Payday Loans in Mount Vernon, Georgia

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No payday loan companies in Mount Vernon, GA. Consider companies in other cities:

Company nameAddressZip codePhone number
Synclair Title Loan 624 Milledgeville Rd, Eatonton, GA 31024 +1 (706) 485 - 5000
Georgia Auto Pawn, Inc. 416 Shorter Ave NW, Rome, GA 30165 +1 (706) 368 - 9229
Equity Auto Loan 1110 Russell Pkwy, Warner Robins, GA 31088 +1 (478) 225 - 1221
Pinnacle Bank 27 N Broad St, Bowman, GA 30624 +1 (706) 245 - 5555
Peoples Financial 68 Highland Pavilion Ct, Hiram, GA 30141 +1 (770) 948 - 6110
Georgia Heritage Federal Credit Union 5745 GA-21, Rincon, GA 31326 +1 (912) 236 - 4400
First Citizens Bank 9654 Lavonia Rd, Carnesville, GA 30521 +1 (706) 384 - 4545
Oconee Federal Savings & Loan 12 E Doyle St, Toccoa, GA 30577 +1 (706) 886 - 2112
Uni Check Cashing 6080 Singleton Rd # 200, Norcross, GA 30093 +1 (770) 246 - 9577
Cash Finance Co 300 Pine St, Vidalia, GA 30474 +1 (912) 538 - 8575

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mount Vernon, GA, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Douglasville, GA, Payday Loans in Evans, GA, Payday Loans in Gainesville, GA, Payday Loan Companies in Hinesville, GA, Same Day Loans in Kennesaw, GA, Payday Loans in Lagrange, GA, Payday Loans in Mableton, GA and Short-term Loans in Macon, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mount Vernon, GA.

Beautiful sights of Mount Vernon, GA

Payday Loans Available in Mount Vernon, GA By The Following ZIP Codes:

30445

Are Payday Loans Legal In Mount Vernon, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Mount Vernon, GA payday loan calculator

Payday loans are a controversial financial product that can help people who are in a tight financial situation. Mount Vernon, Georgia is a small city with a population of just over 2,500 people. The laws surrounding payday loans in Georgia can be confusing, but it’s important to know that payday loans are prohibited in Georgia, including in Mount Vernon.

What are payday loans?

A payday loan is a short-term loan that is typically due on the borrower’s next payday. These loans are often marketed as a way to get quick cash when you’re in a bind, but they come with high interest rates and fees. The interest rates on payday loans can be as high as 400% or more, making them a very expensive way to borrow money.

Payday loans in Georgia

As previously stated, payday loans are prohibited in Georgia. The Georgia Industrial Loan Act of 1955 declared payday lending illegal in the state, meaning that payday lenders cannot operate in Georgia or lend money to Georgia residents.

The Georgia Attorney General’s office warns consumers to be cautious of payday lenders who attempt to skirt the law by operating online or from out-of-state lenders. Borrowing from an illegal payday lender can have serious consequences, including being taken advantage of financially and potentially creating legal troubles.

Alternatives to payday loans in Mount Vernon, Georgia

If you are in a financial emergency and need cash, there are alternatives to payday loans available in Mount Vernon and across Georgia. Some options include:

  • Credit unions: Credit unions typically offer small loans with lower interest rates than payday lenders. If you are a member of a credit union, consider asking about their loan options.
  • Personal loans: Personal loans are another option for those in need of cash. You may be able to find a personal loan through your bank or credit card company.
  • Government assistance programs: There are various government assistance programs available that can provide financial help to those in need. Consider checking with your local or state government for more information.

Interesting facts and statistics about payday loans in Mount Vernon, Georgia

  • As of 2019, there were no payday lenders located in Mount Vernon, Georgia.
  • According to a study from the Center for Responsible Lending, payday loans cost Georgia families over $154 million in fees and interest each year.
  • In 2016, the Georgia Supreme Court ruled that out-of-state payday lenders must abide by state laws and regulations, strengthening the state’s efforts to prevent illegal payday lending.

Apply now

If you are in need of financial assistance, TheGuaranteedLoans may be able to connect you with lenders who can provide loans that fit your needs. As a connector service, we do not directly lend money, but we can facilitate a connection between you and a potential lender in Mount Vernon, Georgia. Fill out our online application today to get started.

Remember, borrowing money is a serious decision, and should not be taken lightly. In order to make the best decision for your financial situation, it’s important to do your research and understand the terms and conditions of any loan you are considering. Stay safe and informed, and best of luck in your financial journey.

F.A.Q.

Where can I get more information about payday loans in Mount Vernon, Georgia?

More information about payday loans in Mount Vernon, Georgia can be found on the Georgia State Department of Financial Services website. You can also contact the department directly with any questions or concerns.

Are payday loans available in Mount Vernon, Georgia?

No, payday loans are prohibited in Mount Vernon, Georgia.