Payday Loans in Cisco, Georgia

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No payday loan companies in Cisco, GA. Consider companies in other cities:

Company nameAddressZip codePhone number
Sterling Finance Company 2450 Piedmont Rd NE, Atlanta, GA 30324 +1 (404) 812 - 1919
Broad Street Finance 12705 Broad St, Sparta, GA 31087 +1 (706) 444 - 6561
BB&T 43 S Broad St, Winder, GA 30680 +1 (770) 867 - 3161
Access Loan Company of Alma 135 W 12th St, Alma, GA 31510 +1 (912) 632 - 8050
First Southern Bank 6365 US-84, Patterson, GA 31557 +1 (912) 647 - 5332
Southeast First National Bank 10144 Commerce St, Summerville, GA 30747 +1 (706) 857 - 3473
SunTrust Bank 1559 US 19 South, Leesburg, GA 31763 +1 (229) 518 - 5338
Okinus 147 W Railroad St S, Pelham, GA 31779 +1 (800) 472 - 1334
Barri Agent 205 Main St, Eastman, GA 31023
Title Tree Title Pawn - Loganville 4152 Atlanta Hwy, Loganville, GA 30052 +1 (770) 464 - 5800

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cisco, GA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Tucker, GA, Online Loans in Valdosta, GA, Payday Loans in Warner Robins, GA, No Credit Check Loans in Albany, GA, Payday Loans in Alpharetta, GA, Payday Loan Without a Credit Check in Atlanta, GA, Payday Loans in Columbus, GA and Short-term Loans in Dalton, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cisco, GA.

Beautiful sights of Cisco, GA

Are Payday Loans Legal In Cisco, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Cisco, GA payday loan calculator

Payday Loans in Cisco, Georgia

Payday loans are short-term loans that are generally due on the borrower’s next payday. These loans are designed to provide quick cash to people who have unexpected expenses or who are facing financial emergencies. In most states, payday loans are legal and are regulated by state law. However, in Georgia, payday loans are prohibited by state law. In this article, we will explore the state of payday loans in Cisco, Georgia, and provide some alternative options for those who are seeking short-term loans.

The State of Payday Loans in Georgia

In Georgia, payday loans have been illegal since 2004. The state of Georgia has a usury law in place that prohibits lenders from charging more than 60% interest on loans. Payday loans typically have interest rates that are much higher than 60%, which is why they are not allowed in Georgia.

Despite this law, some payday lenders continue to operate in Georgia by offering loans through online platforms. These lenders often partner with out-of-state banks to provide loans to Georgia residents. However, these loans are still illegal in Georgia, and borrowers can face serious consequences if they do not repay them on time.

Alternatives to Payday Loans in Cisco, Georgia

If you are in need of quick cash in Cisco, Georgia, there are several alternatives to payday loans that you can consider. Some of these options include:

  • Personal Loans: Personal loans are generally offered by banks, credit unions, and online lenders. They typically have lower interest rates than payday loans, and you can borrow larger amounts of money.
  • Credit Cards: If you have a credit card with available credit, you can use it to pay for unexpected expenses. However, you should be aware that credit cards often have high interest rates and fees.
  • Overdraft Protection: If you have a checking account, you may be able to set up overdraft protection. This will allow you to withdraw more money than you have in your account, but you will be charged an overdraft fee.
  • Community Resources: There may be community resources available in Cisco, Georgia, to help you with your short-term financial needs. For example, you could contact a local non-profit organization that provides emergency financial assistance.

Interesting Statistics about Payday Loans in Georgia

  • Between 2004 and 2013, Georgia saved $3 billion in fees and interest payments by banning payday loans.
  • Georgia is one of 15 states that have banned payday loans.
  • In Georgia, the maximum interest rate that lenders can charge on loans is 60%, which is lower than the average interest rate charged on payday loans in other states.

Apply Now

If you are in need of a short-term loan, TheGuaranteedLoans can help. We are a connector service that works with a network of lenders to find loans that are right for you.

To apply for a loan through TheGuaranteedLoans, simply fill out our online application. We will review your information and match you with potential lenders. Once you are connected with a lender, you can review the terms of the loan and decide whether to accept or decline the offer.

It is important to note that TheGuaranteedLoans is not a direct lender. We do not make loan decisions or set loan terms. Instead, we facilitate the connection between borrowers and lenders. If you have any questions or concerns about your loan, you will need to contact your lender directly.

Conclusion

Payday loans are illegal in Georgia, but there are several alternative options available for those who need short-term cash. At TheGuaranteedLoans, we can help you find a loan that fits your needs and budget. Contact us today to learn more!

F.A.Q.

Can I get a payday loan with bad credit in Cisco, Georgia?

No, payday loans are not available in Cisco, Georgia regardless of credit history.

Can I get a payday loan without a checking account in Cisco, Georgia?

No, payday loans are not available in Cisco, Georgia regardless of banking status.