Payday Loans in Dalton, Georgia

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Payday Loan Companies in Dalton, GA

Company nameAddressZip codePhone number
1st Franklin Financial 601 Fleming St Suite A 30721 +1 (706) 226 - 7417
1st Franklin Financial 514 Fleming St Suite 4 30721 +1 (706) 226 - 7417
Cash America Pawn 2600 E Walnut Ave 30721 +1 (706) 259 - 9050
Cash Loans 312 N Glenwood Ave 30721 +1 (706) 278 - 7600
Check Advantage & Title Pawn Co. 924 S Thornton Ave 30720 +1 (706) 272 - 3374
Check Into Cash Title Pawn 1133 N Glenwood Ave 30721 +1 (706) 226 - 0270
Citizens Finance 320 S Hamilton St 30720 +1 (706) 278 - 5653
Columbus Finance of Dalton 104 S Pentz St 30720 +1 (706) 278 - 4606
Complete Cash 1810 E Walnut Ave 30513 +1 (706) 259 - 7734
Complete Cash 300 N Glenwood Ave 30721 +1 (706) 275 - 0644
Cornerstone Community Bank 202 W Crawford St UNIT A 30720 +1 (706) 529 - 8886
Cross Plains Credit Inc 108 N Pentz St # B 30720 +1 (706) 278 - 2249
Dalton Smith Finance 2514 E Walnut Ave 11 30721 +1 (706) 278 - 2506
EZMoney Payday & Title Loans 1100 E Walnut Ave #1 30721 +1 (706) 278 - 9146
EZMoney Payday & Title Loans 1100 E Walnut Ave STE 1 30721 +1 (706) 278 - 9146
First Consumer Services of Dalton 314 N Glenwood Ave 103 30721 +1 (706) 226 - 6262
Georgia Auto Pawn, Inc. 201 W Walnut Ave 30720 +1 (706) 278 - 6560
Lendmark Financial Services 1510 N Thornton Ave 30720 +1 (706) 217 - 6124
Lendmark Financial Services LLC 100 W Walnut Ave # 70 30720 +1 (706) 217 - 6124
Lendmark Financial Services LLC 100 W Walnut Ave Suite 124 30720 +1 (706) 217 - 6124
Local Loan & Tax Services 100 W Walnut Ave 58 30720 +1 (706) 278 - 5653
Mariner Finance 443 Gillum Dr Ste. 2 30721 +1 (706) 529 - 4565
National Title Pawn 2522 E Walnut Ave A 30721 +1 (706) 259 - 7340
National Title Pawn-Cleveland 2102 Cleveland Hwy 30721 +1 (706) 279 - 1163
Peoples Financial Corporation 302 N Glenwood Ave 30721 +1 (706) 278 - 8011
Pioneer Credit Company 443 Gillum Dr #2 30721 +1 (706) 529 - 4565
Republic Finance 1100 E Walnut Ave #5 30721 +1 (706) 272 - 3424
Security Finance 708 S Glenwood Ave Suite 310 30721 +1 (706) 278 - 1005
TitleBucks Title Pawns 208 E Walnut Ave 30721 +1 (706) 270 - 8000
TitleMax Title Pawns 2600 E Walnut Ave Suite A & B 30721 +1 (706) 271 - 0077
U.S. Money Shops 111 N Glenwood Ave 30721 +1 (706) 260 - 2558
Whitfield Finance Company 927 E Morris St 30721 +1 (706) 278 - 1788
World Finance 110 N Hamilton St 30720 +1 (706) 278 - 7600
World Finance Corporation 110 N Hamilton St 30720 +1 (706) 278 - 7600

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Dalton, GA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Douglasville, GA, Payday Loans in Evans, GA, Bad Credit Loans in Gainesville, GA, Payday Loan for Hinesville, GA, Online Loans in Kennesaw, GA, Payday Loans in Lagrange, GA, Payday Loan for Mableton, GA and Quick Loan in Macon, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Dalton, GA.

