Payday Loans in Gainesville, Georgia

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Payday Loan Companies in Gainesville, GA

Company nameAddressZip codePhone number
1st Franklin Financial 350 Shallowford Rd E 30504 +1 (770) 534 - 1741
A-1 Fast Cash Title Loans 1010 Jesse Jewell Pkwy 30501 +1 (770) 297 - 0888
A-1 Fast Cash Title Loans 1010 Jesse Jewell Pkwy ste a 30501 +1 (770) 297 - 0888
ACE Cash Express 350 Shallowford Rd Ste D 30504 +1 (770) 503 - 7376
ACE Cash Express 350 Shallowford Rd D 30504 +1 (770) 503 - 7376
Alpha Credit & Loan Services 536 Bradford St SW 30501 +1 (770) 532 - 0414
Alpha Credit & Loan Services 536 Bradford St SW B 30501 +1 (770) 532 - 0414
Cash Advance Systems 787 Hospital Dr 30501 +1 (770) 297 - 1525
Cash America Pawn 1168 Jesse Jewell Pkwy 30501 +1 (770) 534 - 3454
Covington Credit 250 John W Morrow Jr Pkwy #103 30501 +1 (770) 538 - 0690
Covington Credit 250 John W Morrow Jr Pkwy 30501 +1 (770) 538 - 0690
Delta Community Credit Union 891 Dawsonville Hwy 140 30501 +1 (800) 544 - 3328
DolEx Dollar Express 838 Chestnut St SE 30501 +1 (888) 246 - 2527
First Financial Services 505 Jesse Jewell Pkwy a 30501 +1 (770) 534 - 3571
Gainesville Financial Services Inc 636 Bradford St SW 30501 +1 (770) 534 - 3661
Georgia Auto Pawn, Inc. 644 Jesse Jewell Pkwy 30501 +1 (770) 718 - 0588
Georgia Finance Company of Hall County, Inc. 691 Bradford St SW 30501 +1 (770) 536 - 4343
Great American Loan Co 565 Shallowford Rd suite e 30504 +1 (770) 535 - 7296
Great American Loans 565 Shallowford Rd # E 30504 +1 (770) 535 - 7296
InstaLoan - Closed 215 Jesse Jewell Pkwy 30501 +1 (678) 696 - 2998
Lendmark Financial Services LLC 890-D, Dawsonville Hwy 30501 +1 (678) 862 - 0092
LoanMax Title Loans 628 Jesse Jewell Pkwy 30501 +1 (770) 534 - 1791
Main Street Finance Company 635 Main St SW 30501 +1 (770) 534 - 5371
Mountain Valley Community Bank 5140 Cleveland Hwy 30506 +1 (770) 983 - 2201
Noble Finance 675 E E Butler Pkwy # H 30501 +1 (770) 536 - 1231
Regional Finance 322 Oak St Suite 4 30501 +1 (770) 510 - 5667
Republic Finance 250 John W Morrow Jr Pkwy #117 30501 +1 (770) 532 - 2001
Security Finance 237 John W Morrow Jr Pkwy #1014 30501 +1 (770) 536 - 4283
SOUTHERN FINANCE COMPANY 199 John W Morrow Jr Pkwy E 30501 +1 (770) 534 - 5026
Sunset Finance 125 John W Morrow Jr Pkwy 30501 +1 (770) 535 - 8310
TitleBucks Title Pawns 1507 Browns Bridge Rd 30501 +1 (678) 707 - 7015
TitleMax Title Pawns 537 Shallowford Rd 30504 +1 (770) 535 - 8491
TitleMax Title Pawns 2307 Brown Bridge Rd, #A 30504 +1 (678) 450 - 0119
World Finance 250 John W Morrow Jr Pkwy Ste 101 30501 +1 (770) 532 - 6329

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Gainesville, GA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Hinesville, GA, Payday Loans in Kennesaw, GA, Guaranteed Loans in Lagrange, GA, Payday Loans in Mableton, GA, Payday Loan Without a Credit Check in Macon, GA, Payday Loan for Marietta, GA, Payday Loan for Newnan, GA and Emergency Loan in Peachtree City, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Gainesville, GA.

