Payday Loans in Calvary, Georgia

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No payday loan companies in Calvary, GA. Consider companies in other cities:

Company nameAddressZip codePhone number
Auto Acceptance Corporation 749 Main St, Riverdale, GA 30274 +1 (800) 954 - 9322
Check Into Cash Title Pawn 11109-11111, Commerce St, Summerville, GA 30747 +1 (706) 822 - 0221
Montgomery Bank & Trust 1705 E 1st St, Vidalia, GA 30474 +1 (912) 537 - 6500
ACE Cash Express 2697 Spring Rd SE suite A, Smyrna, GA 30080 +1 (770) 435 - 7650
Chad Payne Financial Services 101 Walke Dairy Rd, Dublin, GA 31021 +1 (478) 277 - 3833
Security Finance 126 Riverstone Pkwy, Canton, GA 30114 +1 (678) 493 - 0944
Bank Of The Ozarks 2085 GA Hwy 211, Braselton, GA 30517 +1 (678) 390 - 6000
World Finance Corporation 609 Brannen St #8, Statesboro, GA 30458 +1 (912) 764 - 8902
Great Oaks Bank 127 6th St SE, Cochran, GA 31014 +1 (478) 934 - 4400
Regions Bank 300 W Hill St, Thomson, GA 30824 +1 (706) 843 - 2860

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Calvary, GA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Mableton, GA, Payday Loans in Macon, GA, Payday Loan for Marietta, GA, Payday Loans in Newnan, GA, Payday Loan Companies in Peachtree City, GA, Payday Loans in Redan, GA, No Credit Check Loans in Rome, GA and Quick Loan in Roswell, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Calvary, GA.

Beautiful sights of Calvary, GA

Payday Loans Available in Calvary, GA By The Following ZIP Codes:

31729

Are Payday Loans Legal In Calvary, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Calvary, GA payday loan calculator

Payday Loans in Calvary, Georgia: Everything You Need to Know

Are you considering payday loans in Calvary, Georgia? It’s important to be aware that payday loans are actually prohibited in the state of Georgia. However, there are still other loan options available to help you in times of financial need. In this article, we’ll explore everything you need to know about payday loans in Calvary, as well as alternative options that you can consider.

What Are Payday Loans?

Payday loans are short-term loans with high interest rates that are designed to be repaid on the borrower’s next payday. They are typically used by individuals who need quick cash to cover unexpected expenses, such as medical bills or car repairs. In Georgia, these loans are illegal and lenders who offer them can face criminal charges.

Alternative Options in Georgia

While payday loans are not an option in Georgia, there are still other loan options available for those who need financial assistance. One popular alternative is a title pawn, which involves using your car as collateral for a loan. However, it’s important to be aware that title pawns can also come with high interest rates and fees.

  • Personal Loans: If you have good credit, you may be able to qualify for a personal loan from a bank or credit union. These loans typically come with lower interest rates compared to payday loans or title pawns.
  • Credit Cards: Credit cards can be a useful option for covering unexpected expenses. However, it’s important to be responsible with your spending and pay off your balance in full each month to avoid high interest charges.
  • Government Assistance Programs: Depending on your situation, you may be eligible for government assistance programs such as food stamps or Medicaid. These programs can help provide financial support for basic necessities.

Interesting Facts and Statistics

While payday loans are illegal in Georgia, many people still utilize these loans in neighboring states such as Alabama and South Carolina. According to a survey conducted by The Pew Charitable Trusts, 12 million Americans take out payday loans each year, with the average borrower taking out eight loans of $375 per year. This highlights the need for better alternatives and financial education for those who may be struggling financially.

Apply Now

If you are in need of financial assistance in Calvary, Georgia, consider exploring alternative options such as personal loans, credit cards, or government assistance programs. Our website, TheGuaranteedLoans, is a connector service that can help connect you with potential lenders. However, we want to stress that we are not a direct lender and any decision to provide a loan ultimately rests with the lender. If you’re interested in exploring this option, you can find more information and fill out an online application on our website.

Remember, it’s important to explore all of your options and make an informed decision when it comes to borrowing money. Being aware of the potential risks and pitfalls of payday loans can help you make a smarter decision and avoid getting trapped in a cycle of debt.

F.A.Q.

Can I be sued for defaulting on a payday loan in Calvary, Georgia?

No, you cannot be sued for defaulting on a payday loan in Calvary, Georgia because these loans are illegal in the state.

Can a payday loan be included in a bankruptcy filing in Calvary, Georgia?

No, a payday loan cannot be included in a bankruptcy filing in Calvary, Georgia because these loans are illegal in the state.