Payday Loans in Resaca, Georgia

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Resaca, GA. Consider companies in other cities:

Company nameAddressZip codePhone number
J Check Cashing & Tax 203 W General Screven Way, Hinesville, GA 31313 +1 (912) 369 - 2284
Noble Finance of Toccoa 1264 Big A Rd, Toccoa, GA 30577 +1 (762) 348 - 0100
TitleBucks Title Pawns 4105 B Buena Vista Road, Columbus, GA 31907 +1 (706) 565 - 9001
Complete Cash 2753 Cedartown Hwy, Rome, GA 30161 +1 (706) 622 - 2595
Regions Bank 4590 Morningside Dr, Acworth, GA 30101 +1 (678) 931 - 6830
Bank of Dudley 1448 2nd St, Dudley, GA 31022 +1 (478) 277 - 1500
Milledgeville Personal Loans Tech Construction E, LLC Virtual Suite 31061, Milledgeville, GA 31061
Title First 800 W Spring St, Monroe, GA 30655 +1 (770) 207 - 0688
TitleMax Title Pawns 3348 Wrightsboro Rd, Augusta, GA 30909 +1 (706) 396 - 1595
Noble Finance 78 E May St B, Winder, GA 30680 +1 (770) 307 - 3557

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Resaca, GA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Dalton, GA, Quick Loan in Douglasville, GA, Payday Loan Companies in Evans, GA, Guaranteed Loans in Gainesville, GA, Quick Loan in Hinesville, GA, Payday Loan Without a Credit Check in Kennesaw, GA, Payday Loans in Lagrange, GA and Payday Loans in Mableton, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Resaca, GA.

Beautiful sights of Resaca, GA

Payday Loans Available in Resaca, GA By The Following ZIP Codes:

30735

Are Payday Loans Legal In Resaca, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Resaca, GA payday loan calculator

Understanding Payday Loans in Resaca, Georgia

If you live in Resaca, Georgia or are considering getting a payday loan in this area, it’s important to know that payday loans are prohibited in Georgia. A payday loan is a short-term loan typically used to cover urgent expenses until your next paycheck. While they might seem like a quick and easy solution, payday loans often come with high interest rates and fees that can trap borrowers in cycles of debt.

What is a payday loan?

Payday loans are small-dollar loans that typically range from $50 to $500, and often have very short repayment terms, usually around two weeks. They are designed to help people cover urgent expenses like medical bills, car repairs, or other unexpected expenses until their next paycheck arrives.

Why are payday loans prohibited in Georgia?

Georgia has some of the strictest payday lending laws in the country, and as a result, payday loans are prohibited in the state. Georgia’s Industrial Loan Act prohibits lenders from making loans of $3,000 or less if the lender isn’t licensed to do business in the state.

What are the alternatives to payday loans in Resaca, Georgia?

If you need cash quickly in Resaca, Georgia, there are several alternatives to payday loans that you might consider:

  • Credit cards: If you have good credit, you might be able to use a credit card to cover your expenses until your next paycheck arrives. While credit cards often come with high interest rates, they are usually much cheaper than payday loans.
  • Personal loans: Personal loans from a bank or credit union might be another option to consider. These loans often come with lower interest rates than payday loans, and can be repaid over a longer period of time.
  • Alternative payday loans: Some credit unions and online lenders offer small-dollar loans that are designed to be repaid over a longer period of time than traditional payday loans. While they might still come with high interest rates, these loans can be a better option for borrowers who need more time to repay their debt.

Interesting Facts and Statistics About Payday Loans in Georgia

  • According to the Center for Responsible Lending, the average APR on a payday loan in Georgia is 339%
  • Georgia has some of the strictest anti-payday loan laws in the country. In addition to prohibiting payday loans, the state also caps annual interest rates on loans at 60%.
  • A 2016 survey by the Georgia Watch consumer advocacy group found that 84% of respondents supported stricter regulations on payday lending in the state.

Connect with Potential Lenders

While payday loans are not an option in Resaca or the state of Georgia, you can still apply for other types of loans that will help you cover unexpected expenses. As a connector service, TheGuaranteedLoans can help match you with potential lenders who offer personal loans, installment loans, or other types of financing. Apply now on our website, and we’ll work to connect you with lenders who fit your needs.

F.A.Q.

Can I be charged with a crime for taking out a payday loan in Resaca, Georgia?

It is illegal for lenders to offer payday loans in Resaca, Georgia, so borrowers cannot be charged with a crime for taking out a payday loan. However, lenders may face criminal charges for engaging in illegal lending practices.

What should I do if I have already taken out a payday loan in Resaca, Georgia?

If you have already taken out a payday loan in Resaca, Georgia, you should contact the lender to try to negotiate a repayment plan. If the lender is unwilling to work with you, you may want to seek out alternative forms of financing or seek legal advice.