Payday Loans in Chester, Georgia

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Chester, GA. Consider companies in other cities:

Company nameAddressZip codePhone number
TitleBucks Title Pawns 4648 Highway 78, Loganville, GA 30052 +1 (770) 554 - 6183
North Georgia Credit Union 11850 Augusta Rd, Lavonia, GA 30553 +1 (706) 356 - 7001
Western Finance 1036 Gray Hwy, Macon, GA 31211 +1 (478) 464 - 0156
Equity Auto Loan 503 W Parker St, Baxley, GA 31513 +1 (912) 367 - 0495
Southeastern Credit Union 8415, 3205 Mitchell Blvd, Valdosta, GA 31605 +1 (229) 244 - 2732
SunTrust 6095 Peachtree Industrial Blvd, Norcross, GA 30092 +1 (770) 409 - 5691
Quick Loans of Newton County 9140 US-278, Covington, GA 30014 +1 (770) 787 - 4211
Western Union Walgreens, 620 Central Dr, East Dublin, GA 31027 +1 (478) 272 - 8024
Dacula Finance Co 2444 Winder Hwy, Dacula, GA 30019 +1 (770) 338 - 9797
TitleBucks Title Pawns 1810 GA-20 Ste. 168, Conyers, GA 30013 +1 (678) 413 - 8254

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Chester, GA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Peachtree City, GA, Bad Credit Loans in Redan, GA, Payday Loans in Rome, GA, Same Day Loans in Roswell, GA, Payday Loan for Savannah, GA, Same Day Loans in Smyrna, GA, Payday Loans in Statesboro, GA and No Credit Check Loans in Tucker, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Chester, GA.

Beautiful sights of Chester, GA

Payday Loans Available in Chester, GA By The Following ZIP Codes:

31012

Are Payday Loans Legal In Chester, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Chester, GA payday loan calculator

A payday loan is a type of short-term, high-interest loan that is typically taken out by people who need fast access to cash. In Chester, Georgia, payday loans are prohibited by state law. However, some borrowers in Chester still turn to payday loans to meet their financial needs. This article will explore the topic of payday loans in Chester, Georgia, their risks, and some alternatives that people can consider to avoid getting caught in a cycle of debt.

The Appeal of Payday Loans in Chester, Georgia

Payday lenders in Chester promise quick cash to people who are struggling with cash flow issues. Most people who take out payday loans do so to cover unexpected expenses, such as car repairs, medical bills, or home repairs. Payday lenders advertise these loans as a quick fix to financial woes, but they come with high fees and interest rates.

The Risks of Payday Loans in Chester, Georgia

In Georgia, payday loans are prohibited under the Georgia Industrial Loan Act. This law prohibits lenders from charging more than 10% interest on loans under $3,000. This means that payday lenders in Georgia cannot legally operate and charge the exorbitant interest rates that can trap people in a cycle of debt. If you are considering taking out a payday loan in Chester, beware of online lenders who may not be licensed to lend in Georgia and who may charge even higher rates.

Payday loans are notorious for their high-interest rates, which can be as high as 400% or more. These rates make it difficult for borrowers to pay back the loan on time, leading them to take out another loan to cover the previous one. This cycle of debt can quickly spiral out of control, leaving borrowers in a worse financial situation than before.

  • Fact #1: In 2018, Georgia lawmakers passed a bill to cap the interest rates on payday loans at 60%. However, this bill did not become law, and payday loans remain illegal in Georgia.
  • Fact #2: The Center for Responsible Lending estimates that payday lending costs Georgia residents approximately $187 million each year in fees and interest.

Alternatives to Payday Loans in Chester, Georgia

If you need quick cash in Chester, Georgia, there are alternatives to payday loans that can help you avoid the high fees and interest rates that come with these types of loans.

1. Personal Loans

A personal loan from a bank or credit union can be a more affordable alternative to a payday loan. Personal loans generally offer lower interest rates and longer repayment terms than payday loans, making them easier to manage in the long run.

2. Credit Cards

If you have a credit card with available credit, you can use it to cover unexpected expenses. While credit cards may also have high-interest rates, they can be more affordable than payday loans if you pay off the balance within the grace period.

3. Side Jobs

If you need extra cash, consider taking on a side job or selling items you no longer need. These options can help you earn money without taking on debt or paying high fees and interest.

Apply Now

If you are considering a payday loan in Chester, Georgia, we encourage you to consider these alternatives and avoid putting yourself in a cycle of debt. If you do need fast cash, TheGuaranteedLoans can help connect you with potential lenders who may be able to offer you a personal loan or other types of financing. Remember, we are a connector service, not a direct lender, and we work with a network of trusted lenders to match you with the best possible loan for your needs. Apply now to get started on your loan application.

F.A.Q.

Where can I get more information about payday loans in Chester, Georgia?

More information about payday loans in Chester, Georgia can be found on the Georgia State Department of Financial Services website. You can also contact the department directly with any questions or concerns.

Are payday loans available in Chester, Georgia?

No, payday loans are prohibited in Chester, Georgia.