Payday Loans in Haralson, Georgia

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No payday loan companies in Haralson, GA. Consider companies in other cities:

Company nameAddressZip codePhone number
First Southern Bank 6365 US-84, Patterson, GA 31557 +1 (912) 647 - 5332
Universal Finance 123 N Veterans Blvd, Glennville, GA 30427 +1 (912) 654 - 3093
1st Franklin Financial 130 Maple St, Sylvania, GA 30467 +1 (912) 564 - 2085
TitleBucks 401 16th Ave E, Cordele, GA 31015 +1 (229) 513 - 0186
TitleMax 2831 Ledo Rd, Albany, GA 31707 +1 (229) 436 - 5722
Royal Auto Title Loans Statesboro 112 Hill Pond Ln, Statesboro, GA 30458 +1 (912) 215 - 6531
Money Tree of Georgia Inc 207 E 10th St, West Point, GA 31833 +1 (706) 643 - 1422
Car Financial Services 408 Stevens Entry, Peachtree City, GA 30269 +1 (678) 593 - 1385
Walmart Money Center 1099 Indian Dr, Eastman, GA 31023
Peoples Financial 68 Highland Pavilion Ct, Hiram, GA 30141 +1 (770) 948 - 6110

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Haralson, GA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Kennesaw, GA, Guaranteed Loans in Lagrange, GA, No Credit Check Loans in Mableton, GA, Payday Loans in Macon, GA, Payday Loans in Marietta, GA, Guaranteed Loans in Newnan, GA, Same Day Loans in Peachtree City, GA and Short-term Loans in Redan, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Haralson, GA.

Beautiful sights of Haralson, GA

Payday Loans Available in Haralson, GA By The Following ZIP Codes:

30229

Are Payday Loans Legal In Haralson, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Haralson, GA payday loan calculator

Payday Loans in Haralson, Georgia

If you are looking to get a payday loan in Haralson, Georgia, you may be out of luck. Payday loans are prohibited in the state of Georgia under the Georgia Industrial Loan Act. In fact, payday lending is heavily regulated throughout the state, and for good reason.

Why Are Payday Loans Prohibited in Georgia?

Payday loans can be incredibly risky for borrowers, especially those who are already in a vulnerable financial position. These loans often come with incredibly high interest rates and fees that can trap borrowers in a cycle of debt. In Georgia, lawmakers recognized the danger of payday lending and took action to protect their citizens.

The Georgia Industrial Loan Act requires strict regulation of any lender who engages in lending to Georgia residents. This includes both in-person and online lending. Any lender who violates these regulations is subject to hefty fines and other penalties.

What Are the Alternatives?

If you are in need of quick cash in Haralson, there may be other options available to you. Some community organizations may offer emergency financial assistance or short-term loans with more reasonable rates and terms. Additionally, traditional banks and credit unions may offer personal loans or lines of credit.

It is important to remember that any loan, no matter how attractive the terms may seem, comes with risk. Before you make a decision about lending, it is important to do your research and carefully consider your options.

The Risks of Payday Loans

Payday loans may seem like a quick and easy solution, but they come with a number of serious risks. One of the biggest risks is the high cost of borrowing. Payday lenders often charge exorbitant interest rates, and many borrowers find themselves unable to repay the loan on time. This can lead to a cycle of debt where borrowers take out bigger and bigger loans to cover the cost of previous ones.

Payday lenders may also engage in aggressive collection practices that can add to the stress and financial burden of borrowers. Many lenders require access to the borrower’s bank account, which can result in unauthorized withdrawals or overdraft fees. Additionally, some payday lenders may engage in deceptive or fraudulent practices that can lead to further financial harm.

Interesting Facts and Statistics About Payday Loans in Georgia

  • In 2004, Georgia passed the Payday Lending Act, effectively outlawing payday loans in the state.
  • Between 2004 and 2010, the number of payday lenders in Georgia dropped from 1,179 to 187.
  • Payday loans have an average interest rate of 400% APR in Georgia.
  • According to a study by the Consumer Financial Protection Bureau, 80% of payday loans are rolled over or renewed within two weeks of the original loan date.

Apply Now

If you are in need of quick cash in Haralson, you may want to consider other options besides payday loans. However, if you are in a financial emergency, TheGuaranteedLoans can help you connect with potential lenders who may be able to provide short-term loans with reasonable rates and terms.

Please note that TheGuaranteedLoans is not a direct lender, but rather a connector service that can help you find a lender who may be willing to work with you. If you are interested in applying for a loan, please fill out our online application to get started.

Remember, when it comes to borrowing money, it is important to carefully consider your options and make an informed decision.

F.A.Q.

Can I take out a payday loan online in Haralson, Georgia?

No, even if the lender is located outside of Georgia, it is illegal to take out a payday loan online in this state.

Can I take out a payday loan from a lender in another state and use it in Haralson, Georgia?

No, it is illegal to use a payday loan from another state in Haralson, Georgia.