Payday Loans in Lyerly, Georgia

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No payday loan companies in Lyerly, GA. Consider companies in other cities:

Company nameAddressZip codePhone number
Equity Auto Loan 102 N Main St, Cedartown, GA 30125 +1 (770) 748 - 1396
TitleMax Title Pawns 503-A W Parker St, Baxley, GA 31513 +1 (912) 367 - 8563
Fast Cash 3229 Mercer University Dr, Macon, GA 31204 +1 (478) 742 - 3443
J Check Cashing & Tax 203 W General Screven Way, Hinesville, GA 31313 +1 (912) 369 - 2284
Holiday Credit Corporation 30 S McIntosh St, Elberton, GA 30635 +1 (706) 283 - 6675
North Star Advance 3218 Vickery Dr NE, Marietta, GA 30066 +1 (855) 362 - 2274
Check Into Cash Title Pawn 136 W Belmont Dr #136, Calhoun, GA 30701 +1 (706) 629 - 2614
Community & Southern Bank 3350 Buford Dr, Buford, GA 30519 +1 (470) 422 - 1040
Western Finance 7836 Tara Blvd Ste D, Jonesboro, GA 30236 +1 (770) 472 - 2527
Queensborough National Bank and Trust - Online Banking, Wealth Management, Loans & Financing 113 E Broad St, Louisville, GA 30434 +1 (478) 625 - 2000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lyerly, GA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Atlanta, GA, Payday Loans in Columbus, GA, Same Day Loans in Dalton, GA, Payday Loans in Douglasville, GA, Payday Loans in Evans, GA, Guaranteed Loans in Gainesville, GA, Short-term Loans in Hinesville, GA and Payday Loans in Kennesaw, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lyerly, GA.

Beautiful sights of Lyerly, GA

Payday Loans Available in Lyerly, GA By The Following ZIP Codes:

30730

Are Payday Loans Legal In Lyerly, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Lyerly, GA payday loan calculator

Payday Loans in Lyerly, Georgia: What You Need to Know

Are you struggling to make ends meet in Lyerly, Georgia? If so, you may be considering taking out a payday loan to help you cover your bills. However, it’s important to understand that payday loans are prohibited in Georgia.

In this article, we’ll explore the pros and cons of payday loans and explain why they are illegal in Georgia. Additionally, we’ll provide information on alternative lending options that may be available to you.

What are Payday Loans?

Payday loans are short-term loans, typically due on the borrower’s next payday. These loans are often marketed as a quick and easy solution for people who need cash fast.

However, payday loans have high interest rates and fees, which can trap borrowers in a cycle of debt. According to the Consumer Financial Protection Bureau, the average annual percentage rate on a payday loan is 400%.

Why are Payday Loans Prohibited in Georgia?

In 2004, the Georgia General Assembly passed legislation banning payday lending in the state. This law was designed to protect consumers from the predatory practices of payday lenders.

Since then, payday lenders have attempted to circumvent the law by offering loans online. However, the Georgia Industrial Loan Act prohibits lenders from charging more than 60% interest on loans under $3,000. This means that payday lenders cannot legally operate in Georgia.

Alternative Lending Options in Georgia

If you need to borrow money in Georgia, there are several alternative lending options available to you. These include:

  • Personal Loans: Personal loans are offered by banks, credit unions, and online lenders. These loans typically have lower interest rates than payday loans and can be repaid over a longer period of time.
  • Credit Cards: If you have good credit, you may be able to get a credit card with a low interest rate. This can be a good option if you only need to borrow a small amount of money.
  • Local Assistance Programs: Many local organizations and charities offer financial assistance to people in need. These programs can help you cover your bills without resorting to high-interest loans.

Interesting Facts about Payday Loans in Georgia

– The average borrower takes out 8 payday loans per year in Georgia.
– Payday lenders in Georgia have been known to charge interest rates as high as 1,000%.
– In a survey of payday loan customers, 75% reported that payday loans caused them financial difficulty.

Apply Now

If you’re in need of financial assistance, you can apply for a loan on TheGuaranteedLoans website. We are a connector service, not a direct lender, and we can help you find potential lenders who may be able to offer you the money you need.

Remember, payday loans are illegal in Georgia, but there are alternative lending options available to you. Before you borrow money, be sure to explore all of your options and consider the long-term impact of your decision.

F.A.Q.

Are there any other options for fast cash in Lyerly, Georgia?

Consumers in Lyerly, Georgia may be able to access funds through a credit union or bank loan, or by using a credit card or personal loan. It is also possible to sell assets or ask friends or family for financial assistance.

Are payday loans legal in Lyerly, Georgia?

No, payday loans are prohibited in the state of Georgia.