Payday Loans in Bishop, Georgia

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No payday loan companies in Bishop, GA. Consider companies in other cities:

Company nameAddressZip codePhone number
Sumter Finance Co 1206 Crawford St Suite I, Americus, GA 31709 +1 (229) 928 - 8471
SouthCrest Bank 108 S Church St, Thomaston, GA 30286 +1 (855) 972 - 2265
Sunset Finance 412 S Broad St, Monroe, GA 30655 +1 (770) 207 - 4486
Low Country Pawn 3801 US-17 100, Richmond Hill, GA 31324 +1 (912) 756 - 5626
Brantley Loans 109 Satilla Ave, Nahunta, GA 31553 +1 (912) 462 - 9101
Synovus Bank - ATM 1205 US-27, Cataula, GA 31804 +1 (888) 796 - 6887
SunTrust Mortgage 101 N Lumpkin St, Athens, GA 30601 +1 (706) 354 - 5200
TitleBucks Title Pawns 115 Kings Bay Rd Suite D, Kingsland, GA 31548 +1 (912) 629 - 0875
CRMC Employees Credit Union 100 Doctors Dr 203, Douglas, GA 31533 +1 (912) 383 - 5640
TitleBucks Title Pawns 7868 Tara Blvd, Jonesboro, GA 30236 +1 (770) 210 - 6394

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bishop, GA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Evans, GA, Payday Loans in Gainesville, GA, Payday Loans in Hinesville, GA, Payday Loans in Kennesaw, GA, Payday Loans in Lagrange, GA, Bad Credit Loans in Mableton, GA, No Credit Check Loans in Macon, GA and Bad Credit Loans in Marietta, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bishop, GA.

Beautiful sights of Bishop, GA

Payday Loans Available in Bishop, GA By The Following ZIP Codes:

30621

Are Payday Loans Legal In Bishop, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Bishop, GA payday loan calculator

Understanding Payday Loans in Bishop, Georgia

Payday loans are short-term loans that are marketed as a quick and easy solution to financial problems. In Georgia, however, payday loans are prohibited. Despite the ban, some lenders may still attempt to offer these loans to borrowers.

What are Payday Loans?

Payday loans are typically marketed to individuals who have unexpected expenses or need money before their next paycheck. These loans are intended to be short-term, with repayment required within a few weeks.

Payday loans typically come with extremely high interest rates and fees, making them a very expensive way to borrow money. In some cases, borrowers can end up paying back more than twice the amount of the original loan.

Why are Payday Loans Prohibited in Georgia?

In 2004, the Georgia State Legislature passed the Payday Lending Act, which prohibits payday loans in the state. The law was passed in part due to the predatory nature of payday loans and the negative impact they were having on Georgia residents.

The Payday Lending Act sets maximum interest rates on loans at 16%, effectively making payday loans illegal. It also provides protections for borrowers, including limits on the number of loans a borrower can take out and requirements that lenders be licensed and regulated by the state.

What Should You Do If You Need a Loan in Bishop, Georgia?

If you’re in Bishop, Georgia and you need a loan, there are still options available to you. One of the best options is to apply for a personal installment loan, which is a loan that is repaid over a longer period of time in regular installments.

  • Personal installment loans typically come with lower interest rates and fees than payday loans.
  • They also provide borrowers with a longer period of time to repay their loan, making it easier to fit loan payments into their budget.
  • Many lenders offer personal installment loans to borrowers with less-than-perfect credit, making them a good option for those who may not qualify for traditional bank loans.

Interesting Facts and Statistics

  • Georgia has one of the highest poverty rates in the country, with 1 in 7 Georgians living in poverty.
  • The average payday loan in Georgia is for $300 and has an interest rate of 400%.
  • In 2015, Georgia consumers paid $458 million in fees to payday lenders.
  • Despite the prohibition on payday loans, 1 out of every 8 Georgia residents have taken out a payday loan in the past year.

Apply Now

If you need a loan, TheGuaranteedLoans can help connect you with potential lenders. Our online application is quick and easy to fill out. We are a connector service, not a direct lender, which means we work to facilitate your connection with potential lenders, but we don’t make loan decisions or provide funds ourselves.

Remember, it’s important to borrow responsibly and understand the terms and conditions of any loan you take out. If you have any questions or concerns about payday loans or personal installment loans, don’t hesitate to reach out to TheGuaranteedLoans for more information.

F.A.Q.

Can I be charged with a crime for taking out an illegal payday loan in Bishop, Georgia?

No, taking out an illegal payday loan in Bishop, Georgia is not a crime. However, the lender may face legal consequences for offering illegal loans.

Can I be sued for not paying back an illegal payday loan in Bishop, Georgia?

No, you cannot be sued for not paying back an illegal payday loan in Bishop, Georgia.