Payday Loans in Brookfield, Georgia

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No payday loan companies in Brookfield, GA. Consider companies in other cities:

Company nameAddressZip codePhone number
Barnett Finance Co Inc 3rd Floor, 7302 Abercorn St, Savannah, GA 31406 +1 (912) 692 - 0008
Navy Federal Credit Union 3490 US-17, Richmond Hill, GA 31324 +1 (888) 842 - 6328
TitleMax Title Pawns 2280 Cheshire Bridge Rd NE b, Atlanta, GA 30324 +1 (404) 315 - 0778
Capital Financing 270 Carpenter Dr NE STE 300, Atlanta, GA 30328 +1 (404) 348 - 4475
First Port City Bank - Donalsonville Branch 201 S Woolfork Ave, Donalsonville, GA 39845 +1 (229) 524 - 1106
Check Into Cash Title Pawn 2001 Shorter Ave, Rome, GA 30165 +1 (706) 232 - 0054
SunTrust Bank 3480 Braselton Hwy, Dacula, GA 30019 +1 (678) 926 - 5849
SunMark Community Bank 1005 Northside Dr, Perry, GA 31069 +1 (478) 224 - 3838
Farmers & Merchants Bank 4 N Carter St, Lakeland, GA 31635 +1 (229) 482 - 3585
Chesterfield Finance Inc 45A Walton St NW, Atlanta, GA 30303 +1 (404) 688 - 8721

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Brookfield, GA, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Gainesville, GA, Payday Loans in Hinesville, GA, Guaranteed Loans in Kennesaw, GA, Payday Loans in Lagrange, GA, Payday Loans in Mableton, GA, Payday Loans in Macon, GA, Payday Loan Without a Credit Check in Marietta, GA and Payday Loans in Newnan, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Brookfield, GA.

Are Payday Loans Legal In Brookfield, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Brookfield, GA payday loan calculator

Payday loans in Brookfield, Georgia: What You Need to Know

Payday loans are a type of short-term loan designed for individuals who need fast access to cash. These loans are often used to cover unexpected expenses or emergencies, such as car repairs or medical bills. However, they are prohibited in the state of Georgia, including the city of Brookfield.

What are Payday Loans?

Payday loans are small, unsecured loans that are typically due on the borrower’s next payday. These loans are typically for amounts ranging from $100 to $1,500, with fees that can add up to as much as $30 for every $100 borrowed.

While payday lenders advertise these loans as a quick and easy way to get cash, they often come with high fees and interest rates. According to the Consumer Financial Protection Bureau (CFPB), the average interest rate for a payday loan is around 400%.

Why are Payday Loans Prohibited in Georgia?

Payday loans have been prohibited in the state of Georgia since 2004. The state legislature passed a law that makes it illegal to engage in payday lending, including online payday lending.

Georgia’s payday lending law is designed to protect consumers from the high fees and interest rates associated with payday loans. While payday lenders argue that their loans are a valuable service for individuals who need fast cash, consumer advocates say that these loans trap borrowers in a cycle of debt.

What are the Alternatives to Payday Loans in Brookfield, Georgia?

If you’re in need of fast cash in Brookfield, Georgia, there are several alternatives to payday loans. These options include:

  • Credit Cards: If you have a credit card with available credit, this may be a better option than taking out a payday loan. While credit card interest rates can be high, they are typically lower than payday loan rates.
  • Personal Loans: Personal loans are a type of loan that can be used for a variety of purposes, including paying for unexpected expenses. These loans typically have lower interest rates than payday loans, but they may require a credit check.
  • Credit Counseling: Credit counseling services can help you develop a budget and manage your debt. They can also assist you in negotiating with creditors to reduce your monthly payments.

Interesting Facts and Statistics About Payday Loans in Brookfield, Georgia

  • In 2016, the average payday loan borrower in Georgia took out 3.2 payday loans, with an average loan value of $462.
  • According to a 2016 report from the CFPB, 80% of payday loans are rolled over or renewed within two weeks.
  • Georgia is one of 15 states that have effectively prohibited payday lending.

Apply Now to Connect with Potential Lenders

While payday loans are prohibited in Brookfield, Georgia, there are other loan options available to you. At TheGuaranteedLoans, we are a connector service that can help you find potential lenders who may be able to assist you.

If you are in need of fast cash, fill out our online application today. We’ll work to connect you with a lender who can meet your needs. Remember, TheGuaranteedLoans is a connector service and not a direct lender.

Don’t let unexpected expenses or emergencies throw you off track. Apply for a loan today and get the cash you need.

F.A.Q.

How do I know if a lender is offering illegal payday loans in Brookfield, Georgia?

Lenders offering illegal payday loans in Brookfield, Georgia may not be licensed by the state and may have high interest rates and fees that are not allowed under state law.

What can I do if I have taken out an illegal payday loan in Brookfield, Georgia?

If you have taken out an illegal payday loan in Brookfield, Georgia, you can contact the Georgia State Department of Financial Services to report the lender and seek assistance in resolving the issue.