Payday Loans in Knoxville, Georgia

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Knoxville, GA. Consider companies in other cities:

Company nameAddressZip codePhone number
1st Franklin Financial 1639 N Expy, Griffin, GA 30223 +1 (770) 412 - 6822
1st Franklin Financial 4655 N Henry Blvd, Stockbridge, GA 30281 +1 (770) 507 - 7144
Universal Finance Co 5 S Railroad Ave, Claxton, GA 30417 +1 (912) 739 - 3001
Cash Finance Co 300 Pine St, Vidalia, GA 30474 +1 (912) 538 - 8575
Grady Finance Co 166 S Broad St, Cairo, GA 39828 +1 (229) 377 - 1950
Jerry's Auto Sales & 2 Way 1450 US-19, Thomaston, GA 30286 +1 (706) 646 - 4186
Metter Bank 900 S Lewis St, Metter, GA 30439 +1 (912) 685 - 2265
Georgia Auto Pawn, Inc. 715 N Slappey Blvd, Albany, GA 31701 +1 (229) 439 - 7004
World Finance 5 Legion St Ste A, Ringgold, GA 30736 +1 (706) 935 - 3200
Pawn Shop in villa rica ga. Epawn 749 W Bankhead Hwy, Villa Rica, GA 30180 +1 (770) 456 - 2720

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Knoxville, GA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Smyrna, GA, Online Loans in Statesboro, GA, Payday Loans in Tucker, GA, Payday Loans in Valdosta, GA, Payday Loans in Warner Robins, GA, 24-Hour Loan in Albany, GA, Payday Loans in Alpharetta, GA and Payday Loans in Atlanta, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Knoxville, GA.

Payday Loans Available in Knoxville, GA By The Following ZIP Codes:

31050

Are Payday Loans Legal In Knoxville, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Knoxville, GA payday loan calculator

Payday Loans in Knoxville, Georgia: Know Your Options

When you need financial help to make ends meet, payday loans may seem like a quick and easy solution. However, if you live in Knoxville, Georgia, you should know that payday loans are prohibited in the state. While it may be tempting to turn to payday lenders or other alternative sources of funding, there are other options you can explore.

Understanding the Prohibition of Payday Loans in Georgia

In 2004, the state of Georgia passed the Georgia Industrial Loan Act, which effectively banned payday loans in the state. This legislation was enacted to protect Georgia residents from predatory lending practices, which had become rampant in many other states.

Under the Industrial Loan Act, all loans must be made by a licensed lender in compliance with Georgia state law. Lenders are not allowed to charge more than a 10% interest rate on loans, which makes it impossible for payday lenders to operate in the state. Because payday lenders typically charge high interest rates that exceed this limit, they are not authorized to do business in Georgia.

Exploring Your Options for Financial Assistance

Although payday loans are not available in Knoxville, Georgia, there are other sources of financial assistance you can turn to for help. Here are some of the most common options:

  • Personal Loans: If you need a small amount of money to cover an unexpected expense, a personal loan may be a good option. Personal loans are typically available through banks, credit unions, and online lenders. However, keep in mind that you will need a good credit score to qualify for the best interest rates.
  • Credit Cards: If you have a credit card, you may be able to use it to cover emergency expenses. This can be a good option if you need immediate funds and have a credit limit available. However, be aware that credit card interest rates can be high, which could make the loan more expensive in the long run.
  • Government Assistance: If you are experiencing financial hardship, you may qualify for government assistance programs like food stamps or Medicaid. While these programs may not provide immediate financial relief, they can help you save money on essential expenses.

Interesting Fact:

In 2017, the average interest rate for a payday loan in the United States was 391%. In Georgia, the maximum allowable interest rate for loans is only 10%, which makes it impossible for payday lenders to operate in the state.

Apply Now: Connect to Potential Lenders

If you need financial assistance, TheGuaranteedLoans can help you connect with potential lenders who may be able to provide you with the money you need. As a connector service, we work with a network of lenders to help you find the right loan for your needs. To apply, simply fill out our online application form, and we’ll connect you with potential lenders who may be able to provide you with the funds you need.

Remember, payday loans may be prohibited in Georgia, but there are other options available to you. By exploring your options and finding the right loan for your needs, you can get the financial assistance you need to make ends meet.

F.A.Q.

Can I be arrested for not paying back an illegal payday loan in Knoxville, Georgia?

No, you cannot be arrested for not paying back an illegal payday loan in Knoxville, Georgia.

Can I be harassed or threatened by a lender for not paying back an illegal payday loan in Knoxville, Georgia?

No, you cannot be harassed or threatened by a lender for not paying back an illegal payday loan in Knoxville, Georgia. If you have been harassed or threatened, you can report the lender to the Georgia State Department of Financial Services.