd, Augusta, GA 30906 +1 (706) 739 - 0496
Title Exchange & Pawn 255 N Broad St, Winder, GA 30680 +1 (770) 307 - 3682
Alpha Credit & Loan Services 536 Bradford St SW, Gainesville, GA 30501 +1 (770) 532 - 0414

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Avera, GA, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Roswell, GA, Same Day Loans in Savannah, GA, Bad Credit Loans in Smyrna, GA, Payday Loans in Statesboro, GA, Payday Loan for Tucker, GA, Quick Loan in Valdosta, GA, Payday Loans in Warner Robins, GA and Payday Loans in Albany, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Avera, GA.

Beautiful sights of Avera, GA

Payday Loans Available in Avera, GA By The Following ZIP Codes:

30803

Are Payday Loans Legal In Avera, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Avera, GA payday loan calculator

If you are looking for a payday loan in Avera, Georgia, it’s important to know that payday loans are prohibited in the state of Georgia. The Georgia Industrial Loan Act regulates the loans offered by the lenders in the state. They are not allowed to offer payday loans, which are commonly known as cash advances, small-dollar loans, short-term loans, or deferred deposit loans.

What is a payday loan?

A payday loan is a short-term, high-cost loan that is usually due on the borrower’s next payday. The borrower writes a post-dated check or provides the lender with access to their bank account for repayment of the loan and any fees or interest charges. In Avera, Georgia, and the rest of the state, these types of loans are illegal.

Why are payday loans prohibited in Georgia?

Payday loans have high interest rates and fees and are often marketed to people who are in a financial bind. In Georgia, payday loans were banned because they posed a significant risk to borrowers and their finances. The exorbitant fees and interest rates on these loans often preyed on people with low income and made it difficult for them to repay the debt.

What are the alternatives to payday loans in Avera, Georgia?

While payday loans are prohibited in Georgia, there are other options that borrowers can consider in Avera, Georgia. Small-dollar loans, personal loans from credit unions or banks, and credit cards are all viable options for individuals who need money fast. Creditors that offer personal loans are permitted under Georgia law. These types of loans have lower interest rates and fees and longer repayment terms than payday loans. Additionally, there are assistance programs offered by non-profit organizations that offer financial assistance to individuals who are in need.

Interesting facts and statistics about payday loans in Georgia:

  • Georgia banned payday loans in 2004, but 1.7 million payday loans have been issued in the Peach State since 2013.
  • The state of Georgia has an average annual income of approximately $51,000.
  • The average payday loan borrower in Georgia earns less than $30,000 per year.
  • In Georgia, a payday loan of $200 can have an annual interest rate of up to 187.5%.

Apply Now

While payday loans are illegal in Georgia, finding alternative methods of financing can be difficult. If you are in need of money, TheGuaranteedLoans is here to help. We are a connector service that can help match you with potential lenders who offer personal loans with lower interest rates and longer repayment terms. To apply, fill out an application on our website and we will work to find a lender who can meet your financial needs.

Remember, payday loans are illegal in Georgia, so make sure you read and understand the terms and conditions of any loan you consider before you sign. With TheGuaranteedLoans, you can be confident in finding a lender with fair and transparent business practices.

F.A.Q.

Can I be sued for defaulting on a payday loan in Avera, Georgia?

No, you cannot be sued for defaulting on a payday loan in Avera, Georgia because these loans are illegal in the state.

Can a payday loan be included in a bankruptcy filing in Avera, Georgia?

No, a payday loan cannot be included in a bankruptcy filing in Avera, Georgia because these loans are illegal in the state.