Payday Loans in Jakin, Georgia

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No payday loan companies in Jakin, GA. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash America Pawn 2600 E Walnut Ave, Dalton, GA 30721 +1 (706) 259 - 9050
World Finance 1202 Columbia Dr, Decatur, GA 30032 +1 (404) 534 - 1526
Georgia's Own Credit Union 1705 4th Ave NE, Moultrie, GA 31768 +1 (800) 533 - 2062
E Pawn Griffin 1301 W Taylor St, Griffin, GA 30223 +1 (770) 228 - 7525
Pinnacle Bank 2311 W Main St, Franklin Springs, GA 30639 +1 (706) 245 - 7341
World Finance 1221 W 4th St Ste 9, Adel, GA 31620 +1 (229) 896 - 7593
1st Franklin Financial 601 Fleming St Suite A, Dalton, GA 30721 +1 (706) 226 - 7417
Farmers & Merchants Bank 202 W Washington Ave, Nashville, GA 31639 +1 (229) 686 - 9451
Sunbelt Credit 1205 Bellevue Ave # D, Dublin, GA 31021 +1 (478) 275 - 9153
South Georgia Bank 401 S Veterans Blvd, Glennville, GA 30427 +1 (912) 654 - 1051

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Jakin, GA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Hinesville, GA, Payday Loans in Kennesaw, GA, 24-Hour Loan in Lagrange, GA, Online Loans in Mableton, GA, Payday Loans in Macon, GA, Online Loans in Marietta, GA, Payday Loans in Newnan, GA and Guaranteed Loans in Peachtree City, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Jakin, GA.

Beautiful sights of Jakin, GA

Payday Loans Available in Jakin, GA By The Following ZIP Codes:

31761

Are Payday Loans Legal In Jakin, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Jakin, GA payday loan calculator

In Georgia, Payday loans are prohibited by state law. Although payday loans might seem convenient for borrowers, they often come with excessive fees and interest rates. Payday loans are a type of short-term loan where a borrower can typically borrow a small amount, usually between $100 and $1,500, and repay it with their next paycheck. This type of loan can be appealing for people with bad credit or no credit, but it’s important to recognize that they can be financially dangerous.

Why Payday Loans Are Prohibited in Georgia

In Georgia, payday loans are illegal. The state of Georgia does not allow payday lenders to operate within its borders. This is because payday loans can be predatory and trap borrowers in a cycle of debt.

The interest rates on payday loans can be extremely high, often reaching triple digits. This can make it difficult for borrowers to repay the loan in full, which can lead to a cycle of debt where the borrower is continually rolling over the loan and paying more fees.

In addition to high-interest rates, payday loans often come with additional fees, such as origination fees, application fees, and late payment fees. These fees can be difficult for borrowers to keep track of and can quickly add up.

It’s important to recognize that payday loans are a short-term solution to a long-term financial problem. Borrowers who are struggling financially may be better off seeking assistance from a nonprofit credit counseling agency or financial advisor to help them manage their debt and finances.

Alternatives to Payday Loans

If you’re struggling financially and need to borrow money, there are alternatives to payday loans. Here are a few options:

  • Personal loans: Personal loans are a type of installment loan that can be used for a variety of purposes. They often come with lower interest rates than payday loans and can be repaid over a longer period of time.
  • Credit counseling: Credit counseling agencies can help borrowers manage their debt and create a plan to pay it off over time.
  • Credit cards: If you have a credit card, you can use it to make purchases rather than taking out a payday loan. Credit cards often come with lower interest rates than payday loans, but it’s important to use them responsibly and pay off the balance in full each month.

It’s important to evaluate all of your options before taking out a loan to ensure that you’re making the best decision for your financial situation.

Interesting Facts About Payday Loans in Georgia

  • As of 2021, payday loans are prohibited in Georgia.
  • In 2004, the Georgia General Assembly passed the Georgia Industrial Loan Act, which made payday loans illegal in the state.
  • Before payday loans were prohibited in Georgia, the state had more than 1,000 payday loan storefronts.
  • Payday loans often target low-income borrowers who are in desperate need of cash.

Apply Now

If you’re in need of cash and live in Georgia, TheGuaranteedLoans can help connect you with potential lenders who can provide you with a loan. Apply now on at our website to get started.

Please note that TheGuaranteedLoans is a connector service, not a direct lender. We work with a network of lenders to help our customers find the best loan for their needs. Your loan terms and eligibility will depend on the lender you are connected with and your individual financial situation.

F.A.Q.

Can I be sued for not paying back a payday loan in Jakin, Georgia?

Because payday loans are illegal in Jakin, Georgia, lenders cannot sue borrowers for not paying back the loan. However, borrowers may still be responsible for paying back any money they borrowed, even if the loan was illegal.

Can payday loan lenders garnish my wages in Jakin, Georgia?

No, payday loan lenders cannot garnish your wages in Jakin, Georgia because payday loans are illegal in the state.