Payday Loans in Bolingbroke, Georgia

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Bolingbroke, GA. Consider companies in other cities:

Company nameAddressZip codePhone number
Walmart Money Center 4949 Bill Gardner Pkwy, Locust Grove, GA 30248 +1 (678) 734 - 3395
World Finance 88 GA-61, Villa Rica, GA 30180 +1 (770) 459 - 1545
First Citizens Bank 122 N Alexander St, Toccoa, GA 30577 +1 (706) 886 - 9421
Payday Loans Jesup 207 N 2nd St, Jesup, GA 31545 +1 (912) 427 - 0008
Citizens Bank & Trust, Inc. 12255 S Main St, Trenton, GA 30752 +1 (706) 657 - 5678
Security Finance 919 W Ward St, Douglas, GA 31533 +1 (912) 389 - 1025
Sunset Finance of Fort Valley 114 Lowe St, Fort Valley, GA 31030 +1 (478) 822 - 9901
TitleMax Title Pawns 503-A West Parker St, Baxley, GA 31513 +1 (912) 367 - 8563
Loan South 1116 Canton St, Roswell, GA 30075 +1 (770) 993 - 6444
Title Pawn of Statesboro 1856 Northside Dr E, Statesboro, GA 30458 +1 (912) 764 - 7205

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bolingbroke, GA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Columbus, GA, Payday Loans in Dalton, GA, Emergency Loan in Douglasville, GA, Emergency Loan in Evans, GA, Quick Loan in Gainesville, GA, Payday Loan for Hinesville, GA, Payday Loan Companies in Kennesaw, GA and Quick Loan in Lagrange, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bolingbroke, GA.

Beautiful sights of Bolingbroke, GA

Are Payday Loans Legal In Bolingbroke, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Bolingbroke, GA payday loan calculator

Payday Loans in Bolingbroke, Georgia

Payday loans are a type of short-term, high-interest loan that are often sought out by individuals looking to quickly cover unexpected expenses. However, it’s important to note that payday loans are prohibited in the state of Georgia, including in the town of Bolingbroke.

Understanding Payday Loans

Payday loans are often marketed as a convenient solution for people who need cash quickly. These loans are typically for small amounts, ranging from a few hundred to a few thousand dollars, and are intended to be repaid within a few weeks or months.

The appeal of payday loans is that they are typically easy to qualify for, with most lenders only requiring proof of income and a valid bank account. However, these loans come with high interest rates and fees, often with APRs in excess of 300%. This means that borrowers can quickly find themselves in a cycle of debt, as they struggle to keep up with the high cost of borrowing.

Payday Loans in Georgia

While payday loans are legal in many states, including some neighboring states around Georgia, they are prohibited in the state of Georgia according to state law. Payday lending is banned under the Georgia Industrial Loan Act (GILA) and the Georgia Payday Loan Act (GPLA).

Despite being illegal, some lenders have attempted to offer payday loans in Georgia by setting up shop online or through other means. However, these lenders are operating outside of the law and should be avoided by consumers.

Why Are Payday Loans Prohibited in Georgia?

The state of Georgia, like many states, recognized the harm that payday lending can cause to vulnerable consumers. These loans can trap borrowers in a cycle of debt, where they are unable to repay the loan and end up taking out additional loans, creating a cycle of debt that can be difficult to break.

Additionally, the high cost of borrowing associated with payday loans can make it difficult for borrowers to meet other financial obligations, such as paying rent or buying groceries. This can lead to increased financial instability and a greater likelihood of defaulting on the loan.

Interesting Facts About Payday Loans in Bolingbroke, Georgia

  • Georgia has some of the strictest payday lending laws in the country.
  • In some states, APRs for payday loans can be as high as 400%.
  • The average payday loan borrower in the US takes out eight loans per year, with a total of $375 owed on each loan.
  • The majority of payday loan borrowers are low-income individuals who are already struggling to make ends meet.

Apply Now

While payday loans are prohibited in Georgia, there may be other options available to individuals looking for quick cash to cover unexpected expenses. TheGuaranteedLoans is a connector service that can help connect borrowers with potential lenders who may be able to assist them with their financial needs.

It’s important to note that TheGuaranteedLoans is not a direct lender and does not make lending decisions or determine interest rates. Instead, we work to connect borrowers with potential lenders based on their unique needs and financial situation.

If you are in need of cash and are unable to obtain a payday loan in Georgia, we encourage you to fill out an online application with TheGuaranteedLoans. Our process is fast, easy, and secure, and we may be able to help you get the funds you need to cover your expenses.

Don’t let unexpected expenses catch you off guard. Apply now with TheGuaranteedLoans and see if we can help connect you with a lender who can assist you with your financial needs.

F.A.Q.

Can I be charged with a crime for taking out a payday loan in Bolingbroke, Georgia?

It is illegal for lenders to offer payday loans in Bolingbroke, Georgia, so borrowers cannot be charged with a crime for taking out a payday loan. However, lenders may face criminal charges for engaging in illegal lending practices.

What should I do if I have already taken out a payday loan in Bolingbroke, Georgia?

If you have already taken out a payday loan in Bolingbroke, Georgia, you should contact the lender to try to negotiate a repayment plan. If the lender is unwilling to work with you, you may want to seek out alternative forms of financing or seek legal advice.