Payday Loans in Eton, Georgia

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No payday loan companies in Eton, GA. Consider companies in other cities:

Company nameAddressZip codePhone number
1st Franklin Financial 95 Altama Connector, Brunswick, GA 31525 +1 (912) 265 - 6050
Planters First Bank - Hawkinsville Drive In 129 Broad St, Hawkinsville, GA 31036 +1 (478) 783 - 4017
Georgia Auto Pawn, Inc. 416 Shorter Ave NW, Rome, GA 30165 +1 (706) 368 - 9229
Synovus Bank 5100 Lavista Rd, Tucker, GA 30084 +1 (888) 796 - 6887
The Heritage Bank 248 Butler Ave, Midway, GA 31320 +1 (912) 880 - 4831
A-1 Action Cash 8 W Main St, Forsyth, GA 31029 +1 (478) 733 - 2858
Synovus Bank 135 Wc Bryant Pkwy, Calhoun, GA 30701 +1 (888) 796 - 6887
SunTrust Bank 1212 Hwy 74 S, Peachtree City, GA 30269 +1 (678) 561 - 9260
1st Franklin Financial 401 16th Ave E Suite I, Cordele, GA 31015 +1 (229) 273 - 6460
Bank OZK 53 Mechanicsville Rd, Dahlonega, GA 30533 +1 (706) 867 - 1400

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Eton, GA, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Warner Robins, GA, Short-term Loans in Albany, GA, Payday Loans in Alpharetta, GA, Payday Loans in Atlanta, GA, Bad Credit Loans in Columbus, GA, Payday Loan Without a Credit Check in Dalton, GA, Payday Loans in Douglasville, GA and Guaranteed Loans in Evans, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Eton, GA.

Beautiful sights of Eton, GA

Payday Loans Available in Eton, GA By The Following ZIP Codes:

30724

Are Payday Loans Legal In Eton, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Eton, GA payday loan calculator

Understanding Payday Loans in Eton, Georgia

Payday loans are a popular form of short-term financing that is used by millions of Americans every year. These loans are typically taken out to cover unexpected expenses or emergencies, such as medical bills, car repairs, or home renovations. While payday loans are legal in many states across the country, they are actually prohibited in the state of Georgia, including Eton.

The Prohibition of Payday Loans in Eton, Georgia

The state of Georgia has strict laws in place that prohibit payday lending. This means that payday loan companies cannot operate within the state, including Eton. Additionally, borrowers cannot legally obtain a payday loan from an out-of-state lender, if they reside in Georgia.

The reason for this prohibition is to protect borrowers from predatory lending practices. Payday loans often come with incredibly high-interest rates and fees, making repayment almost impossible for many borrowers. This can lead to a cycle of debt that can be difficult to break free from, causing financial instability and stress.

Alternatives to Payday Loans in Eton, Georgia

While payday loans are illegal in Eton and the state of Georgia, there are still options available for borrowers who are in need of short-term financing. Some alternatives to payday loans include:

  • Personal loans from a credit union or traditional bank
  • Credit cards
  • Short-term loans from online lenders that comply with Georgia state laws
  • Borrowing from friends or family members

It is important to review all of your options carefully and weigh the pros and cons of each before making a decision.

Interesting Facts about Payday Loans in Eton, Georgia

  • Georgia is one of 14 states in the United States that prohibits payday lending companies from operating within its borders.
  • In 2016, Georgia lawmakers passed a bill that reduced the interest rate cap on small loans from 16% to 8%, making it more difficult for payday lenders to operate.
  • Prior to its prohibition, payday lending was a booming industry in Georgia, with over 1,000 stores operating in the state in 2007.

Apply Now for Short-Term Financing

If you are in need of short-term financing, TheGuaranteedLoans website can connect you with potential lenders. We are a connector service, not a direct lender, which means we can help facilitate your connection with lenders who comply with Georgia state laws. Simply fill out our online application and get started today.

F.A.Q.

Can I get a payday loan with bad credit in Eton, Georgia?

No, payday loans are not available in Eton, Georgia regardless of credit history.

Can I get a payday loan without a checking account in Eton, Georgia?

No, payday loans are not available in Eton, Georgia regardless of banking status.