Payday Loans in Louvale, Georgia

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No payday loan companies in Louvale, GA. Consider companies in other cities:

Company nameAddressZip codePhone number
Classic Cash Inc 2141 W Broad St, Athens, GA 30606 +1 (706) 353 - 3473
Regions Bank 178 E Savannah St, Clayton, GA 30525 +1 (706) 960 - 2360
Wells Fargo Bank 102 Broad St, Pine Mountain, GA 31822 +1 (706) 663 - 2221
TitleMax Title Pawns 219 S Main St, Swainsboro, GA 30401 +1 (478) 237 - 6340
Equity Auto Loan 3809 Victory Dr, Columbus, GA 31903 +1 (706) 682 - 4388
Title Pawn 312 N Jefferson St, Dublin, GA 31021 +1 (478) 296 - 9019
Albany Music & Pawn 2005 E Broad Ave, Albany, GA 31705 +1 (229) 888 - 1039
TitleMax Title Pawns 30908 US-441, Commerce, GA 30529 +1 (706) 335 - 0012
Speedee Cash 1012 US-84, Cairo, GA 39282 +1 (229) 377 - 2274
TitleMax Title Pawns 1768 Memorial Dr, Waycross, GA 31501 +1 (912) 283 - 1934

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Louvale, GA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Statesboro, GA, Payday Loans in Tucker, GA, Emergency Loan in Valdosta, GA, Payday Loans in Warner Robins, GA, Quick Loan in Albany, GA, 24-Hour Loan in Alpharetta, GA, Short-term Loans in Atlanta, GA and Payday Loan for Columbus, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Louvale, GA.

Are Payday Loans Legal In Louvale, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Louvale, GA payday loan calculator

Exploring Payday Loans in Louvale, Georgia: What You Need to Know

Payday loans are a type of short-term lending designed to help individuals with unexpected expenses or emergencies. While these loans can be useful in some cases, they are prohibited in the state of Georgia, including in the small town of Louvale.

Why are Payday Loans Prohibited in Georgia?

Georgia was one of the first states in the US to enact strict regulations on payday lending, with the Georgia Industrial Loan Act signed into law in 1955. The act established a maximum interest rate of 8% per year on small loans, making payday lending illegal in the state.

These regulations were put in place to protect consumers from predatory lending practices, as payday loans are known to carry high interest rates and fees that can trap borrowers in a cycle of debt.

What are the Consequences of Taking Out a Payday Loan in Louvale?

Since payday lending is illegal in Georgia, residents of Louvale should avoid taking out these types of loans. If caught lending or borrowing payday loans, they could be subject to fines, legal charges, or other penalties.

Additionally, payday loans often come with high interest rates and fees that can leave borrowers with more debt than they started with. It’s important for individuals to seek out alternative lending options, such as personal loans or credit unions, in order to avoid falling into a cycle of debt.

Interesting Facts and Statistics about Payday Loans in Georgia

  • According to a 2019 report from the Center for Responsible Lending, the average interest rate on a payday loan in Georgia is 244%, one of the highest in the nation.
  • The same report found that payday lending costs Georgia residents over $400 million annually in fees and interest.
  • In 2018, the state of Georgia reported receiving over 33,000 complaints about payday lending and debt collection.

Apply Now for Alternative Lending Options

If you’re a resident of Louvale, Georgia in need of financial assistance, there are alternative lending options available. TheGuaranteedLoans is a connector service that can help you connect with potential lenders for personal loans or other financial products.

As a connector service, TheGuaranteedLoans does not issue loans directly. Instead, we work to facilitate connections between borrowers and lenders in order to help individuals find the financial assistance they need.

To get started on your application and explore your lending options, visit TheGuaranteedLoans website and fill out our online application form today.

F.A.Q.

Can I be charged with a crime for taking out an illegal payday loan in Louvale, Georgia?

No, taking out an illegal payday loan in Louvale, Georgia is not a crime. However, the lender may face legal consequences for offering illegal loans.

Can I be sued for not paying back an illegal payday loan in Louvale, Georgia?

No, you cannot be sued for not paying back an illegal payday loan in Louvale, Georgia.