Beautiful sights of Dalton, GA

Payday Loans Available in Dalton, GA By The Following ZIP Codes:

30721, 30719, 30720, 30722

Are Payday Loans Legal In Dalton, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Dalton, GA payday loan calculator

Payday Loans in Dalton, Georgia: The Pros and Cons

Payday loans have become an increasingly popular way to access fast cash in many states across the U.S. Unfortunately, Georgia has placed a ban on all payday loans. This measure was put in place to protect consumers from unscrupulous lenders, but unfortunately, many Georgians are still unaware of the ban and may be tempted to use payday loans to meet their financial needs.

Payday loans, also known as cash advance loans, are short-term, high-interest loans often used to cover expenses between paychecks. Typically, borrowers can expect to pay high fees and APR rates on these loans, and they are expected to repay them by their next paycheck. While this type of loan can be useful in some cases, it can also be a dangerous financial trap if borrowers are unable to pay off their debt on time.

In Dalton, Georgia, payday loans are officially illegal. Even so, there are still many predatory lenders that operate in the area, offering high-interest loans to desperate borrowers. These lenders do not follow the same regulations and standards of traditional banks, and they can charge much higher interest rates, fees, and late payment penalties than a bank would.

The Pros of Payday Loans in Dalton, Georgia

Although it’s illegal in Dalton, some borrowers may still be tempted to take out a payday loan to cover unexpected expenses or to cover an emergency. It is important to be aware of the risks associated with this type of loan and to understand both the pros and cons of taking out a cash advance. Here are some of the potential benefits of taking out a payday loan in Dalton, Georgia:

  • Fast access to cash. Payday loans can provide borrowers with quick access to cash, often within one business day. This can be helpful when faced with an emergency or unexpected expenses.
  • Flexible repayment terms. Payday loans often come with flexible repayment terms and can be paid off in installments, which allows borrowers to pay back the loan over time.
  • No credit checks. Payday lenders typically do not require a credit check, so borrowers with bad credit can still qualify for a loan.

The Cons of Payday Loans in Dalton, Georgia

Although there may be some benefits associated with taking out a payday loan in Dalton, Georgia, it is important to understand the potential risks as well. Here are some of the potential downsides of taking out a payday loan in Dalton:

  • High-interest rates. Payday loans often come with high-interest rates and fees, which can make them difficult to pay off. Borrowers should be aware of the potential costs before taking out a loan.
  • Debt cycle. Taking out a payday loan can lead to a debt cycle, as borrowers can find themselves in a cycle of taking out more loans to pay off the previous loan.
  • Legal issues. Payday loans are illegal in Georgia and borrowers can face legal repercussions if they are caught taking out a payday loan.

Apply Now

Payday loans are illegal in Dalton, Georgia, so borrowers should explore other options for quick access to cash. If you’re looking for a loan, TheGuaranteedLoans can help. We connect borrowers with lenders in a network for easy applications and fast access to cash. Fill out an application today and start your journey to financial freedom.

FAQ

Are pay day loans legal in Georgia?

No, payday loans are illegal in the state of Georgia.

What are the alternatives to payday loans in Dalton, Georgia?

In Dalton, Georgia, borrowers can access cash with installment loans, credit cards, and personal loans. Borrowers should also explore options such as emergency assistance or income assistance programs before taking out a loan.

Can I apply for a payday loan through TheGuaranteedLoans?

No, TheGuaranteedLoans does not offer payday loans. We are a matching service that connects borrowers with lenders in our network for easy applications and fast access to cash. We are not a lender.

More F.A.Q.

Can I be sued for not paying back a payday loan in Dalton, Georgia?

Because payday loans are illegal in Dalton, Georgia, lenders cannot sue borrowers for not paying back the loan. However, borrowers may still be responsible for paying back any money they borrowed, even if the loan was illegal.

Can payday loan lenders garnish my wages in Dalton, Georgia?

No, payday loan lenders cannot garnish your wages in Dalton, Georgia because payday loans are illegal in the state.

How Many Cash Advance Companies are in Dalton, GA?

With the help of our service, you will be able to find 34 cash advance companies in Dalton, GA

What Cash Advance Companies in Dalton, GA are the most popular?

You should check 1st Franklin Financial, Complete Cash, and EZMoney Payday & Title Loans. Also, you can start your application online on our website.