Payday Loans in Norman Park, Georgia

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No payday loan companies in Norman Park, GA. Consider companies in other cities:

Company nameAddressZip codePhone number
TitleMax Title Pawns 10861 Commerce St, Summerville, GA 30747 +1 (706) 857 - 1005
Complete Cash 1831 N Broad St, Rome, GA 30161 +1 (706) 295 - 2288
Quiksites Internet Servivces 3015 Heritage Rd 8, Milledgeville, GA 31061 +1 (478) 451 - 4755
1st Franklin Financial 4655 N Henry Blvd, Stockbridge, GA 30281 +1 (770) 507 - 7144
Colony Bankcorp Inc 115 S Grant St, Fitzgerald, GA 31750 +1 (229) 426 - 6000
1st Franklin Financial 2231 Dawson Rd, Albany, GA 31707 +1 (229) 439 - 8867
Reliable Finance & Tax Services 105 N Davis Dr D, Warner Robins, GA 31093 +1 (478) 922 - 8206
TitleBucks Title Pawns 6150 Fairburn Rd, Douglasville, GA 30134 +1 (770) 949 - 3254
Service Loan & Tax Services 105 N Davis Dr # C, Warner Robins, GA 31093 +1 (478) 929 - 1784
SunTrust Bank 14 Constitution Ave, Thomasville, GA 31792 +1 (229) 379 - 3283

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Norman Park, GA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Alpharetta, GA, Emergency Loan in Atlanta, GA, Payday Loans in Columbus, GA, Payday Loans in Dalton, GA, 24-Hour Loan in Douglasville, GA, 24-Hour Loan in Evans, GA, Payday Loans in Gainesville, GA and Emergency Loan in Hinesville, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Norman Park, GA.

Beautiful sights of Norman Park, GA

Payday Loans Available in Norman Park, GA By The Following ZIP Codes:

31771

Are Payday Loans Legal In Norman Park, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Norman Park, GA payday loan calculator

Are you living in Norman Park, Georgia, and in need of a quick financial solution? While payday loans may seem like a viable option, it is important to understand that they are prohibited in Georgia.

What are Payday Loans?

A payday loan is a short-term loan given to borrowers with the condition that they will repay the loan when they receive their next paycheck. These loans are usually easy to access and can be disbursed to borrowers quickly, making them an attractive option for individuals dealing with an emergency expense or a shortfall in cash.

However, payday loans can often be predatory in nature, trapping borrowers into a cycle of debt with high-interest rates, fees, and penalties attached. As a result, many states have implemented strict regulations or prohibited payday loans altogether to protect consumers from financial exploitation.

Payday Loans are Prohibited in Georgia

Unfortunately, Georgia is one of the states where payday loans are prohibited. The state considers payday lending to be illegal and has established laws to protect consumers from predatory lending practices.

Under Georgia law, lenders that offer short-term cash loans with high-interest rates through payday loans are committing a felony and could face criminal charges. Additionally, borrowers who receive payday loans from illegal lenders can also face consequences, including legal action by the state government.

Alternative Options for Quick Cash in Norman Park, Georgia

For residents of Norman Park, Georgia, there are alternative options available to access quick cash in times of financial need. These options include:

  • Personal Loans: Personal loans are installment loans that can be repaid over several months to years. They typically have lower interest rates compared to payday loans.
  • Credit Cards: Credit cards can be a useful tool for accessing quick cash, especially if you have a good credit score.
  • Online Installment Loans: Online installment loans can offer quick approval and disbursement of funds. These loans can be a great alternative to payday loans if you have a good credit score.

Facts and Statistics on Payday Loans in Georgia

  • The average payday loan in Georgia has an interest rate of 400% APR.
  • Payday loans trap borrowers into a cycle of debt, with the average borrower taking out eight loans each year.
  • In 2016, Georgians paid an estimated $257 million in payday loan fees alone.

Apply Now for Other Loan Options

If you need access to quick cash, there are other loan options available to you. At TheGuaranteedLoans, we are a connector service that can facilitate your connection with potential lenders. We offer personal loans, installment loans, and other financing options that comply with Georgia regulations.

To learn more or to start your application process, fill out our online application today.

F.A.Q.

Can a payday loan company file a lawsuit against me in Norman Park, Georgia?

No, a payday loan company cannot file a lawsuit against you in Norman Park, Georgia because these loans are illegal in the state.

Are there any federal laws that apply to payday loans in Norman Park, Georgia?

Yes, there are federal laws that apply to payday loans in Norman Park, Georgia, including the Military Lending Act and the Truth in Lending Act. These laws provide protections for consumers and regulate the practices of payday lenders.