Beautiful sights of Gainesville, GA

Payday Loans Available in Gainesville, GA By The Following ZIP Codes:

30504, 30503, 30505, 30501, 30507, 30506

Are Payday Loans Legal In Gainesville, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Gainesville, GA payday loan calculator

Payday Loans in Gainesville, Georgia

Payday loans in Gainesville, Georgia are not available due to the state law prohibiting this kind of short-term loans. Having said that, Gainesville residents do have other options they can explore to get needed funds in the times of financial difficulty.

Given the difficult economic times, it is not uncommon for people to find themselves unable to get by without extra financial help. Unfortunately, it is not easy to borrow money due to the strict regulations by state and federal governments. When it comes to Georgia, it is absolutely prohibited for any lender to offer payday loans to the citizens.

What are Payday Loans?

Payday loans are short-term loans that are offered to applicants with a short repayment period, usually within two weeks. The loan amount usually ranges from $100 to $1,000 and is issued on the basis of the applicant’s income.

Payday loans are appealing because they require no credit checks. This makes them an easy-to-get solution for those facing an unexpected emergency. Unfortunately, payday loans come with extremely high interest rates and fees, making them unsustainable and potentially dangerous for individuals already struggling to make ends meet.

Why Are Payday Loans Prohibited in Georgia?

Payday loans have been a controversial topic for many years, and have been the target of numerous laws and regulations in both state and federal levels. In the state of Georgia, payday loans are regulated by the Georgia Industrial Loan Act and cannot be offered to any citizen.

The law passed in 2004 is aimed at protecting Georgians from becoming victims of high-risk loans. The law states that lenders cannot offer payday loans in the state, and any loan that has a repayment period shorter than 91 days is considered to be a payday loan.

Alternatives to Payday Loans in Gainesville, Georgia

Although payday loans are not an option for residents of Georgia, there are still other short-term loan alternatives they can explore. Some of these options include:

  • Credit Cards – Most credit cards offer short-term loans that can be used to cover emergency expenses. The interest rate on a credit card loan is typically lower than a payday loan.
  • Personal Loans – Personal loans are offered by banks, credit unions, and other financial institutions. They typically have lower interest rates than payday loans and offer more flexible repayment options.
  • Cash Advances – Cash advances are similar to payday loans, but the interest rates and fees are typically lower. Most cash advances are offered by banks and credit unions.

It is important to remember that all of these loan options come with their own set of risks and fees. It is best to compare different loan options and carefully consider all of the fees and interest rates before deciding which one is best for you.

F.A.Q.

  • Are payday loans prohibited in Georgia?Yes, payday loans are prohibited in the state of Georgia. Any loan with a repayment period shorter than 91 days is considered to be a payday loan and is prohibited by the state law.
  • What alternative loan options are available in Gainesville, Georgia? Residents of Gainesville, Georgia can explore short-term loan alternatives such as credit cards, personal loans, and cash advances. It is important to compare different loan options and carefully consider all of the fees and interest rates before deciding which one is best for you.
  • What should I consider before taking a loan?Before taking a loan, you should consider your current financial situation and make sure you can afford to repay the loan. You should also compare different lenders and loan options to make sure you are getting the best deal.

Apply Now

If you are looking for a loan in Gainesville, Georgia, TheGuaranteedLoans can help you find the right loan for your needs. We are not a lender, but we can help you compare different loan options and connect you with lenders who can offer you the best deal.

Fill out our online loan application today to get started and let us help you find the right loan for you.

More F.A.Q.

Can I be sued for defaulting on a payday loan in Gainesville, Georgia?

No, you cannot be sued for defaulting on a payday loan in Gainesville, Georgia because these loans are illegal in the state.

Can a payday loan be included in a bankruptcy filing in Gainesville, Georgia?

No, a payday loan cannot be included in a bankruptcy filing in Gainesville, Georgia because these loans are illegal in the state.

How Many Cash Advance Companies are in Gainesville, GA?

With the help of our service, you will be able to find 34 cash advance companies in Gainesville, GA

What Cash Advance Companies in Gainesville, GA are the most popular?

You should check A-1 Fast Cash Title Loans, ACE Cash Express, and Alpha Credit & Loan Services. Also, you can start your application online on our website.