Payday Loans in Rome, Georgia

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Payday Loan Companies in Rome, GA

Company nameAddressZip codePhone number
1st Franklin Financial 610 Shorter Ave #8 30165 +1 (706) 291 - 4248
Apex Finance Loan & Tax Service 2 E 6th Ave 30161
Cash America Pawn 2419 Shorter Ave 30165 +1 (706) 295 - 2146
Check Into Cash Title Pawn 2302 Shorter Ave 30165 +1 (706) 378 - 8079
Check Into Cash Title Pawn 2001 Shorter Ave 30165 +1 (706) 232 - 0054
Complete Cash 814 Shorter Ave 30165 +1 (706) 378 - 9777
Complete Cash 2753 Cedartown Hwy 30161 +1 (706) 622 - 2595
Complete Cash 1831 N Broad St 30161 +1 (706) 295 - 2288
Complete Cash 1519-B Dean Ave 30161 +1 (706) 204 - 8366
Courtesy Finance 1426 Turner McCall Blvd 30161 +1 (706) 238 - 6581
Georgia Auto Pawn, Inc. 416 Shorter Ave NW 30165 +1 (706) 368 - 9229
Gold Buyers & Loan of Rome 1330 Martha Berry Blvd NE 100 30165 +1 (706) 391 - 6900
Lendmark Financial Services LLC 471 Turner McCall Blvd 30165 +1 (706) 291 - 1223
Loanmax Title Loans 1010 Shorter Ave 30165 +1 (706) 234 - 0663
Money Tree of Georgia Inc 2204 Shorter Ave 18 30165 +1 (706) 235 - 4368
Mr Payroll 2221 Shorter Ave 30165 +1 (706) 295 - 1011
Peoples Financial Corporation of Rome 1013 Shorter Ave 30165 +1 (706) 291 - 1367
Quic!oans 2001 Shorter Ave 30165 +1 (706) 232 - 0054
Republic Finance 719 Turner McCall Blvd NE 30165 +1 (706) 291 - 2274
Rome Finance Co. 317 Broad St 30161 +1 (706) 295 - 9413
Security Finance 2204 Shorter Ave NW 11 30165 +1 (706) 291 - 8098
Service Loan 524 Broad St 30161 +1 (706) 584 - 7164
Sunbelt Credit 2 E 6th Ave 30161 +1 (706) 291 - 9415
SunTrust 100 E 2nd Ave 30161 +1 (706) 236 - 4200
TitleMax Title Pawns 2328 Shorter Ave 30165 +1 (706) 378 - 9400
TitleMax Title Pawns 1705 Turner McCall Blvd 30161 +1 (706) 232 - 3604
TitleMax Title Pawns 1705 Turner McCall Blvd SE 30161 +1 (706) 232 - 3604
Western Finance 524 Broad St 30165 +1 (706) 235 - 4368
Woods Brokerage Co 410 Broad St 30161 +1 (706) 291 - 4625
World Finance 111 Broad St 30161 +1 (706) 234 - 0839
World Finance Corporation 111 Broad St 30161 +1 (706) 234 - 0839

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rome, GA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Roswell, GA, Online Loans in Savannah, GA, No Credit Check Loans in Smyrna, GA, Payday Loans in Statesboro, GA, Payday Loans in Tucker, GA, Short-term Loans in Valdosta, GA, Payday Loans in Warner Robins, GA and Payday Loans in Albany, GA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rome, GA.

Beautiful sights of Rome, GA

Payday Loans Available in Rome, GA By The Following ZIP Codes:

30163, 30164, 30162, 30161, 30165

Are Payday Loans Legal In Rome, Georgia?

Payday Lending is Prohibited in Georgia

Georgia Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Rome, GA payday loan calculator

Payday loans in Rome, Georgia

Payday loans are one of the most popular forms of short-term financing, as they provide fast financial relief to borrowers in need. However, payday loans are prohibited in the state of Georgia and cannot be obtained in the city of Rome. While this restriction might make it difficult for those in Rome to get the money they need, there are other alternatives available.

What are payday loans?

Payday loans are short-term loans which are designed to help borrowers who need cash quickly. These loans typically require no collateral or credit check and are repaid on the borrower’s next payday. Because of their convenience, payday loans can be a great option for those in financial distress. Unfortunately, due to their high interest rates, payday loans can also be dangerous, as they can lead to a cycle of debt if not used responsibly.

Why are payday loans prohibited in the state of Georgia?

In 2004, the Georgia General Assembly passed a law banning payday lending in the state. This law protects Georgia consumers from the high rates and fees associated with payday loans. Without this law, borrowers in Rome would be subject to interest rates up to 400%, making it more difficult for them to pay off their debt.

Alternatives to payday loans in Rome

Fortunately, there are other solutions for those in Rome who need cash quickly. Here are some alternatives to payday loans:

  • Credit unions: Some credit unions in Rome offer small-dollar loans with lower interest rates than payday loans. These loans should be used responsibly, but can be helpful for those who need quick access to cash.
  • Borrow from family or friends: Borrowing from family or friends can be an effective way to get money when you need it. Just make sure that you are clear about repayment terms and conditions before you borrow.
  • Personal loans: Personal loans are another option for those in Rome who need money quickly. These loans offer more flexible repayment terms and lower interest rates than payday loans, but often require a credit check.
  • Title loans: Title loans are a type of secured loan in which the borrower uses their car title as collateral. While these loans can be dangerous, they can also provide quick access to cash in some cases.

How to apply for a loan online with TheGuaranteedLoans

If you are looking for a loan in Rome, you can apply for one online with TheGuaranteedLoans. We are not a lender, but we can connect you with lenders who may be able to provide you with the money you need. To apply for a loan, simply fill out our online application form and we will quickly match you with a lender.

Frequently Asked Questions

Q: Are payday loans prohibited in Rome, Georgia?
A: Yes, payday loans are prohibited in the state of Georgia and cannot be obtained in the city of Rome.

Q: Are there any alternatives to payday loans available in Rome, Georgia?
A: Yes, there are several alternatives to payday loans available in Rome, including credit unions, personal loans, and title loans.

Q: How can I apply for a loan online with TheGuaranteedLoans?
A: Applying for a loan online with TheGuaranteedLoans is simple. Just fill out our online application form and we will quickly match you with a lender.

Conclusion

Payday loans are prohibited in the state of Georgia, but there are other alternatives available. For those in Rome who are looking for quick access to cash, credit unions, personal loans, and title loans can provide a viable solution. If you are looking for an online loan, TheGuaranteedLoans can help you find a lender who may be able to provide you with the money you need.

More F.A.Q.

Can I be arrested for taking out a payday loan in Rome, Georgia?

It is unlikely that a borrower would be arrested for taking out a payday loan in Rome, Georgia, as the focus of enforcement efforts is typically on the lenders, rather than the borrowers. However, borrowers who knowingly engage in illegal activities, such as providing false information to a lender or participating in a loan scheme, may face criminal charges.

Are there any other resources available to help me avoid predatory lending in Rome, Georgia?

Yes, there are several resources available to help consumers avoid predatory lending in Rome, Georgia, including the state's Consumer Financial Protection Bureau, the Georgia State Banking Department, and the Georgia City Department of Consumer Affairs.

How Many Cash Advance Companies are in Rome, GA?

With the help of our service, you will be able to find 31 cash advance companies in Rome, GA

What Cash Advance Companies in Rome, GA are the most popular?

You should check Complete Cash, TitleMax Title Pawns, and Check Into Cash Title Pawn. Also, you can start your application online on our website.